V V 1
ActiveV V 1 has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €25k and a net result of €-4k. Equity is growing by ~5.4% per year across the filed fiscal years. Its solvency ranks better than 81% of 27711 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
56
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability2▼-58
Solvency100=
Growth35=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
75.7%
Return on assets
-12.7%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-4k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-08-2026, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
29 d late
2024
31 d late
2023
2 d early
2022
25 d late
2021
18 d early
2020
4 d late
2019
57 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€5k▲ 100%
2024 · €2k
2022: €44k
2023: €24k
2024: €2k
2022 → 2025
EBIT margin
-80.6%▲ 9.9pp
2024 · -90.5%
2022: 43.4%
2023: 30.3%
2024: -90.5%
2022 → 2025
Net result
€-4k▼ 63.4%
2024 · €-3k
2018: €-877
2019: €3k
2020: €-2k
2021: €-1k
2022: €17k
2023: €5k
2024: €-3k
2018 → 2025
Working capital
€32k▲ 14.8%
2024 · €28k
2018: €19k
2019: €21k
2020: €20k
2021: €20k
2022: €26k
2023: €29k
2024: €28k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€44k€24k▼ 47.0%€2k▼ 89.8%€5k▲ 100%
Equity€20k-€27k▲ 35.4%€32k▲ 18.1%€29k▼ 8.1%€25k▼ 14.3%
Operating result€-834-€19k€7k▼ 63.1%€-2k€-4k▼ 78.5%
Net result€-1k-€17k€5k▼ 71.3%€-3k€-4k▼ 63.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €4k in 2025 against €2k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €33k
Fixed assets
€90▼ 93.6%
Current assets
€33k▲ 6.8%
Equity and liabilities €33k
Equity
€25k▼ 14.3%
Debt
€8k▲ 162%
The debt ratio rises from 9.5% to 24.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-3k▼
2024 · €825
Cash flow
€-3k▼
2024 · €428
Solvency
75.7%▼
2024 · 90.5%
Current ratio
31.48▲
2024 · 10.08
Quick ratio
31.48▲
2024 · 10.08
Debt / equity
0.32▲
2024 · 0.10
ROE
-16.7%▼
2024 · -8.8%
ROA
-12.7%▼
2024 · -7.9%
Interest coverage
-7.99▼
2024 · 3.70
Debt
€8k▲
2024 · €3k
Debt ≤ 1 year
€1k▼
2024 · €3k
Debt > 1 year
€7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€32k€33k▲
Fixed assets21/28€1k€90▼
Tangible fixed assets22/27€1k€90▼
Furniture and vehicles24€1k€90▼
Current assets29/58€31k€33k▲
Amounts receivable within one year40/41€21k€32k▲
Trade receivables40€9k€18k▲
Other amounts receivable41€12k€14k▲
Cash at bank and in hand54/58€10k€991▼
Deferred charges and accrued income490/1€140€140=
Equity and liabilities
Total equity and liabilities10/49€32k€33k▲
Equity10/15€29k€25k▼
Contributions10/11€12k€12k=
Reserves13€17k€13k▼
Distributable reserves133€17k€13k▼
Amounts payable17/49€3k€8k▲
Amounts payable after more than one year17-€7k
Financial debts170/4-€7k
Amounts payable within one year42/48€3k€1k▼
Taxes, remuneration and social security45€3k€1k▼
Taxes450/3€3k€1k▼
Income statement
Code20242025
Turnover70€2k€5k▲
Goods, raw materials, services and sundry goods60/61€4k€7k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€1k▼
Other operating charges640/8€387€1k▲
Gross operating margin9900€1k€-1k▼
Operating profit (loss)9901€-2k€-4k▼
Financial charges65/66B€223€320▲
Recurring financial charges65€223€320▲
Profit (loss) for the period before taxes9903€-2k€-4k▼
Income taxes67/77€174-
Profit (loss) for the period9904€-3k€-4k▼
Profit (loss) for the period to be appropriated9905€-3k€-4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-3k€-4k▼
Transfer from equity791/2€3k€4k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 29 days late
2025
31-12
Financial
Weakest financial yearnet €-4k
Net result drops to €-4k, the lowest in the series.
31-12
Financial
Liquidity triplescurrent ratio 31.48
Current ratio from 10.08 to 31.48; short-term debt falls from €3k to €1k.
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
29-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity quadruplescurrent ratio 10.94
Current ratio from 2.98 to 10.94; short-term debt falls from €13k to €3k.
25-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 25 days late
2022
31-12
Financial
Back to profitnet €17k
Net result €17k after 2 loss-making years.
13-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
04-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 4 days late
2020
31-12
Financial
Liquidity quadruplescurrent ratio 11.44
Current ratio from 2.82 to 11.44; short-term debt falls from €11k to €2k.
26-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 57 days late
2019
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
21-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 21 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Linkebeek · 1 establishment unit since 1996
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Alsembergsesteenweg 341630 LinkebeekGround area
1,265 m²
Building footprint
693 m²
Volume, LiDAR
5,718 m³
2 parcels, Brussels, Flanders · tallest building 15.2 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
V.V.1 ARTI-COM
since 19962.078.981.895
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22003A0047/00X008 | Flanders | 1,134 m² | 1 · 561 m² | 11.6 m · 3 fl. |
| 21003A0309/00C006 | Brussels | 131 m² | 1 · 132 m² | 15.2 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BRL CONSTRUCTION
BE 1000.026.646
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Niels
BE 0422.739.955
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ARIAN P
BE 0789.930.683
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SCHILDERWERKEN MERTENS
BE 0882.284.779
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DL COLOR
BE 1022.398.311
Riemst · Eq €25k
Of 7,862 companies in sector 43341 we hold annual accounts for 2,664. 2,155 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-10-1995
Fiscal year end31-12
Activities, NACEBEL
43341Painting of buildings
45441
43211General electrical installation work
43333Wallpapering and laying of floor and wall coverings in other materials
43350Other building finishing work
45310
45433
47551Retail sale of household furniture
47591Retail trade
47783Retail trade
47784Retail trade
52441
52488
Sources
Crossroads Bank for EnterprisesNational Bank · 29 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.