V.R.C.
ActiveV.R.C. has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €104k and a net result of €-2k. Equity remains stable across the filed fiscal years (±0.9% per year). Its solvency ranks better than 83% of 13882 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency67=
Growth58=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity short (current ratio 0.18 against 0.05 in 2024), and 23.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
24 d early
2024
44 d early
2023
1 d late
2022
5 d early
2021
5 d early
2020
44 d early
2019
3 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€104k▼ 1.5%
2024 · €105k
2018: €111k
2019: €98k
2020: €110k
2021: €108k
2022: €108k
2023: €109k
2024: €105k
2018 → 2025
Total assets
€136k▼ 4.1%
2024 · €142k
2018: €167k
2019: €182k
2020: €188k
2021: €169k
2022: €162k
2023: €152k
2024: €142k
2018 → 2025
Net result
€-2k▲ 56.7%
2024 · €-4k
2018: €-8k
2019: €-13k
2020: €13k
2021: €-3k
2022: €-107
2023: €859
2024: €-4k
2018 → 2025
Working capital
€-12k▲ 28.3%
2024 · €-16k
2018: €-20k
2019: €-37k
2020: €-22k
2021: €-24k
2022: €-22k
2023: €-19k
2024: €-16k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€108k-€108k▼ 0.1%€109k▲ 0.8%€105k▼ 3.3%€104k▼ 1.5%
Operating result€-528-€-586▼ 10.9%€402€-5k€-2k▲ 48.6%
Net result€-3k-€-107▲ 95.9%€859€-4k€-2k▲ 56.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €2k in 2025 against €5k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €136k
Fixed assets
€133k▼ 5.3%
Current assets
€2k▲ 223%
Equity and liabilities €136k
Equity
€104k▼ 1.5%
Provisions
€18k▼ 7.0%
Debt
€14k▼ 16.9%
The debt ratio falls from 12.1% to 10.5%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€6k▲
2024 · €3k
Cash flow
€6k▲
2024 · €4k
Solvency
76.2%▲
2024 · 74.1%
Current ratio
0.18▲
2024 · 0.05
Quick ratio
0.18▲
2024 · 0.05
Debt / equity
0.14▼
2024 · 0.16
ROE
-1.5%▲
2024 · -3.4%
ROA
-1.1%▲
2024 · -2.5%
Interest coverage
29.39▲
2024 · 16.33
Debt
€14k▼
2024 · €17k
Debt ≤ 1 year
€14k▼
2024 · €17k
Income taxes
€396▲
2024 · €195
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€142k€136k▼
Fixed assets21/28€141k€133k▼
Tangible fixed assets22/27€141k€133k▼
Land and buildings22€116k€111k▼
Other tangible fixed assets26€25k€22k▼
Current assets29/58€771€2k▲
Cash at bank and in hand54/58€617€2k▲
Deferred charges and accrued income490/1€154€156▲
Equity and liabilities
Total equity and liabilities10/49€142k€136k▼
Equity10/15€105k€104k▼
Contributions10/11€6k€6k=
Reserves13€99k€97k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€75k€69k▼
Distributable reserves133€22k€26k▲
Provisions and deferred taxes16€20k€18k▼
Deferred taxes168€20k€18k▼
Amounts payable17/49€17k€14k▼
Amounts payable within one year42/48€17k€14k▼
Trade debts44-€352
Suppliers440/4-€352
Taxes, remuneration and social security45€195€591▲
Taxes450/3€195€591▲
Other amounts payable47/48€17k€13k▼
Accrued charges and deferred income492/3€85€85=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€8k▲
Other operating charges640/8€861€889▲
Gross operating margin9900€4k€6k▲
Operating profit (loss)9901€-5k€-2k▲
Financial charges65/66B€204€190▼
Recurring financial charges65€204€190▼
Profit (loss) for the period before taxes9903€-5k€-3k▲
Transfer from deferred taxes780€1k€1k=
Income taxes67/77€195€396▲
Profit (loss) for the period9904€-4k€-2k▲
Transfer from tax-exempt reserves789€5k€5k=
Profit (loss) for the period to be appropriated9905€2k€4k▲
Appropriation of the result
Profit (loss) to be appropriated9906€2k€4k▲
Transfer to equity691/2€2k€4k▲
To other reserves6921€2k€4k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
17-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
01-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 1 day late
2023
31-12
Financial
Back to profitnet €859
Net result €859 after 2 loss-making years.
26-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
26-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
17-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €13k
Net result €13k after 2 loss-making years.
31-12
Financial
Equity above €100kEq €110k ▲12.9%
Equity rises from €98k to €110k.
28-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €-13k
Net result drops to €-13k, the lowest in the series; recovery starts the following year.
13-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 13 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
04-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bierbeek · 1 establishment unit since 1997
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Tiensesteenweg 3523360 BierbeekGround area
590 m²
Building footprint
172 m²
Volume, LiDAR
1,024 m³
Parcel 24065B0057/00Z002, Flanders · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Tiensesteenweg 352, 3360 Bierbeek
since 19972.081.718.879
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24065B0057/00Z002 | Flanders | 589 m² | 1 · 172 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BAEKEN et MARDEGAN
BE 0417.224.219
La Bruyère · Eq €104k
PROJECT INNOVATION
BE 0876.754.987
Diest · Eq €103k
ROMA
BE 0823.603.640
Tienen · Eq €104k
Cotton Immo & Formation
BE 0894.115.316
Soignies · Eq €103k
HK REAL ESTATE
BE 0559.916.662
Charleroi · Eq €103k
Of 9,094 companies in sector 68201 we hold annual accounts for 6,725. 4,187 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded10-03-1997
Fiscal year end31-12
Activities, NACEBEL
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 27 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.