V&O Services
Open bankruptcyA bankruptcy procedure is open for V&O Services according to publications in the Belgian State Gazette; curator: PATRICK VANHOUTVIN. The file additionally contains 1 administrative flag. The 2022 annual accounts show negative equity (€-76k) and a net result of €-65k.
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2022 was due by 31-07-2023 and was filed on 30-08-2023, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
not filed
2022
30 d late
2021
31 d late
← before the deadline
after the deadline →
raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publicationsPublications
Address struck
Financials · fiscal year 2022, micro schema
Equity
€-76k▼ 595%
2021 · €-11k
2021: €-11k
2021 → 2022
Total assets
€329k▼ 13.2%
2021 · €379k
2021: €379k
2021 → 2022
Net result
€-65k▼ 58.7%
2021 · €-41k
2021: €-41k
2021 → 2022
Working capital
€-110k▼ 1,420%
2021 · €-7k
2021: €-7k
2021 → 2022
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022Trend
Equity€-11k-€-76k▼ 595%
Operating result€-34k-€-57k▼ 68.0%
Net result€-41k-€-65k▼ 58.7%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €57k in 2022 against €34k in 2021; the loss grows.
Balance-sheet composition
2022 in colour, 2021 as the grey bar beneath
Assets €329k
Fixed assets
€169k▼ 10.3%
Current assets
€160k▼ 16.1%
Key figures and ratios
EBITDA
€-36k▼
2021 · €-10k
Cash flow
€-43k▼
2021 · €-16k
Solvency
-23.0%▼
2021 · -2.9%
Current ratio
0.59▼
2021 · 0.96
Quick ratio
0.26▼
2021 · 0.49
Debt / equity
-5.34▲
2021 · -35.73
ROA
-19.7%▼
2021 · -10.8%
Interest coverage
-4.66▼
2021 · -1.36
Debt
€405k▲
2021 · €390k
Debt ≤ 1 year
€270k▲
2021 · €198k
Debt > 1 year
€135k▼
2021 · €192k
Staff costs
€203k▼
2021 · €223k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2022 against 2021
Balance sheet
Code20212022
Assets
Total assets20/58€379k€329k▼
Fixed assets21/28€189k€169k▼
Intangible fixed assets21€177k€157k▼
Tangible fixed assets22/27€7k€8k▲
Plant, machinery and equipment23€7k€8k▲
Financial fixed assets28€4k€4k=
Current assets29/58€190k€160k▼
Stocks and contracts in progress3€93k€88k▼
Stocks30/36€93k€88k▼
Amounts receivable within one year40/41€21k€38k▲
Trade receivables40€438€16k▲
Other amounts receivable41€21k€21k▲
Cash at bank and in hand54/58€68k€34k▼
Deferred charges and accrued income490/1€8k-
Equity and liabilities
Total equity and liabilities10/49€379k€329k▼
Equity10/15€-11k€-76k▼
Contributions10/11€30k€30k=
Profit (loss) carried forward14€-41k€-106k▼
Amounts payable17/49€390k€405k▲
Amounts payable after more than one year17€192k€135k▼
Financial debts170/4€192k€135k▼
Amounts payable within one year42/48€198k€270k▲
Current portion of amounts payable after more than one year42€62k€58k▼
Trade debts44€118k€190k▲
Suppliers440/4€118k€190k▲
Taxes, remuneration and social security45€17k€22k▲
Taxes450/3€2k€8k▲
Remuneration and social security454/9€16k€15k▼
Accrued charges and deferred income492/3-€542
Income statement
Code20212022
Remuneration, social security and pensions62€223k€203k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€25k€21k▼
Other operating charges640/8€9k€6k▼
Gross operating margin9900€223k€173k▼
Operating profit (loss)9901€-34k€-57k▼
Financial income75/76B€289€232▼
Recurring financial income75€289€232▼
Financial charges65/66B€7k€8k▲
Recurring financial charges65€7k€8k▲
Profit (loss) for the period before taxes9903€-41k€-65k▼
Profit (loss) for the period9904€-41k€-65k▼
Profit (loss) for the period to be appropriated9905€-41k€-65k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-41k€-106k▼
Profit (loss) brought forward from the previous period14P-€-41k
Social balance
Average headcount (FTE)90877.0-
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
07-03
KBO administration
Address struck
Gaston Crommen- Die Sitzadresse Gaston Crommenlaan 8 9050
9050 Gent · event 27-01-2025
2024
20-11
Bankruptcy
Opening
Ondernemingsrechtbank Antwerpen, afdeling Hasselt · V&O SERVICES BV GASTON CROMMENLAAN 8, 9050 GENT · event 14-11-2024
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 31 days late
SignalNBB filing
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ground area
2.1 ha
Building footprint
1,905 m²
Volume, LiDAR
22,848 m³
2 parcels, Flanders · tallest building 18.8 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
V&O Services
since 20202.309.280.384
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44032A0472/00R003 | Flanders | 1.9 ha | 1 · 1,241 m² | 18.8 m · 5 fl. |
| 73064B0848/00S000 | Flanders | 1,881 m² | 1 · 664 m² | 8.8 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | PATRICK VANHOUTVIN HENDRIK VAN VELDEKE-
SINGEL 150 BUS 4, 3500 HASSELT |
14-11-2024 → present |
Public money · subsidies and aid
Flemish government
2022 to 2023 · 2 entries · 2,050 EUR awarded · 2,050 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 500 EUR | 500 EUR |
| 2022 | 1 | 1,550 EUR | 1,550 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Stagebonus (stopgezet)
Recognitions · licences · registrations
Dual-learning approval
2 live approvalsWinkelmedewerker (vwo)
Winkelmedewerker duaal (so)
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Ingelmunster
We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. Of 10,530 companies in sector 47110 we hold annual accounts for 5,858.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-10-2020
Fiscal year end31-12
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47114Supermarkets
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.