Equity
-€1,156
Debts exceed assets in financial year 2025.
V - MV
Lifetime
2 annual accounts with figures on one time axispeak -€1,744 (2025)
-€1,744▲ €11
lowest -€2,079 (2025)
-€2,079▼ €2
peak €923 (2024)
-€1,156▼ €2,079
€1,900▼ 8.5%
Board1 name since 2024
1 directorVERHOEVEN Rudy Frans Karel
Documentsfilings and deeds
02-07-202629 days before the deadline
2025micro format
Loss of €2,079Equity from €923 to -€1,156Cash from €3,000 to €11
Key points
from the 2025 annual accountsLosses
-€4,156 in two years
The 2024 and 2025 financial years closed with a loss. 2025 was the heaviest.
Position in the sector
-155.4%
Lower solvency than 95% of companies in office administrative support. Sector median 50.3% · 9,696 companies.
Turnover not published (micro format)
Checked score
52
Fair
Financially stronger than 4% of micro companies in office administrative support (NACE 82)
Probability in this band: 1.5% to 4.2%
Negative equity caps the score at 59.
Bankruptcy probability within 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 12,672 companies (NACE 82, micro).
About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
01-2026: 0.2%lowest value
02-2026: 0.2%● unchanged vs 01-2026lowest value
03-2026: 0.2%● unchanged vs 02-2026lowest value
04-2026: 0.2%● unchanged vs 03-2026
05-2026: 0.2%● unchanged vs 04-2026
06-2026: 0.2%● unchanged vs 05-2026
07-2026: 0.2%● unchanged vs 06-2026
08-2026: 0.8%▲ +0.6 percentage points vs 07-2026
09-2026: 0.8%● unchanged vs 08-2026highest value
10-2026: 0.8%● unchanged vs 09-2026
11-2026: 0.8%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Capped at 59: negative equity
Negative equity -€1,156
Liquidity: current ratio 0.39, cash €11, halved
lowers risk
Sector: Office administrative, office support and other business support activities (NACE 82)
Size: total assets €744
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, micro). It does better than 5% of them on solvency, 3% on liquidity, 5% on profitability and 2% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 1,322 companies had the same profile as V - MV has now. Each dot stands for 4 companies, two years later.
90.3%
were still trading
5.5%
stopped another way
4.2%
went bankrupt
The bankruptcy probability of V - MV itself is lower: 0.8% within 12 months. It rests on far more data about V - MV than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,322 companies, not a prediction for V - MV. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
The balance sheet total is too small for a liquidity verdict. Equity is negative.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Seven signals.
lowers riskraises riskneutral
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
2425
2024 to 2025 · latest year -€1,156
raises risk · Young company
Founded in 2024, a year ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
29 days early
2024
17 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 23 days before the deadline. In the sector (NACE 82), the median for financial year 2024 was 7 days before the deadline, and 35% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- VERHOEVEN Rudy Frans Karel founderdeed of 27-12-2024
- VAN HOFSTRAETEN Suzanne Francine founderdeed of 27-12-2024
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1017826542
Incorporation
Founding capital of €3,000, 100 shares · Founders: VERHOEVEN Rudy Frans Karel and VAN HOFSTRAETEN Suzanne Francine · Appointment: VERHOEVEN Rudy Frans Karel (director) · published on 27-12-2024 · Gazette deed
First establishment
Papenschildeken 3, Malle
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| V - MV Malle | €744 | -€1,744 | -155.4% | - |
| ZenZip-it Antwerp | €588 | -€17,669 | -2986.8% | - |
| SMEYERS FINANCES Beauvechain | €803 | -€1,659 | 100.0% | - |
| JEJUVI Knokke-Heist | €657 | -€2,107 | -402.0% | - |
| RICCO SVILUPPO Mons | €505 | -€1,463 | 20.9% | - |
| ACG MANAGEMENT Namur | €528 | -€11,619 | -1830.6% | - |
| LAUSUN Waterloo | €667 | €263 | -7.5% | - |
These companies have the same main activity as V - MV: other business support services (NACE 82990). They are comparable in size and age: total assets between €505 and €803, founded between 2023 and 2025.
Official details
Source: KBO- Status
- Active since 23-12-2024Normal situation
- Activity
- Other business support servicesNACE 82990and 3 others
- Establishment unit
- 2.367.950.0432390 Malle, since 23-12-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 19-12-2025
Annual accounts 2025
- €744▼ 75.2%
- Filing
- Filed on 02-07-2026, 29 days before the end of the filing period
Insights on V - MV
V - MV has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€1,156) and a net result of -€2,079.
Its solvency ranks better than 5% of 9,696 sector peers (NACE 82, financial year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about V - MV
- What is the company number of V - MV?
- The company number of V - MV is 1017.826.542. The VAT number is the same number with BE in front: BE 1017.826.542.
- Where is V - MV based?
- The registered office is at Papenschildeken 3, 2390 Malle.Company details
- What does V - MV do?
- According to the KBO register, the main activity is other business support services (NACE 82990).
- What is the legal form of V - MV?
- V - MV is a private limited company (BV).
- When was V - MV founded?
- V - MV was founded on 23-12-2024.
- Is V - MV still active?
- Yes, V - MV is an active enterprise in the KBO register.
- What is the turnover of V - MV?
- The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
- Is V - MV profitable?
- In financial year 2025, V - MV made a loss of €2,079.
- Where can I find the annual accounts of V - MV?
- V - MV filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of V - MV due?
- V - MV must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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