V MOTORS
ActiveV MOTORS has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.47M and a net result of €342k. Equity is growing by ~17.1% per year across the filed fiscal years. Its solvency ranks better than 35% of 1024 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76▲+4
Solvency56▼-6
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €100k at 30 days acceptable
Liquidity ample (current ratio 3.15 against 2.93 in 2024; short-term debt: 31% and cash: 6.9% of total assets), but 69.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
30.6%
Return on assets
7.1%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
26 d late
2024
31 d early
2023
19 d early
2022
4 d late
2021
30 d early
2020
31 d late
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.47M▲ 30.2%
2024 · €1.13M
2018: €448k
2019: €500k
2020: €601k
2021: €687k
2022: €751k
2023: €880k
2024: €1.13M
2018 → 2025
Total assets
€4.82M▲ 55.8%
2024 · €3.09M
2018: €1.58M
2019: €1.52M
2020: €1.89M
2021: €1.88M
2022: €2.21M
2023: €2.81M
2024: €3.09M
2018 → 2025
Net result
€342k▲ 35.4%
2024 · €252k
2018: €45k
2019: €52k
2020: €101k
2021: €86k
2022: €64k
2023: €129k
2024: €252k
2018 → 2025
Working capital
€3.21M▲ 59.7%
2024 · €2.01M
2018: €869k
2019: €817k
2020: €928k
2021: €1.35M
2022: €1.49M
2023: €1.76M
2024: €2.01M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€687k-€751k▲ 9.3%€880k▲ 17.2%€1.13M▲ 28.7%€1.47M▲ 30.2%
Operating result€153k-€132k▼ 14.0%€258k▲ 95.5%€469k▲ 81.8%€613k▲ 30.7%
Net result€86k-€64k▼ 25.2%€129k▲ 101%€252k▲ 95.8%€342k▲ 35.4%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 31% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4.82M
Fixed assets
€118k▲ 156%
Current assets
€4.70M▲ 54.3%
Equity and liabilities €4.82M
Equity
€1.47M▲ 30.2%
Debt
€3.35M▲ 70.6%
The debt ratio rises from 63.4% to 69.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€625k▲
2024 · €479k
Cash flow
€354k▲
2024 · €263k
Solvency
30.6%▼
2024 · 36.6%
Current ratio
3.15▲
2024 · 2.93
Quick ratio
0.85▲
2024 · 0.67
Debt / equity
2.27▲
2024 · 1.73
ROE
23.2%▲
2024 · 22.3%
ROA
7.1%▼
2024 · 8.2%
Interest coverage
5.85▲
2024 · 5.20
Debt
€3.35M▲
2024 · €1.96M
Debt ≤ 1 year
€1.49M▲
2024 · €1.04M
Debt > 1 year
€1.85M▲
2024 · €830k
Income taxes
€164k▲
2024 · €125k
Staff costs
€413k▲
2024 · €279k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€3.09M€4.82M▲
Fixed assets21/28€46k€118k▲
Tangible fixed assets22/27€46k€118k▲
Land and buildings22€10k€9k▼
Plant, machinery and equipment23€26k€103k▲
Furniture and vehicles24€10k€7k▼
Financial fixed assets28€149€149=
Current assets29/58€3.05M€4.70M▲
Stocks and contracts in progress3€2.36M€3.43M▲
Stocks30/36€2.36M€3.43M▲
Amounts receivable within one year40/41€662k€940k▲
Trade receivables40€451k€565k▲
Other amounts receivable41€211k€375k▲
Cash at bank and in hand54/58€29k€333k▲
Deferred charges and accrued income490/1-€3k
Equity and liabilities
Total equity and liabilities10/49€3.09M€4.82M▲
Equity10/15€1.13M€1.47M▲
Contributions10/11€19k€19k=
Reserves13€1.11M€1.46M▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€1.11M€1.45M▲
Amounts payable17/49€1.96M€3.35M▲
Amounts payable after more than one year17€830k€1.85M▲
Financial debts170/4€830k€1.85M▲
Amounts payable within one year42/48€1.04M€1.49M▲
Current portion of amounts payable after more than one year42€154k€269k▲
Financial debts43€700k€900k▲
Credit institutions430/8€700k€900k▲
Trade debts44€4k€5k▲
Suppliers440/4€4k€5k▲
Taxes, remuneration and social security45€180k€321k▲
Taxes450/3€158k€286k▲
Remuneration and social security454/9€22k€35k▲
Other amounts payable47/48€1k-
Accrued charges and deferred income492/3€92k-
Income statement
Code20242025
Non-recurring operating income76A€3k€4k▲
Remuneration, social security and pensions62€279k€413k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€12k▲
Other operating charges640/8€16k€17k▲
Gross operating margin9900€775k€1.06M▲
Operating profit (loss)9901€469k€613k▲
Financial income75/76B€469-
Recurring financial income75€469-
Financial charges65/66B€92k€107k▲
Recurring financial charges65€92k€107k▲
Profit (loss) for the period before taxes9903€377k€506k▲
Income taxes67/77€125k€164k▲
Profit (loss) for the period9904€252k€342k▲
Profit (loss) for the period to be appropriated9905€252k€342k▲
Appropriation of the result
Profit (loss) to be appropriated9906€252k€342k▲
Transfer to equity691/2€252k€342k▲
To other reserves6921€252k€342k▲
Social balance
Average headcount (FTE)90876.08.4▲
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 26 days late
2025
31-12
Financial
Highest result since 2018net €342k ▲35.4%
Operating result €613k, net result €342k, both a record.
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Equity above €1MEq €1.13M ▲28.7%
7 profitable years in a row build equity to €1.13M.
12-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
04-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 4 days late
2022
01-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
2020
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Equity above €500kEq €500k ▲11.6%
2 profitable years in a row build equity to €500k.
10-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
26-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
03-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 3 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2015
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
17-09-2015
Resigned as Manager
Location & real-estate footprint
Registered office, Puurs-Sint-Amands · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Winning 92870 Puurs-Sint-AmandsGround area
3,219 m²
Building footprint
2,268 m²
Parcel 12032C0593/00A000, Flanders. Linked by address, not a title deed.
1 establishment unit
V MOTERS
since 20102.184.125.244
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12032C0593/00A000 | Flanders | 3,219 m² | 1 · 2,268 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
TH Trucks Charleroi
BE 0861.161.149
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VERRIPA
BE 0883.346.138
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SALAER
BE 0457.717.264
Kasterlee · Eq €1.46M
BOCQUET
BE 0430.319.021
Ukkel · Eq €1.45M
NOYENS TRUCKS
BE 0475.747.386
Olen · Eq €1.50M
Of 2,131 companies in sector 46711 we hold annual accounts for 1,126. 533 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-01-2010
Fiscal year end31-12
Activities, NACEBEL
46711Wholesale of cars and light vans (up to 3.5 tonnes)
95319Other maintenance and repair of motor vehicles
47811Retail sale of cars and light vans (up to 3.5 tonnes)
77110Renting and leasing of cars and light motor vehicles
77120Rental and leasing activities
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.