Skip to content

V.M.J.

Active
Private limited companyfounded 2008active for 18 yearsEdouard Faesstraat 128, 1090 Jette, BelgiumKBO/BCE: BE 0898.269.191
Summary

The computed 12-month bankruptcy probability of V.M.J. is 3.6% (moderate). The 2024 annual accounts show equity of €128,283 and a net result of -€11,198. Equity is shrinking by about 5.5% per year across the filed financial years. Its solvency ranks better than 30% of 102 sector peers (NACE 92, financial year 2024). The company has been active since 2008 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow ReportCompare
V.M.J.ActiveChecked score 48/100
Risk analysis ReportCompare

Overview

Activity
Gambling and betting activities
NACE 92000
8th oldest company in Jette, Arts, sports and recreation sector1 site
Size
€385,100total assets 2024
Equity
€128,283
Loss
-€11,198
Turnover not published (micro format)
Financial health
48 Fair Checked score 2024
Bankruptcy probabilitywithin 12 months
3.6%
Structure
2025 accounts not filed, 87 days past the deadline2 of 9 deeds summarised
Why 48raises riskFigures for financial year 2024 (filed 11-12-2025)Liquidity: current ratio 1.431 financial year not filed after the legal deadline; last filed accounts filed 132 days late; 2 of the last 3 latelowers riskFounded in 2008Show the evidence

Checked score

Score 2024
48 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 24% of its sector peers (NACE 92, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2023
Weak
Solvency 58+5
equity 33.3% of total assets
Liquidity 29+15
short-term debt 66.7%
Profitability 15-40
return on assets -2.9%
Bankruptcy probability, 12 months
3.6% Moderate
0%0.5%1.5%4%10%≥ 25%

About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.5% (218 companies, NACE 92, micro)
Last 24 months 11-2024: 0.9%lowest value 12-2024: 1.2%▲ +0.3 percentage points vs 11-2024 01-2025: 0.9%▼ -0.3 percentage points vs 12-2024 02-2025: 0.9%● unchanged vs 01-2025 03-2025: 0.9%● unchanged vs 02-2025 04-2025: 0.9%● unchanged vs 03-2025 05-2025: 0.9%● unchanged vs 04-2025 06-2025: 0.9%● unchanged vs 05-2025 07-2025: 1.0%▲ +0.1 percentage points vs 06-2025 08-2025: 1.4%▲ +0.4 percentage points vs 07-2025 09-2025: 1.6%▲ +0.2 percentage points vs 08-2025 10-2025: 2.1%▲ +0.5 percentage points vs 09-2025 11-2025: 2.2%▲ +0.1 percentage points vs 10-2025 12-2025: 2.7%▲ +0.5 percentage points vs 11-2025 01-2026: 1.9%▼ -0.8 percentage points vs 12-2025 02-2026: 1.9%● unchanged vs 01-2026 03-2026: 1.9%● unchanged vs 02-2026 04-2026: 1.9%● unchanged vs 03-2026 05-2026: 1.9%● unchanged vs 04-2026 06-2026: 1.7%▼ -0.2 percentage points vs 05-2026 07-2026: 1.6%▼ -0.1 percentage points vs 06-2026 08-2026: 2.5%▲ +0.9 percentage points vs 07-2026 09-2026: 2.7%▲ +0.2 percentage points vs 08-2026 10-2026: 3.6%▲ +0.9 percentage points vs 09-2026highest value
Credit of up to €6,000 on 30-day terms, only on tighter conditions: an expected filing is missing beyond Checked's processing allowance
Liquidity tight (current ratio 1.43, compared with 1.32 in 2023, below the usual 1.5; short-term debt: 66.7% of total assets), and 66.7% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 92, micro): better than 24% on solvency, 16% on liquidity, 24% on profitability and 31% on growth.

The bankruptcy probability was computed on 25-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Seven signals.
lowers riskraises risk
raises risk · Figures for financial year 2024 (filed 11-12-2025)
NBB · annual accounts
raises risk · Liquidity: current ratio 1.43
NBB · annual accounts
raises risk · 1 financial year not filed after the legal deadline; last filed accounts filed 132 days late; 2 of the last 3 late
NBB · filings
lowers risk · Founded in 2008
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024
Net result per financial year
18192021222324
2018 to 2024 · latest year -€11,198
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 87 days later.
NBB · 10 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline26-10-2026 today
raises risk · 2024 accounts filed 132 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 10-12-2025, 132 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 10 filings
Deviation from the deadline
2025
not filed
2024
132 days late
2023
140 days late
2022
33 days early
2021
73 days late
2020
43 days early
2019
7 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 46 days after the deadline; the sector median (NACE 92) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2024 · micro…
  2. Resignations: M.N.M (co gérant) and POINT…Gazette deed
  3. Annual accounts filedfinancial year 2023 · micro…

Key points

  • Caution: 2025 accounts not fileddeadline was 31-07-2026 87 days past the deadline View
  • Caution: Among the weakest 20% on net resultsector median €9,400 · 101 companies -€11,198 View
  • Caution: 2 loss-making years in a rowloss financial year 2024 -€11,198 View

By topic

Financials

Financial year
2024
Total assets
€385,100
Loss
-€11,198
Solvency
33.3%
Turnover▼ 8.6%
Net result
20182021
Go to Financials

Timeline

Events
20
Since
2010
  1. 30-01-2024Resignations: MIFTARI Nejazi, MARKOWSKA Malgorzata Iwona and…
  2. 28-06-2023Annual accounts filed
  3. 31-12-2022Back to profit
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Gambling and betting activitiesNACE 92000
Founded
02-06-2008
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
22
Annual meeting
15 June at 18:00
Purpose
“La société a pour objet social, tant en Belgique qu’à l’étranger, pour compte ou pour…” (deed in French)
Go to Articles of association

Key facts about V.M.J.

What is the company number of V.M.J.?
0898.269.191. In Belgium the VAT number is the company number with BE in front: BE 0898.269.191.
Where is V.M.J. based?
The registered office is at Edouard Faesstraat 128, 1090 Jette.Company details
What does V.M.J. do?
According to the KBO register, the main activity is gambling and betting activities (NACE 92000).
What is the legal form of V.M.J.?
Private limited company (BV).
When was V.M.J. founded?
On 02-06-2008.
Is V.M.J. still active?
Yes, V.M.J. is an active enterprise in the KBO register.
What is the turnover of V.M.J.?
€439,618 in financial year 2021, according to the filed annual accounts.Financials
Is V.M.J. profitable?
In financial year 2024, V.M.J. made a loss of €11,198.
Where can I find the annual accounts of V.M.J.?
V.M.J. filed 16 annual accounts with the National Bank of Belgium, the latest for financial year 2024.

Companies related to V.M.J.

Go further with this company

How much credit can you give this customer, and on what payment terms?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.

We would like to set cookies. That happens only with your consent. What we measure