Equity
€416,535 ▲ 2.8%
V & L paid out €125,000 in dividends. That is 92% of the 2026 profit.
V & L
Lifetime
20 annual accounts with figures on one time axis, 25 filings since 2002peak €376,317 (2022)
€260,055▲ 173%
lowest -€228,713 (2015)
€136,460▲ 116%
peak €525,308 (2023)
€416,535▲ 2.8%
€2.1m▲ 16.6%
peak 0 FTE (2025)
0 FTE
Board2 names since 2022
2 directorsVan De Velde Diederik and 1 other
Documentsfilings and deeds
07-10-202624 days before the deadline
2026abbreviated format
Gross margin from €95,122 to €260,055Result from €63,032 to €136,460Dividend €125,000Debts from €1.8m to €2.1mInvestments €87,918Cash from €26,206 to €269,125
Key points
from the 2026 annual accountsResult
€136,460 ▲ 116%
The result rose in 2026 from €63,032 to €136,460.
Debts
€2.1m 83% of the balance sheet
Financial debts 92%Suppliers 1%Taxes and wages 3%Other 4%
Of this, €2.0m falls due within a year.
Investments
€87,918 4.1 × depreciation
Green is investment, beige is depreciation.
Filings
25 annual accounts since 2002
Seven of the last ten came late. The 2019 accounts came latest: 29 days after the end of the period.
Position in the sector
16.6%
Lower solvency than 86% of companies in financial services. Sector median 59.8% · 357 companies.
Financial institution: outside the modelBankruptcy probability: sector outside the model
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months
The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Two signals.
raises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 357 sector peers (2026).
NBB · sector comparisonPosition among 357 sector peers
Solvency
better than 13%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 07-10-2026, 24 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2026
24 days early
2025
28 days late
2024
on the day
2023
27 days late
2022
3 days late
2021
31 days early
2020
12 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 2 days after the deadline. In the sector (NACE 64), the median for financial year 2024 was 14 days before the deadline, and 28% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. The company usually files around 3 November (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
08-11-2026 today31-03-2027 year end31-10-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0473219844
Change of role: Van De Velde Diederik, from manager to director
Appointment: Luca Judith (director) · Director discharge: Van De Velde Diederik · General meeting of 27-03-2023 · Gazette deed
First establishment
V&L, Keizershoek 18, Lokeren
Incorporation
published on 17-11-2000 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| V & L Lokeren | €2.5m | €260,055 | 16.6% | 0 |
| MAARIS Ghent | €2.8m | €230,077 | 6.6% | 0 |
| TOBALEC Beveren-Kruibeke-Zwijndrecht | €2.1m | €287,866 | 56.8% | 0 |
| BPK DEVELOPMENTS Duffel | €1.9m | €265,576 | 85.5% | 0 |
| M.T.T.L Ath | €3.2m | €228,481 | 39.4% | 0 |
| JOVASAM Alveringem | €2.3m | €210,976 | 52.6% | 0 |
| De Backies Schilde | €2.4m | €209,230 | 39.8% | 0 |
These companies have the same main activity as V & L: activities of holding companies (NACE 64210). They are comparable in size and age: total assets between €1.9m and €3.2m, founded between 1997 and 2003.
Official details
Source: KBO- Status
- Active since 07-11-2000Normal situation
- Activity
- Activities of holding companiesNACE 64210
- Establishment unit
- 2.101.247.4549180 Lokeren, since 23-03-2001
- Financial year end
- 31 March
- Peppol
- Reachable since 23-02-2026
Annual accounts to 31-03-2026
- €2.5m▲ 14.1%
- Filing
- Filed on 07-10-2026, 24 days before the end of the filing period
Insights on V & L
V & L files the abbreviated format. That format states no turnover. The gross margin rose from -€6,811 in 2007 to €260,055 in 2026.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about V & L
- What is the company number of V & L?
- The company number of V & L is 0473.219.844. The VAT number is the same number with BE in front: BE 0473.219.844.
- Where is V & L based?
- The registered office is at Keizershoek 18, 9180 Lokeren.Company details
- What does V & L do?
- According to the KBO register, the main activity is activities of holding companies (NACE 64210).
- What is the legal form of V & L?
- V & L is a private limited company (BV).
- When was V & L founded?
- V & L was founded on 07-11-2000.
- Is V & L still active?
- Yes, V & L is an active enterprise in the KBO register.
- What is the turnover of V & L?
- The turnover in financial year 2026 is ≈ €340,000. This figure is estimated from the gross margin of €260,055 and 34 comparable companies (NACE 64210). It probably lies between €280,000 and €540,000.Financials
- Is V & L profitable?
- In financial year 2026, V & L made a profit of €136,460.
- Where can I find the annual accounts of V & L?
- V & L filed 25 annual accounts with the National Bank of Belgium, the latest for financial year 2026.
- When are the next annual accounts of V & L due?
- V & L must file the annual accounts for financial year 2027 by 31-10-2027.Timeline
Next steps
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