Summary
V & L is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2026 annual accounts show equity of €416,535 and a net result of €136,460. Equity has been growing by about 8.9% per year since 2019. Its solvency ranks better than 13% of 321 sector peers (NACE 64, financial year 2026). The company has been active since 2000 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Official details
Source: KBO- Status
- Active since 07-11-2000 Normal situation
- Activity
- Activities of holding companies NACE 64210
- Establishment unit
- 2.101.247.454 9180 Lokeren, since 23-03-2001
- Financial year end
- 31 March
- Peppol
- Reachable since 23-02-2026
Board and ownership
- Luca JudithDirector · since 27-03-2023
- Van De Velde DiederikDirector · since 27-03-2023
- Holdings
- Shares in 1 company DE VOLDER
Financial position
- Profit
- €136,460
- ▲ 116%
- Equity
- €416,535
- ▲ 2.8%
- Total assets
- €2.5m
- ▲ 14.1%
Signalsraises riskWeak solvency compared with the sectorneutralLatest accounts filed on timeShow the evidence
Checked score
The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 7 accounts on average 2 days after the deadline. In the sector (NACE 64), the median for financial year 2024 was 14 days before the deadline, and 28% of those companies filed late.
Searched, nothing found (2)
Key points
Recent changes
- · Gazette deed Change of role: Van De Velde Diederik, from manager to directorAppointment: Luca Judith (nieuwe niet statutair bestuurder)
- · Gazette deed Incorporation
Comparable companies
These companies have the same main activity as V & L: activities of holding companies (NACE 64210). They are comparable in size and age: total assets between €1.9m and €3.2m, founded between 1997 and 2003.
| Company | Total assets | Gross margin |
|---|---|---|
| V & L Lokeren | €2.5m | €0.3m |
| MAARIS Gent | €2.8m | €0.2m |
| TOBALEC Beveren-Kruibeke-Zwijndrecht | €2.1m | €0.3m |
| BPK DEVELOPMENTS Duffel | €1.9m | €0.3m |
| M.T.T.L Ath | €3.2m | €0.2m |
| JOVASAM Alveringem | €2.3m | €0.2m |
| De Backies Schilde | €2.4m | €0.2m |
Key facts about V & L
- What is the company number of V & L?
- The company number of V & L is 0473.219.844. The VAT number is the same number with BE in front: BE 0473.219.844.
- Where is V & L based?
- The registered office is at Keizershoek 18, 9180 Lokeren.Company details
- What does V & L do?
- According to the KBO register, the main activity is activities of holding companies (NACE 64210).
- What is the legal form of V & L?
- The legal form of V & L is Private limited company (BV).
- When was V & L founded?
- V & L was founded on 07-11-2000.
- Is V & L still active?
- Yes, V & L is an active enterprise in the KBO register.
- What is the turnover of V & L?
- The turnover in financial year 2026 is ≈ €340,000. This figure is estimated from the gross margin of €260,055 and 34 comparable companies (NACE 64210). It probably lies between €280,000 and €540,000.Financials
- Is V & L profitable?
- In financial year 2026, V & L made a profit of €136,460.
- Where can I find the annual accounts of V & L?
- V & L filed 25 annual accounts with the National Bank of Belgium, the latest for financial year 2026.
- When are the next annual accounts of V & L due?
- V & L must file the annual accounts for financial year 2027 by 31-10-2027.Timeline
Next steps
See how customers, suppliers and banks see your own company and what to improve first.