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V&K GROUP

Active
Private limited companyfounded 2022active for 4 yearsGroot-Bijgaardenstraat 14, 1082 Sint-Agatha-Berchem, BelgiumKBO/BCE: BE 0785.298.439
Summary

The computed 12-month bankruptcy probability of V&K GROUP is 4.8% (elevated). The 2025 annual accounts show equity of €544,189 and a net result of €131,150. Equity has been growing by about 73% per year since 2023. Its solvency ranks better than 31% of 9,898 sector peers (NACE 43, financial year 2025). The company has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 22-04-2022 Normal situation
Registered office
307 active companies are registered at this address 52 started in the 12 months before. Source: KBO register, as of 4 November 2026.
Activity
Other specialised construction activities NACE 43990and 1 other
Establishment unit
2.331.505.856 8790 Waregem, since 22-04-2022
Financial year end
31 March
Peppol
Reachable since 20-01-2026

Board and ownership

Board

Financial position

38 Weak Checked score 2025
Bankruptcy probabilitywithin 12 months
4.8%
Annual accounts to 31-03-2025
Gross margin
€346,416
▲ 135%
Turnover
≈ €1.1m
estimated
Profit
€131,150
▲ 157%
Equity
€544,189
▲ 126%
Total assets
€1.9m
▲ 215%
Employees on 31-03-2025
0
  • 2026 accounts not filed, 4 days past the deadline
Score breakdownraises risk1 financial year not filed after the legal deadline; last filed accounts filed 314 days late; 3 of the last 3 accounts lateFounded in 2022Figures for financial year 2025 (filed on 10-09-2026)Sector: Specialised construction activities (NACE 43)Show the evidence

Checked score

Score 2025
38 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially stronger than 47% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2024
Average
Solvency 54-11
equity 28.7% of total assets
Liquidity 18-6
short-term debt 70.4% · cash 4.6%
Profitability 77-2
return on assets 6.9%
Bankruptcy probability within 12 months
4.8% Elevated
0%0.5%1.5%4%10%≥ 25%

About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,674 companies, NACE 43, micro)
Last 24 months 12-2024: 5.7% 01-2025: 7.3%▲ +1.6 percentage points vs 12-2024highest value 02-2025: 2.0%▼ -5.3 percentage points vs 01-2025 03-2025: 2.0%● unchanged vs 02-2025 04-2025: 1.9%▼ -0.1 percentage points vs 03-2025lowest value 05-2025: 1.9%● unchanged vs 04-2025 06-2025: 2.0%▲ +0.1 percentage points vs 05-2025 07-2025: 2.0%● unchanged vs 06-2025 08-2025: 2.0%● unchanged vs 07-2025 09-2025: 2.1%▲ +0.1 percentage points vs 08-2025 10-2025: 2.1%● unchanged vs 09-2025 11-2025: 2.8%▲ +0.7 percentage points vs 10-2025 12-2025: 2.9%▲ +0.1 percentage points vs 11-2025 01-2026: 3.6%▲ +0.7 percentage points vs 12-2025 02-2026: 3.8%▲ +0.2 percentage points vs 01-2026 03-2026: 4.3%▲ +0.5 percentage points vs 02-2026 04-2026: 6.4%▲ +2.1 percentage points vs 03-2026 05-2026: 6.4%● unchanged vs 04-2026 06-2026: 6.6%▲ +0.2 percentage points vs 05-2026 07-2026: 6.1%▼ -0.5 percentage points vs 06-2026 08-2026: 6.1%● unchanged vs 07-2026 09-2026: 6.0%▼ -0.1 percentage points vs 08-2026 10-2026: 4.1%▼ -1.9 percentage points vs 09-2026 11-2026: 4.8%▲ +0.7 percentage points vs 10-2026
Credit of up to €20,000 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms
Liquidity is tight, with a current ratio of 1.08 (0.8 in 2024), below the usual 1.5. Short-term debt is 70.4% and cash 4.6% of total assets. 71.3% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 30% of them on solvency, 10% on liquidity, 54% on profitability and 93% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
raises risk
raises risk · 1 financial year not filed after the legal deadline; last filed accounts filed 314 days late; 3 of the last 3 accounts late
NBB · filings
raises risk · Founded in 2022
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Figures for financial year 2025 (filed on 10-09-2026)
NBB · annual accounts
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
raises risk · 2025 accounts filed 314 days late
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 10-09-2026, 314 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 3 filings
Deviation from the deadline
2026
not filed
2025
314 days late
2024
63 days late
2023
264 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 3 accounts on average 214 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2022.
KBO publications

Key points

  • Positive: Result rose in 2025from €51,122 to €131,150 ▲ 157% View
  • Positive: 4th largest company by total assets in Sint-Agatha-Berchem, Construction sectorin the Checked rankings No. 4 View

Recent changes

  1. · Gazette deed Resignation: Vitalii Kokhan (gérants/administrateurs)Appointment: Iryna Dziuban (director)
  2. · Gazette deed IncorporationStarting capital €5,000 · Appointment: KOKHAN Vitalii (director)
All 8 events

Comparable companies

These companies have the same main activity as V&K GROUP: other specialised construction activities (NACE 43990). They are comparable in size and age: total assets between €747,000 and €2m, founded between 2017 and 2022.

CompanyTotal assetsGross margin
V&K GROUP Sint-Agatha-Berchem€1.9m€0.3m
H-SB Tienen€1.7m€0.5m
Stebo-Steigers Hooglede€0.8m€0.2m
Vam Bouwwerken Antwerpen€1.4m€0.3m
BETOQAD Aalter€0.7m€0.4m
BOUWWERKEN VAN DER STEEN Zele€1.6m€0.6m
D&P BUILDING Knokke-Heist€2.0m€0.5m
Full comparison

Key facts about V&K GROUP

What is the company number of V&K GROUP?
The company number of V&K GROUP is 0785.298.439. The VAT number is the same number with BE in front: BE 0785.298.439.
Where is V&K GROUP based?
The registered office is at Groot-Bijgaardenstraat 14, 1082 Sint-Agatha-Berchem.Company details
What does V&K GROUP do?
According to the KBO register, the main activity is other specialised construction activities (NACE 43990).
What is the legal form of V&K GROUP?
The legal form of V&K GROUP is Private limited company (BV).
When was V&K GROUP founded?
V&K GROUP was founded on 22-04-2022.
Is V&K GROUP still active?
Yes, V&K GROUP is an active enterprise in the KBO register.
How many employees does V&K GROUP have?
V&K GROUP had an average of 0.1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of V&K GROUP?
The turnover in financial year 2025 is ≈ €1.1m. This figure is estimated from the gross margin of €346,416 and 34 comparable companies (NACE 43990). It probably lies between €660,000 and €1.4m.
Is V&K GROUP profitable?
In financial year 2025, V&K GROUP made a profit of €131,150.
Where can I find the annual accounts of V&K GROUP?
V&K GROUP filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.

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