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V.J.B. Concept

Active
Private limited companyfounded 2016active for 10 yearsButswervestraat 60, 9990 Maldegem, BelgiumKBO/BCE: BE 0646.983.466
Summary

V.J.B. Concept has been active since 2016 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €393,316 and a net result of €131,893. Equity has been growing by about 51% per year since 2018. Its solvency ranks better than 30% of 39,275 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 26-01-2016 Normal situation
Activity
Business and other management consultancy NACE 70200and 3 others
Establishment unit
2.251.014.761 9990 Maldegem, since 26-01-2016
Financial year end
31 December
Peppol
Reachable since 21-10-2026

Board and ownership

Board
  • De Witte JanDirector
  • François VeroniqueDirector

Financial position

93 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts 2025
Gross margin
€248,118
▲ 33.9%
Turnover
≈ €420,000
estimated
Profit
€131,893
▲ 48.8%
Equity
€393,316
▲ 50.5%
Total assets
€1.3m
▲ 55.3%
  • 2025 accounts filed 28 days after the deadline
Score breakdownraises riskLiquidity: current ratio 1.07, cash €10,855, halvedlowers riskSize: total assets €1.3mSector: Activities of head offices; management consultancy activities (NACE 70)Figures for financial year 2025 (filed on 01-09-2026)Show the evidence

Checked score

Score 2025
93 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 47% of micro companies in head offices and management consultancy (NACE 70)
Financial strength · tick: 2024
Strong
Solvency 56-1
equity 30.7% of total assets
Liquidity 48-2
short-term debt 15.1% · cash 0.8%
Profitability 82=
return on assets 10.3%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (48,536 companies, NACE 70, micro)
Last 24 months 12-2024: 0.1% 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: < 0.1%▼ -0.1 percentage points vs 07-2025lowest value 09-2025: < 0.1%● unchanged vs 08-2025lowest value 10-2025: < 0.1%● unchanged vs 09-2025lowest value 11-2025: < 0.1%● unchanged vs 10-2025lowest value 12-2025: < 0.1%● unchanged vs 11-2025lowest value 01-2026: < 0.1%● unchanged vs 12-2025lowest value 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: 0.1%▲ +0.1 percentage points vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.2%▲ +0.1 percentage points vs 07-2026highest value 09-2026: 0.1%▼ -0.1 percentage points vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026 11-2026: 0.1%● unchanged vs 10-2026
Credit of up to €35,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.07 (1.39 in 2024), below the usual 1.5. Short-term debt is 15.1% and cash 0.8% of total assets. 69.3% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 31% of them on solvency, 28% on liquidity, 49% on profitability and 80% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €1.3m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 1.07, cash €10,855, halved
NBB · annual accounts
lowers risk · Sector: Activities of head offices; management consultancy activities (NACE 70)
KBO
lowers risk · Figures for financial year 2025 (filed on 01-09-2026)
NBB · annual accounts
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are now bankrupt, dissolved or in another special legal status, below the 1.66% of all filers. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filings
Deviation from the deadline
2025
28 days late
2024
31 days early
2023
13 days early
2022
11 days early
2021
44 days early
2020
29 days early
2019
3 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 15 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 19 July (4 of the last 5 accounts filed within 32 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Higher net result than 90% of companies in head offices and management consultancysector median €27,193 · 39,291 companies €131,893 View
  • Positive: 8 profitable years in a rowprofit 2025: €131,893 8 years View
  • Positive: Equity rose in 2025from €261,423 to €393,316 ▲ 50.5% View

Recent changes

  1. · Gazette deed Incorporation
All 15 events

Comparable companies

These companies have the same main activity as V.J.B. Concept: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €1.1m and €1.6m, founded between 2014 and 2017.

CompanyTotal assetsGross margin
V.J.B. Concept Maldegem€1.3m€0.2m
DesNovo Berlare€1.2m€0.3m
9000 Estate Deinze€1.1m€0.3m
CRT Lievegem€1.2m€0.3m
Stuyfbergen Hamme (Vl.)€1.2m€0.2m
DEMERRE Lievegem€1.4m€0.3m
Bococo Merelbeke-Melle€1.6m€0.3m
Full comparison

Key facts about V.J.B. Concept

What is the company number of V.J.B. Concept?
The company number of V.J.B. Concept is 0646.983.466. The VAT number is the same number with BE in front: BE 0646.983.466.
Where is V.J.B. Concept based?
The registered office is at Butswervestraat 60, 9990 Maldegem.Company details
What does V.J.B. Concept do?
According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
What is the legal form of V.J.B. Concept?
The legal form of V.J.B. Concept is Private limited company (BV).
When was V.J.B. Concept founded?
V.J.B. Concept was founded on 26-01-2016.
Is V.J.B. Concept still active?
Yes, V.J.B. Concept is an active enterprise in the KBO register.
What is the turnover of V.J.B. Concept?
The turnover in financial year 2025 is ≈ €420,000. This figure is estimated from the gross margin of €248,118 and 110 comparable companies (NACE 70200). It probably lies between €360,000 and €500,000.Financials
Is V.J.B. Concept profitable?
In financial year 2025, V.J.B. Concept made a profit of €131,893.
Where can I find the annual accounts of V.J.B. Concept?
V.J.B. Concept filed 10 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of V.J.B. Concept due?
V.J.B. Concept must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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