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V³ INTERIEUR

Active
Private limited companyfounded 2018active for 8 yearsBlokellestraat(Z) 31, 8550 Zwevegem, BelgiumKBO/BCE: BE 0687.622.607
Summary

The computed 12-month bankruptcy probability of V³ INTERIEUR is 2.5% (moderate). The 2024 annual accounts show equity of €12,229 and a net result of €2,072. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 41% of 35,968 sector peers (NACE 43, financial year 2024). The company has been active since 2018 and the Belgian Official Gazette contains no insolvency or warning signals.

Financials · financial year 2024, micro format

2025 annual accounts not yet filed, deadline passed on 31 July 2026 Financial year closed on 31 December 2025; filing due at the latest 7 months after the close (Companies Code art. 3:10). Source: NBB filings, as of 16 October 2026.

Equity
€12,229▲ 20.4%
2023 · €10,157
Total assets
€31,907▼ 8.4%
2023 · €34,823
Net result
€2,072▼ 68.9%
2023 · €6,668
Working capital
€9,354▲ 102%
2023 · €4,626
Trend over the years

2020 to 2024, 5 financial years 2018 to 2024, 7 financial years

After the dip in 2022 the operating result has climbed two years in a row; 2024 is 41% above 2023.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result€9,880 2024 Net result€2,072 2024

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 43, Specialised construction activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).

Every figure with its change against the financial year before
favourable unfavourable
Line2018201920202021202220232024
Operating result-€7,552-€16,137€10,178▼ 36.9%-€9,144-€19,329▼ 111%€6,996€9,880▲ 41.2%
Net result-€8,352-€14,400€8,774within the sector's middle half▼ 39.1%-€10,073below the sector's middle half-€19,861below the sector's middle half▼ 97.2%€6,668within the sector's middle half€2,072within the sector's middle half▼ 68.9%
Equity€10,248-€24,648▲ 141%€33,422within the sector's middle half▲ 35.6%€23,349within the sector's middle half▼ 30.1%€3,488below the sector's middle half▼ 85.1%€10,157below the sector's middle half▲ 191%€12,229below the sector's middle half▲ 20.4%
Total assets€48,247-€103,961▲ 115%€96,859within the sector's middle half▼ 6.8%€66,787below the sector's middle half▼ 31.0%€34,754below the sector's middle half▼ 48.0%€34,823below the sector's middle half▲ 0.2%€31,907below the sector's middle half▼ 8.4%
Debt€37,999-€79,312▲ 109%€63,437▼ 20.0%€43,438▼ 31.5%€31,266▼ 28.0%€24,666▼ 21.1%€19,678▼ 20.2%
Working capital€5,215-€9,015▲ 72.9%€13,539within the sector's middle half▲ 50.2%€2,817below the sector's middle half▼ 79.2%-€12,209below the sector's middle half€4,626within the sector's middle half€9,354within the sector's middle half▲ 102%
Solvency21.2%-23.7%▲ 2.5pp34.5%within the sector's middle half▲ 10.8pp35.0%within the sector's middle half▲ 0.5pp10.0%below the sector's middle half▼ 24.9pp29.2%within the sector's middle half▲ 19.1pp38.3%within the sector's middle half▲ 9.2pp
Current ratio1.32-1.29▼ 0.031.41within the sector's middle half▲ 0.131.09below the sector's middle half▼ 0.320.60below the sector's middle half▼ 0.491.19within the sector's middle half▲ 0.591.48within the sector's middle half▲ 0.29
Return on assets (ROA)-17.3%-13.9%▲ 31.2pp9.1%within the sector's middle half▼ 4.8pp-15.1%below the sector's middle half▼ 24.1pp-57.1%below the sector's middle half▼ 42.1pp19.1%above the sector's middle half▲ 76.3pp6.5%within the sector's middle half▼ 12.7pp
Staff (FTE)0.41within the sector's middle half▲ 150%1=1=1=1=
above within below the middle half of NACE 43, Specialised construction activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the micro format does not require them.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €31,907
Fixed assets €2,875 ▼ 48.0%
Current assets €29,031 ▼ 0.9%
Equity and liabilities €31,907
Equity €12,229 ▲ 20.4%
Debt €19,678 ▼ 20.2%
Debt's share of the balance-sheet total falls from 70.8% to 61.7%. Equity is higher and debt is lower.
Key figures and ratios
2024 value · change against 2023
EBITDA
€13,442▼
2023 · €19,329
Cash flow
€5,635▼
2023 · €19,001
Debt to equity
1.61▼
2023 · 2.43
ROE
16.9%▼
2023 · 65.7%
Interest coverage
98.68▲
2023 · 59.02
Debt ≤ 1 year
€19,678▼
2023 · €24,666
Staff costs
€50,184▲
2023 · €47,606
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 26,975 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 94.9% are still going.

  • Micro
  • 5 to 10 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.6% went bankrupt
3.4% stopped otherwise
94.9% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 2.5% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,474 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 26,975 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 41 lines
Balance sheet Code20232024
Assets
Total assets20/58€34,823€31,907▼
Fixed assets21/28€5,530€2,875▼
Tangible fixed assets22/27€5,530€2,875▼
Plant, machinery and equipment23€3,337€2,803▼
Furniture and vehicles24€532€73▼
Leasing and similar rights25€1,662€0▼
Current assets29/58€29,292€29,031▼
Amounts receivable within one year40/41€18,632€21,504▲
Trade receivables40€18,632€21,504▲
Other amounts receivable41€0-
Cash at bank and in hand54/58€10,661€7,527▼
Equity and liabilities
Total equity and liabilities10/49€34,823€31,907▼
Equity10/15€10,157€12,229▲
Contributions10/11€18,600€18,600=
Profit (loss) carried forward14-€8,443-€6,371▲
Amounts payable17/49€24,666€19,678▼
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€24,666€19,678▼
Current portion of amounts payable after more than one year42€920€0▼
Trade debts44€4,292€5,483▲
Suppliers440/4€4,292€5,483▲
Taxes, remuneration and social security45€19,454€13,320▼
Taxes450/3€9,667€6,384▼
Remuneration and social security454/9€9,787€6,936▼
Other amounts payable47/48-€874
Income statement Code20232024
Remuneration, social security and pensions62€47,606€50,184▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12,333€3,562▼
Other operating charges640/8€671€705▲
Gross operating margin9900€67,607€64,332▼
Operating profit (loss)9901€6,996€9,880▲
Financial income75/76B€0€33▲
Recurring financial income75€0€33▲
Financial charges65/66B€327€7,841▲
Recurring financial charges65€327€136▼
Non-recurring financial charges66B-€7,704
Profit (loss) for the period before taxes9903€6,668€2,072▼
Profit (loss) for the period9904€6,668€2,072▼
Profit (loss) for the period to be appropriated9905€6,668€2,072▼
Appropriation of the result
Profit (loss) to be appropriated9906-€8,443-€6,371▲
Profit (loss) brought forward from the previous period14P-€15,112-€8,443▲

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2018201920202021202220232024Change
Remuneration, social security and pensions62---€38,080€41,202€47,606€50,184▲ 5.4%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6,633€15,465€17,195€18,050€18,633€12,333€3,562▼ 71.1%
Other operating charges640/8---€718€617€671€705▲ 5.0%
Gross operating margin9900-€54€46,496€57,453€47,704€41,123€67,607€64,332▼ 4.8%
Operating profit (loss)9901-€7,552€16,137€10,178-€9,144-€19,329€6,996€9,880▲ 41.2%
Financial income75/76B---€0€0€0€33-
Recurring financial income75€3-€1€0€0€0€33-
Financial charges65/66B---€929€532€327€7,841▲ 2,294%
Recurring financial charges65€803€1,737€1,405€929€532€327€136▼ 58.4%
Non-recurring financial charges66B------€7,704-
Profit (loss) for the period before taxes9903-€8,352€14,400€8,774-€10,073-€19,861€6,668€2,072▼ 68.9%
Profit (loss) for the period9904-€8,352€14,400€8,774-€10,073-€19,861€6,668€2,072▼ 68.9%
Profit (loss) for the period to be appropriated9905-€8,352€14,400€8,774-€10,073-€19,861€6,668€2,072▼ 68.9%
Line2018201920202021202220232024Change
Assets
Total assets20/58€48,247€103,961€96,859€66,787€34,754€34,823€31,907▼ 8.4%
Fixed assets21/28€26,532€63,537€50,542€33,549€16,618€5,530€2,875▼ 48.0%
Tangible fixed assets22/27€26,532€63,537€50,542€33,549€16,618€5,530€2,875▼ 48.0%
Plant, machinery and equipment23---€3,292€3,389€3,337€2,803▼ 16.0%
Furniture and vehicles24---€974€1,074€532€73▼ 86.3%
Leasing and similar rights25---€29,283€12,156€1,662€0▼ 100%
Current assets29/58€21,715€40,424€46,317€33,239€18,136€29,292€29,031▼ 0.9%
Amounts receivable within one year40/41€13,682€26,215€23,521€26,504€17,444€18,632€21,504▲ 15.4%
Trade receivables40---€19,004€9,944€18,632€21,504▲ 15.4%
Other amounts receivable41---€7,500€7,500€0--
Cash at bank and in hand54/58€8,032€13,423€22,796€6,735€692€10,661€7,527▼ 29.4%
Equity and liabilities
Total equity and liabilities10/49€48,247€103,961€96,859€66,787€34,754€34,823€31,907▼ 8.4%
Equity10/15€10,248€24,648€33,422€23,349€3,488€10,157€12,229▲ 20.4%
Contributions10/11€18,600€18,600-€18,600€18,600€18,600€18,600=
Profit (loss) carried forward14-€8,352€6,048€14,822€4,749-€15,112-€8,443-€6,371▲ 24.5%
Amounts payable17/49€37,999€79,312€63,437€43,438€31,266€24,666€19,678▼ 20.2%
Amounts payable after more than one year17€21,499€47,903€30,659€13,016€920€0--
Financial debts170/4---€13,016€920€0--
Amounts payable within one year42/48€16,500€31,409€32,778€30,422€30,345€24,666€19,678▼ 20.2%
Current portion of amounts payable after more than one year42---€17,643€12,096€920€0▼ 100%
Trade debts44€1,509€2,327€5,987€1,396€1,527€4,292€5,483▲ 27.8%
Suppliers440/4---€1,396€1,527€4,292€5,483▲ 27.8%
Taxes, remuneration and social security45---€10,164€16,723€19,454€13,320▼ 31.5%
Taxes450/3---€4,865€7,224€9,667€6,384▼ 34.0%
Remuneration and social security454/9---€5,299€9,498€9,787€6,936▼ 29.1%
Other amounts payable47/48---€1,220€0-€874-
Line2018201920202021202220232024Change
Profit (loss) for the period9904-€8,352€14,400€8,774-€10,073-€19,861€6,668€2,072▼ 68.9%
+ Depreciation and write-downs630€6,633€15,465€17,195€18,050€18,633€12,333€3,562▼ 71.1%
Operating cash flow (approximation)-€1,719€29,866€25,968€7,978-€1,228€19,001€5,635▼ 70.3%
Investment in fixed assets (approximation)--€52,470-€4,200-€1,057-€1,703-€1,245-€907▲ 27.2%
Change in cash-€5,391€9,373-€16,061-€6,043€9,969-€3,133-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (7)
Financial year Type Filed Reference
31-12-2024 micro format 03-07-2025 2025-00223183
31-12-2023 micro format 10-06-2024 2024-00118178
31-12-2022 micro format 04-07-2023 2023-00195890
31-12-2021 micro format 23-06-2022 2022-20084779
31-12-2020 micro format 29-06-2021 2021-25900558
31-12-2019 micro format 25-09-2020 2020-55400027
31-12-2018 micro format 22-08-2019 2019-48400284

Similar companies · same sector, comparable size

Of the 19,831 active companies whose main activity is joinery installation (NACE 43320), figures are known for 9,194. 5,166 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.