V.H.M. Conseil

Active

Private limited companyfounded 1985active for 40 yearsRue de Cramat 15, 7181 Seneffe, BelgiumKBO/BCE: BE 0428.047.835

Summary

V.H.M. Conseil has been active since 1985 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €365,282 and a net result of €5,739. Equity remains stable across the filed financial years (±2% per year). Its solvency ranks better than 89% of 8,541 sector peers (NACE 73, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Risk analysisFollow Report Compare

V.H.M. ConseilActiveChecked score 96/100

Risk analysis Report Compare

Activity

Advertising agencies

NACE 73110

5th oldest company in Seneffe, Professional and technical services sector1 site

Size

€404,975total assets 2025

Equity: €365,282
Profit: €5,739

Turnover not published (micro format)

Financial health

96 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: < 0.1%

Structure

2025 accounts 3 days early6 deeds in the Belgian Official Gazette

Why 96lowers riskLiquidity: current ratio 15.16, cash €163,302Founded in 1985Equity €365,282 (90.2% of total assets)Size: total assets €404,975Show the evidence

Checked score

Score 2025

96 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 68% of its sector peers (NACE 73, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Strong

Solvency 100=

equity 90.2% of total assets

Liquidity 100+1

short-term debt 4.3% · cash 40.3%

Profitability 71+1

return on assets 1.4%

Bankruptcy probability, 12 months

< 0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (11,206 companies, NACE 73, micro)

Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025highest value 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026lowest value 09-2026: < 0.1%● unchanged vs 08-2026lowest value 10-2026: < 0.1%● unchanged vs 09-2026lowest value

Credit of up to €35,000 on 30-day terms is acceptable

Liquidity ample (current ratio 15.16, compared with 15.87 in 2024, above the usual 1.5; short-term debt: 4.3% and cash: 40.3% of total assets), and 9.8% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 73, micro): better than 87% on solvency, 97% on liquidity, 40% on profitability and 48% on growth.

The bankruptcy probability was computed on 23-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskneutral

Liquidity: current ratio 15.16, cash €163,302

NBB · annual accounts

Founded in 1985

Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.

KBO

Equity €365,282 (90.2% of total assets)

NBB · annual accounts

Size: total assets €404,975

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

3 days early

2024

1 day early

2023

20 days late

2022

17 days late

2021

2 days early

2020

26 days early

2019

35 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 4 days before the deadline; the sector median (NACE 73) for financial year 2024 is 6 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 July (5 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

24-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

28-07-2026 Annual accounts filedfinancial year 2025 · micro…
31-12-2025 Highest result from 2018 to 2025net €5,739 ▲1.6%
30-07-2025 Annual accounts filedfinancial year 2024 · micro…

Key points

Positive: Among the best 12% on equitysector median €58,818 · 8,548 companies €365,282 View
Active since 1985founded 15-11-1985 40 years View
Total assets 20256 financial years filed €404,975 View

By topic

Financials

Financial year: 2025
Total assets: €404,975
Profit: €5,739
Solvency: 90.2%

Total assets▼ 2.3%

Net result

20182025

Go to Financials

Timeline

Events: 44
Since: 1987
Next accounts: by 31-07-2027

31-12-2024Back to profit
20-08-2024Annual accounts filed
17-08-2023Annual accounts filed

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Advertising agenciesNACE 73110
Founded: 15-11-1985
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Key facts about V.H.M. Conseil

What is the company number of V.H.M. Conseil?: 0428.047.835. In Belgium the VAT number is the company number with BE in front: BE 0428.047.835.
Where is V.H.M. Conseil based?: The registered office is at Rue de Cramat 15, 7181 Seneffe.Company details
What does V.H.M. Conseil do?: According to the KBO register, the main activity is advertising agencies (NACE 73110).
What is the legal form of V.H.M. Conseil?: Private limited company (BV).
When was V.H.M. Conseil founded?: On 15-11-1985.
Is V.H.M. Conseil still active?: Yes, V.H.M. Conseil is an active enterprise in the KBO register.
What is the turnover of V.H.M. Conseil?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is V.H.M. Conseil profitable?: In financial year 2025, V.H.M. Conseil made a profit of €5,739.
Where can I find the annual accounts of V.H.M. Conseil?: V.H.M. Conseil filed 40 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of V.H.M. Conseil due?: By 31-07-2027, for financial year 2026.Timeline