V-Flowers
ActiveV-Flowers has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €447k and a net result of €49k. Equity is growing by ~12.4% per year across the filed fiscal years. Its solvency ranks better than 68% of 3101 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
100
/ 100
Excellent▲ +6 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability55▲+8
Solvency97=
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity ample (current ratio 3.34 against 3.4 in 2024), and 46.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Sector 01
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
53.8%
Return on assets
5.9%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
9 d early
2024
7 d early
2023
13 d early
2022
13 d early
2021
30 d late
2020
54 d late
2019
61 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€447k▲ 12.4%
2024 · €398k
2018: €197k
2019: €197k
2020: €213k
2021: €333k
2022: €363k
2023: €361k
2024: €398k
2018 → 2025
Total assets
€830k▲ 15.2%
2024 · €721k
2018: €452k
2019: €414k
2020: €730k
2021: €732k
2022: €940k
2023: €794k
2024: €721k
2018 → 2025
Net result
€49k▲ 33.3%
2024 · €37k
2018: €38k
2019: €752
2020: €15k
2021: €120k
2022: €31k
2023: €-2k
2024: €37k
2018 → 2025
Working capital
€237k▲ 4.0%
2024 · €227k
2018: €37k
2019: €55k
2020: €49k
2021: €170k
2022: €144k
2023: €164k
2024: €227k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€333k-€363k▲ 9.2%€361k▼ 0.7%€398k▲ 10.3%€447k▲ 12.4%
Operating result€83k-€29k▼ 64.6%€5k▼ 83.3%€25k▲ 408%€76k▲ 204%
Net result€120k-€31k▼ 74.6%€-2k€37k€49k▲ 33.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 204% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €830k
Fixed assets
€493k▲ 23.6%
Current assets
€337k▲ 4.8%
Equity and liabilities €830k
Equity
€447k▲ 12.4%
Debt
€384k▲ 18.6%
The debt ratio rises from 44.9% to 46.2%: debt grows faster than equity.
Key figures and ratios
EBITDA
€168k▲
2024 · €127k
Cash flow
€142k▲
2024 · €139k
Solvency
53.8%▼
2024 · 55.1%
Current ratio
3.34▼
2024 · 3.40
Quick ratio
1.58▲
2024 · 1.17
Debt / equity
0.86▲
2024 · 0.81
ROE
11.0%▲
2024 · 9.3%
ROA
5.9%▲
2024 · 5.1%
Interest coverage
8.33▲
2024 · 6.11
Debt
€384k▲
2024 · €323k
Debt ≤ 1 year
€101k▲
2024 · €95k
Debt > 1 year
€278k▲
2024 · €224k
Income taxes
€9k▲
2024 · €2k
Staff costs
€9k▼
2024 · €34k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€721k€830k▲
Fixed assets21/28€399k€493k▲
Tangible fixed assets22/27€399k€493k▲
Land and buildings22€252k€239k▼
Plant, machinery and equipment23€98k€218k▲
Furniture and vehicles24€49k€36k▼
Financial fixed assets28€150€150=
Current assets29/58€322k€337k▲
Amounts receivable after more than one year29€40k€36k▼
Other amounts receivable291€40k€36k▼
Stocks and contracts in progress3€211k€178k▼
Stocks30/36€211k€178k▼
Amounts receivable within one year40/41€14k€17k▲
Trade receivables40€5k€9k▲
Other amounts receivable41€9k€8k▼
Cash at bank and in hand54/58€44k€93k▲
Deferred charges and accrued income490/1€12k€13k▲
Equity and liabilities
Total equity and liabilities10/49€721k€830k▲
Equity10/15€398k€447k▲
Contributions10/11€263k€263k=
Reserves13-€49k
Distributable reserves133-€49k
Profit (loss) carried forward14€135k€135k=
Amounts payable17/49€323k€384k▲
Amounts payable after more than one year17€224k€278k▲
Financial debts170/4€224k€278k▲
Amounts payable within one year42/48€95k€101k▲
Current portion of amounts payable after more than one year42€74k€86k▲
Trade debts44€17k€11k▼
Suppliers440/4€17k€11k▼
Taxes, remuneration and social security45€4k€4k▼
Taxes450/3€1k€4k▲
Remuneration and social security454/9€3k€125▼
Other amounts payable47/48€0€327▲
Accrued charges and deferred income492/3€5k€5k=
Income statement
Code20242025
Non-recurring operating income76A-€3k
Remuneration, social security and pensions62€34k€9k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€102k€92k▼
Other operating charges640/8€6k€6k▼
Gross operating margin9900€168k€183k▲
Operating profit (loss)9901€25k€76k▲
Financial income75/76B€35k€3k▼
Recurring financial income75€35k€3k▼
Financial charges65/66B€21k€20k▼
Recurring financial charges65€21k€20k▼
Profit (loss) for the period before taxes9903€39k€58k▲
Income taxes67/77€2k€9k▲
Profit (loss) for the period9904€37k€49k▲
Profit (loss) for the period to be appropriated9905€37k€49k▲
Appropriation of the result
Profit (loss) to be appropriated9906€135k€184k▲
Profit (loss) brought forward from the previous period14P€98k€135k▲
Transfer to equity691/2-€49k
To other reserves6921-€49k
The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €37k
Net result €37k after one loss-making year.
18-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-2k ▼108%
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
18-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-12
Financial
Highest result since 2018net €120k ▲696%
Operating result €83k, net result €120k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 3.17
Current ratio from 1.37 to 3.17; short-term debt falls from €133k to €79k.
23-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 54 days late
2020
31-12
Financial
Equity above €200kEq €213k ▲7.6%
3 profitable years in a row build equity to €213k.
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 61 days late
2019
24-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
12-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
29-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Evergem · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Schroonhoek 189940 EvergemGround area
2,635 m²
Building footprint
163 m²
Volume, LiDAR
716 m³
Parcel 44066A0792/00K000, Flanders · tallest building 8.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
V-Flowers
since 20092.181.147.047
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44066A0792/00K000 | Flanders | 2,635 m² | 1 · 163 m² | 8.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 15,632 EUR awarded · 15,632 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 15,632 EUR | 15,632 EUR |
Schemes
Investeringssteun voor land- en tuinbouwers
Recognitions · licences · registrations
Food safety, FASFC
1 siteEvergem2.181.147.047
Dual-learning approval
1 endedLegal Entity Identifier
8945007RM1IFBGRVQW25
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DE SOMVIELE PLANT
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Of 870 companies in sector 01191 we hold annual accounts for 306. 252 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-09-2009
Fiscal year end31-12
Activities, NACEBEL
01191Growing of flowers
01199Crop and animal production, hunting and related service activities
01309Crop and animal production, hunting and related service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.