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V-ESTATE

Active
Private limited companyfounded 2016active for 10 yearsRodebergstraat(West) 12 A, 8954 Heuvelland, BelgiumKBO/BCE: BE 0650.785.272
Summary

V-ESTATE has been active since 2016 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €355,608 and a net result of €52,319. Equity is growing by about 13% per year across the filed financial years. Its solvency ranks better than 35% of 10,986 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Activity
Buying and selling of own real estate
NACE 68110
#6 company by total assets in Heuvelland, Real estate sector1 site
Size
€2.3mtotal assets 2025
Equity
€355,608
Profit
€52,319
Turnover not published (abbreviated format)
Financial health
88 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Structure
Accounts filed 17 days late0 of 5 deeds read
Why 88raises riskLatest accounts 17 days late; 1 of the last 3 lateFigures for financial year 2025 (filed 04-11-2025)lowers riskSize: total assets €2.3mSector: Real estate activities (NACE 68)Show the evidence

Checked score

Score 2025
88 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 53% of its sector peers (NACE 68, small)
Financial strength · tick = 2024
Average
Solvency 41+5
equity 15.7% of total assets
Liquidity 27+5
short-term debt 63.8% · cash 8.3%
Profitability 72=
return on assets 2.3%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (6,971 companies, NACE 68, small)
Last 24 months 11-2024: 0.2% 12-2024: 0.5%▲ +0.3 percentage points vs 11-2024 01-2025: 0.2%▼ -0.3 percentage points vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.3%▲ +0.1 percentage points vs 05-2025 07-2025: 0.3%● unchanged vs 06-2025 08-2025: 0.3%● unchanged vs 07-2025 09-2025: 0.4%▲ +0.1 percentage points vs 08-2025 10-2025: 0.5%▲ +0.1 percentage points vs 09-2025 11-2025: 0.6%▲ +0.1 percentage points vs 10-2025highest value 12-2025: 0.1%▼ -0.5 percentage points vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026lowest value 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.2%▲ +0.1 percentage points vs 08-2026 10-2026: 0.2%● unchanged vs 09-2026
Credit of up to €30,000 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.76, compared with 0.81 in 2024; short-term debt: 63.8% and cash: 8.3% of total assets), and 84.3% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, small): better than 35% on solvency, 20% on liquidity, 76% on profitability and 79% on growth.

The bankruptcy probability was computed on 11-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €2.3m
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
lowers risk · Sector: Real estate activities (NACE 68)
KBO
raises risk · Latest accounts 17 days late; 1 of the last 3 late
NBB · filings
raises risk · Figures for financial year 2025 (filed 04-11-2025)
NBB · annual accounts
neutral · Filed after the deadline
The financial year that closed on 14-03-2025 was due by 14-10-2025 and was filed on 31-10-2025, 17 days later. For context: 47% of Belgian companies file late, and of those that file 1 to 90 days late, 2.0% are now in a legal situation other than normal in the KBO (such as bankruptcy, liquidation or dissolution), against 1.66% of all filers. We show this as a fact and do not score it.
NBB · 8 filings
Deviation from the deadline
2025
17 days late
2024
46 days late
2023
25 days late
2022
21 days late
2021
20 days late
2020
168 days early
2019
31 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 10 days before the deadline; the sector median (NACE 68) for financial year 2024 is 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 14-03-2026 is due by 14-10-2026. Nothing is late today. The company usually files around 4 November (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
14-03-2026 year end11-10-2026 today14-10-2026 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Annual accounts filedfinancial year 2024 · abbreviated…
  3. Annual accounts filedfinancial year 2023 · abbreviated…

Key points

  • Positive: Company by total assets in Heuvelland, Real estate…in the Checked rankings #6 View
  • Total assets 20256 financial years filed €2.3m View
  • Active since 2016founded 15-03-2016 10 years View

By topic

Financials

Financial year
2025
Total assets
€2.3m
Profit
€52,319
Solvency
15.7%
Total assets▼ 18.0%
Net result
20192025
Go to Financials

Timeline

Events
13
Since
2018
Next accounts
by 14-10-2026
  1. 14-03-2023Back to profit
  2. 14-03-2023Equity above €200,000
  3. 04-11-2022Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Buying and selling of own real estateNACE 68110
Founded
15-03-2016
Year ends
14-03
Peppol
Reachable for e-invoices
Go to Company details

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