V.E.N. AUTO
ActiveSummary
The computed 12-month bankruptcy probability of V.E.N. AUTO is 3.0% (moderate). The 2024 annual accounts show negative equity (-€29,292) and a net result of -€30,304. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 20% of 26049 sector peers (fiscal year 2024). The company has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes · tick = 2023
Profitability16▼-4
Solvency17▼-8
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
3.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.92 against 1.0 in 2023; short-term debt: 108.2% and cash: 19% of total assets), and equity is negative.
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Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-8.2%
Return on assets
-8.5%
Age of the figures
21 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year -€29,292
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 12-09-2025, 43 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
43 d late
2023
89 d late
2022
29 d late
2021
26 d early
2020
23 d early
2019
18 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 16 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Equity
-€29,292
2023 · €1,012
Total assets
€358,599▼ 22.8%
2023 · €464,464
Net result
-€30,304▲ 9.0%
2023 · -€33,289
Working capital
-€29,292
2023 · €1,012
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€2,080€16,277▲ 683%€2,285▼ 86.0%-€33,132-€30,003▲ 9.4%
Net result€1,755within the sector's middle half▼ 22.7%€16,053within the sector's middle half▲ 815%€1,327within the sector's middle half▼ 91.7%-€33,289below the sector's middle half-€30,304below the sector's middle half▲ 9.0%
Equity€16,922within the sector's middle half▲ 512%€32,974within the sector's middle half▲ 94.9%€34,301within the sector's middle half▲ 4.0%€1,012below the sector's middle half▼ 97.0%-€29,292below the sector's middle half
Total assets€263,180within the sector's middle half▼ 25.5%€378,927above the sector's middle half▲ 44.0%€379,704above the sector's middle half▲ 0.2%€464,464above the sector's middle half▲ 22.3%€358,599above the sector's middle half▼ 22.8%
Debt€246,258▼ 29.8%€345,952▲ 40.5%€345,403▼ 0.2%€463,452▲ 34.2%€387,891▼ 16.3%
Working capital€16,922within the sector's middle half▲ 512%€32,974within the sector's middle half▲ 94.9%€34,301within the sector's middle half▲ 4.0%€1,012within the sector's middle half▼ 97.0%-€29,292below the sector's middle half
Solvency6.4%within the sector's middle half▲ 5.6pp8.7%within the sector's middle half▲ 2.3pp9.0%within the sector's middle half▲ 0.3pp0.2%below the sector's middle half▼ 8.8pp-8.2%below the sector's middle half▼ 8.4pp
Current ratio1.07within the sector's middle half▲ 0.061.10within the sector's middle half▲ 0.031.10within the sector's middle half=1.00within the sector's middle half▼ 0.100.92within the sector's middle half▼ 0.08
Return on assets (ROA)0.7%within the sector's middle half=4.2%within the sector's middle half▲ 3.6pp0.3%within the sector's middle half▼ 3.9pp-7.2%below the sector's middle half▼ 7.5pp-8.5%below the sector's middle half▼ 1.3pp
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €30,003 in 2024 against €33,132 in 2023; the loss shrinks.
Key figures and ratios
Quick ratio
0.45▼
2023 · 0.54
Debt to equity
-13.24
Debt ≤ 1 year
€387,891▼
2023 · €463,452
Income taxes
€173
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 2,338 companies that looked in July 2024 the way this one looks now, 2.5% went bankrupt within 24 months and 90% are still going.
- Micro
- 10 to 20 years old
- negative equity
- a small loss
2.5%
went bankrupt
5.6%
stopped otherwise
90%
still going
A further 1.6% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 3.0% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,338 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €6,500 | - | - | - | - |
| Other operating charges640/8 | - | €608 | €974 | €596 | €529 | ▼ 11.2% |
| Non-recurring operating charges66A | - | €572 | - | - | - | - |
| Gross operating margin9900 | €3,120 | €17,457 | €3,259 | -€32,536 | -€29,474 | ▲ 9.4% |
| Operating profit (loss)9901 | €2,080 | €16,277 | €2,285 | -€33,132 | -€30,003 | ▲ 9.4% |
| Financial income75/76B | - | €40 | - | - | - | - |
| Recurring financial income75 | - | €40 | - | - | - | - |
| Financial charges65/66B | - | €265 | €170 | €157 | €128 | ▼ 18.5% |
| Recurring financial charges65 | €325 | €265 | €170 | €157 | €128 | ▼ 18.5% |
| Profit (loss) for the period before taxes9903 | €1,755 | €16,053 | €2,115 | -€33,289 | -€30,131 | ▲ 9.5% |
| Income taxes67/77 | - | - | €788 | - | €173 | - |
| Profit (loss) for the period9904 | €1,755 | €16,053 | €1,327 | -€33,289 | -€30,304 | ▲ 9.0% |
| Profit (loss) for the period to be appropriated9905 | €1,755 | €16,053 | €1,327 | -€33,289 | -€30,304 | ▲ 9.0% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €263,180 | €378,927 | €379,704 | €464,464 | €358,599 | ▼ 22.8% |
| Current assets29/58 | €263,180 | €378,927 | €379,704 | €464,464 | €358,599 | ▼ 22.8% |
| Stocks and contracts in progress3 | €177,242 | €138,755 | €223,546 | €212,636 | €183,757 | ▼ 13.6% |
| Stocks30/36 | - | €138,755 | €223,546 | €212,636 | €183,757 | ▼ 13.6% |
| Amounts receivable within one year40/41 | €20,581 | €16,842 | €107,018 | €197,594 | €106,687 | ▼ 46.0% |
| Trade receivables40 | - | €500 | €83,500 | €166,324 | €106,687 | ▼ 35.9% |
| Other amounts receivable41 | - | €16,342 | €23,518 | €31,270 | - | - |
| Cash at bank and in hand54/58 | €65,357 | €223,329 | €49,140 | €54,234 | €68,156 | ▲ 25.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €263,180 | €378,927 | €379,704 | €464,464 | €358,599 | ▼ 22.8% |
| Equity10/15 | €16,922 | €32,974 | €34,301 | €1,012 | -€29,292 | ▼ 2,994% |
| Contributions10/11 | - | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €1,860 | €14,374 | €14,374 | €14,374 | €14,374 | = |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Distributable reserves133 | - | €12,514 | €12,514 | €12,514 | €12,514 | = |
| Profit (loss) carried forward14 | -€3,538 | - | €1,327 | -€31,962 | -€62,266 | ▼ 94.8% |
| Amounts payable17/49 | €246,258 | €345,952 | €345,403 | €463,452 | €387,891 | ▼ 16.3% |
| Amounts payable within one year42/48 | €246,258 | €345,952 | €345,403 | €463,452 | €387,891 | ▼ 16.3% |
| Trade debts44 | €39,593 | €25,337 | €24,000 | €34,402 | €74,125 | ▲ 115% |
| Suppliers440/4 | - | €25,337 | €24,000 | €34,402 | €74,125 | ▲ 115% |
| Taxes, remuneration and social security45 | - | - | €788 | €526 | €773 | ▲ 46.9% |
| Taxes450/3 | - | - | €788 | €526 | €773 | ▲ 46.9% |
| Other amounts payable47/48 | - | €320,615 | €320,615 | €428,524 | €312,993 | ▼ 27.0% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €1,755 | €16,053 | €1,327 | -€33,289 | -€30,304 | ▲ 9.0% |
| Operating cash flow (approximation) | €1,755 | €16,053 | €1,327 | -€33,289 | -€30,304 | ▲ 9.0% |
| Change in cash | - | €157,972 | -€174,189 | €5,094 | €13,922 | ▲ 173% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
12-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 43 days late
2024
28-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 89 days late
2023
31-12
Financial
Weakest financial yearnet -€33,289
Net result drops to -€33,289, the lowest in the series; recovery starts the following year.
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
05-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €16,053 ▲815%
Operating result €16,277, net result €16,053, both a record.
08-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
13-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
22-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 175 days late
2019
31-12
Financial
Back to profitnet €2,270
Net result €2,270 after one loss-making year.
2018
28-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 59 days late
2017
26-10
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 87 days late
2016
31-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 2 establishment units since 2012
Ground area
18.3 ha
Building footprint
1.2 ha
Volume, LiDAR
1,641 m³
2 parcels, Brussels, Flanders · tallest building 16.0 m, ±5 floors. Linked by address, not a title deed.
2 establishment units
MONDIAL MOTORS
since 20122.209.494.209
Autoweg 4, 1861 Meise
since 20182.301.222.555
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23093B0202/00E000 | Flanders | 18.3 ha | 1 · 1.2 ha | - |
| 21819B0098/00X000 | Brussels | 261 m² | 1 · 117 m² | 16.0 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 10,664 companies in sector 47811 we hold annual accounts for 5,226. 651 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded05-04-2012
Fiscal year end31-12
Abbreviation NL
V.E.N.A.
Trade name NL
MONDIAL MOTORS
Activities, NACEBEL 2025
47811Retail sale of cars and light vans (up to 3.5 tonnes)
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
47820Retail sale of motor vehicle parts and accessories
E-invoicing
Reachable via Peppol
Peppol ID
0208:0845177925
Also
9925:BE0845177925
Registered
12-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.