V.E. INVEST
ActiveV.E. INVEST has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €130k and a net result of €-7k. Equity is growing by ~8% per year across the filed fiscal years. Its solvency ranks better than 93% of 13935 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability13▼-63
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 10.18 against 22.92 in 2024; short-term debt: 7.3% and cash: 70.3% of total assets), and 7.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
92.7%
Return on assets
-4.8%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 14-11-2025, 78 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
78 d early
2024
63 d early
2023
79 d early
2022
47 d early
2021
68 d early
2020
60 d early
2019
85 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close16-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€130k▼ 4.9%
2024 · €136k
2019: €89k
2020: €99k
2021: €108k
2022: €118k
2023: €128k
2024: €136k
2019 → 2025
Total assets
€140k▼ 0.7%
2024 · €141k
2019: €108k
2020: €113k
2021: €108k
2022: €121k
2023: €128k
2024: €141k
2019 → 2025
Net result
€-7k
2024 · €9k
2019: €8k
2020: €10k
2021: €9k
2022: €10k
2023: €10k
2024: €9k
2019 → 2025
Working capital
€94k▼ 5.2%
2024 · €99k
2019: €56k
2020: €67k
2022: €77k
2023: €88k
2024: €99k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€108k-€118k▲ 9.3%€128k▲ 8.7%€136k▲ 6.7%€130k▼ 4.9%
Operating result€12k-€14k▲ 13.1%€14k▼ 0.3%€13k▼ 4.9%€-7k
Net result€9k-€10k▲ 10.7%€10k▲ 2.0%€9k▼ 15.4%€-7k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €7k after €13k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €140k
Fixed assets
€36k▼ 4.2%
Current assets
€104k▲ 0.6%
Equity and liabilities €140k
Equity
€130k▼ 4.9%
Debt
€10k▲ 127%
The debt ratio rises from 3.2% to 7.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-5k▼
2024 · €15k
Cash flow
€-5k▼
2024 · €10k
Solvency
92.7%▼
2024 · 96.8%
Current ratio
10.18▼
2024 · 22.92
Quick ratio
10.18▼
2024 · 22.92
Debt / equity
0.08▲
2024 · 0.03
ROE
-5.1%▼
2024 · 6.3%
ROA
-4.8%▼
2024 · 6.1%
Interest coverage
-177.39▼
2024 · 605.43
Debt
€10k▲
2024 · €5k
Debt ≤ 1 year
€10k▲
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€141k€140k▼
Fixed assets21/28€38k€36k▼
Tangible fixed assets22/27€38k€36k▼
Land and buildings22€35k€35k=
Other tangible fixed assets26€3k€2k▼
Current assets29/58€103k€104k▲
Amounts receivable within one year40/41€2k€5k▲
Trade receivables40€2k€2k=
Other amounts receivable41-€3k
Cash at bank and in hand54/58€101k€98k▼
Equity and liabilities
Total equity and liabilities10/49€141k€140k▼
Equity10/15€136k€130k▼
Contributions10/11€14k€14k=
Reserves13€10k€10k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€9k€9k=
Profit (loss) carried forward14€112k€106k▼
Amounts payable17/49€5k€10k▲
Amounts payable within one year42/48€5k€10k▲
Trade debts44€206-
Suppliers440/4€206-
Taxes, remuneration and social security45€4k€10k▲
Taxes450/3€4k-
Remuneration and social security454/9-€10k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k=
Other operating charges640/8€2k€2k▲
Gross operating margin9900€17k€-3k▼
Operating profit (loss)9901€13k€-7k▼
Financial charges65/66B€24€29▲
Recurring financial charges65€24€29▲
Profit (loss) for the period before taxes9903€13k€-7k▼
Income taxes67/77€4k-
Profit (loss) for the period9904€9k€-7k▼
Profit (loss) for the period to be appropriated9905€9k€-7k▼
Appropriation of the result
Profit (loss) to be appropriated9906€121k€106k▼
Profit (loss) brought forward from the previous period14P€112k€112k▲
Transfer to equity691/2€9k-
To other reserves6921€9k-
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
14-11
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial
Weakest financial yearnet €-7k ▼178%
Net result drops to €-7k, the lowest in the series.
2024
29-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
13-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-06
Financial
Highest result since 2019net €10k ▲2%
Net result €10k, the highest in the series.
30-06
Financial
Liquidity times 10current ratio 222.26
Current ratio from 22.10 to 222.26; short-term debt falls from €4k to €400.
2022
15-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
24-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
30-06
Financial
Equity above €100kEq €108k ▲9.1%
3 profitable years in a row build equity to €108k.
2020
02-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
30-06
Financial
Liquidity times 5current ratio 56.40
Current ratio from 10.35 to 56.40; short-term debt falls from €6k to €1k.
2019
07-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
16-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
27-11
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
22-12
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Buffonstraat 1051070 AnderlechtGround area
199 m²
Building footprint
199 m²
Volume, LiDAR
1,174 m³
Parcel 21302A0127/00D003, Brussels · tallest building 13.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Buffonstraat 105, 1070 Anderlecht
since 20202.310.123.690
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21302A0127/00D003 | Brussels | 199 m² | 1 · 199 m² | 13.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
JMSDR
BE 0753.895.777
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LE CHANTOIR
BE 0464.155.193
Sprimont · Eq €129k
AMW & Co
BE 0446.151.894
Zandhoven · Eq €132k
AGRIFRAM D&D
BE 0465.947.319
Frameries · Eq €133k
HASSOPRINT WORKWEAR
BE 0878.075.870
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Of 586 companies in sector 68204 we hold annual accounts for 317. 211 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-08-2002
Fiscal year end30-06
Activities, NACEBEL
68204Real estate activities
70204
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.