V.E. BEHEER
ActiveV.E. BEHEER is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €772k and a net result of €51k. Equity is growing by ~10.7% per year across the filed fiscal years. Its solvency ranks better than 78% of 2409 sector peers (fiscal year 2025). The company has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 10-04-2026, 20 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
20 d early
2024
1 d early
2023
4 d early
2022
3 d early
2021
3 d early
2020
on the day
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€772k▼ 1.6%
2024 · €784k
2018: €317k
2019: €414k
2020: €525k
2021: €593k
2022: €699k
2023: €733k
2024: €784k
2018 → 2025
Net result
€51k▼ 1.9%
2024 · €52k
2018: €74k
2019: €97k
2020: €111k
2021: €89k
2022: €131k
2023: €53k
2024: €52k
2018 → 2025
Total assets
€962k▼ 5.8%
2024 · €1.02M
2018: €773k
2019: €832k
2020: €895k
2021: €899k
2022: €946k
2023: €990k
2024: €1.02M
2018 → 2025
Solvency
80.3%▲ 3.4pp
2024 · 76.8%
2018: 41.0%
2019: 49.8%
2020: 58.7%
2021: 66.0%
2022: 73.9%
2023: 74.0%
2024: 76.8%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€593k-€699k▲ 17.9%€733k▲ 4.7%€784k▲ 7.1%€772k▼ 1.6%
Operating result€132k-€125k▼ 5.7%€77k▼ 37.9%€76k▼ 1.8%€73k▼ 3.7%
Net result€89k-€131k▲ 47.1%€53k▼ 59.3%€52k▼ 2.6%€51k▼ 1.9%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen four years in a row; 2025 is 4% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €962k
Fixed assets
€783k▼ 1.8%
Current assets
€179k▼ 20.0%
Equity and liabilities €962k
Equity
€772k▼ 1.6%
Debt
€190k▼ 19.8%
The debt ratio falls from 23.2% to 19.7%: debt falls faster than equity shrinks.
Key figures and ratios
Solvency
80.3%▲
2024 · 76.8%
ROE
6.6%▼
2024 · 6.6%
ROA
5.3%▲
2024 · 5.1%
Debt
€190k▼
2024 · €237k
Debt ≤ 1 year
€40k▼
2024 · €60k
Debt > 1 year
€150k▼
2024 · €177k
Income taxes
€21k▼
2024 · €23k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.02M€962k▼
Fixed assets21/28€798k€783k▼
Tangible fixed assets22/27€54k€40k▼
Furniture and vehicles24€54k€40k▼
Financial fixed assets28€744k€744k=
Current assets29/58€223k€179k▼
Amounts receivable within one year40/41€95k€64k▼
Other amounts receivable41€95k€64k▼
Cash at bank and in hand54/58€126k€112k▼
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€1.02M€962k▼
Equity10/15€784k€772k▼
Contributions10/11€6k€6k=
Capital10€6k€6k=
Issued capital100€19k€19k=
Uncalled capital101€12k€12k=
Reserves13€778k€766k▼
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k€2k=
Distributable reserves133€776k€764k▼
Amounts payable17/49€237k€190k▼
Amounts payable after more than one year17€177k€150k▼
Other amounts payable178/9€177k€150k▼
Amounts payable within one year42/48€60k€40k▼
Current portion of amounts payable after more than one year42€27k€27k▲
Trade debts44€3k€3k▲
Suppliers440/4€3k€3k▲
Taxes, remuneration and social security45€30k€10k▼
Taxes450/3€23k€2k▼
Remuneration and social security454/9€8k€8k▲
Income statement
Code20242025
Non-recurring operating income76A€14k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€14k▲
Other operating charges640/8€1k€1k▼
Gross operating margin9900€91k€89k▼
Operating profit (loss)9901€76k€73k▼
Financial charges65/66B€1k€1k▼
Recurring financial charges65€1k€1k▼
Profit (loss) for the period before taxes9903€75k€72k▼
Income taxes67/77€23k€21k▼
Profit (loss) for the period9904€52k€51k▼
Profit (loss) for the period to be appropriated9905€52k€51k▼
Appropriation of the result
Profit (loss) to be appropriated9906€52k€51k▼
Transfer to equity691/2€52k€51k▼
To other reserves6921€52k€51k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Weakest financial yearnet €51k ▼1.9%
Net result drops to €51k, the lowest in the series.
29-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
26-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
27-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Highest result since 2018net €131k ▲47.1%
Net result €131k, the highest in the series.
30-09
Financial
Liquidity doublescurrent ratio 2.87
Current ratio from 1.28 to 2.87; short-term debt falls from €107k to €67k.
27-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Equity above €500kEq €525k ▲26.8%
3 profitable years in a row build equity to €525k.
29-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-04
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
27-04
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
03-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kinrooi · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Weertersteenweg (Kin) 3483640 KinrooiGround area
1,951 m²
Building footprint
586 m²
Volume, LiDAR
4,316 m³
Parcel 72023D0372/00E000, Flanders · tallest building 12.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
V.E. Beheer
since 20122.209.163.518
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72023D0372/00E000 | Flanders | 1,951 m² | 1 · 586 m² | 12.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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ZAKENKANTOOR DE BIE
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Of 4,666 companies in sector 66220 we hold annual accounts for 3,215. 2,347 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-03-2012
Fiscal year end30-09
Activities, NACEBEL
66220Insurance agents and brokers
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.