Equity
€717,523 ▲ 3.4%
V E 3 paid out €80,249 in dividends. That is 77% of the 2025 profit.
V E 3
Lifetime
19 annual accounts with figures on one time axis, 35 filings since 1991Gross marginpeak €213,449 (2025)
€213,449▲ 2.9%
Resultlowest -€1,631 (2014)
€103,734▼ 2.8%
Equitypeak €717,523 (2025)
€717,523▲ 3.4%
Debts
€28,233▼ 67.5%
Board3 names since 2013
1 directorBeckers Eric
Documentsfilings and deeds
01-06-202660 days before the deadline
2025micro format
Dividend €80,249Debts from €86,957 to €28,233Cash from €13,853 to €19,209
Key points
from the 2025 annual accountsChecked score
95
Excellent
Financially stronger than 64% of micro companies without a NACE code
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025highest value
04-2025: < 0.1%▼ -0.1 percentage points vs 03-2025lowest value
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: 0.1%▲ +0.1 percentage points vs 07-2025
09-2025: < 0.1%▼ -0.1 percentage points vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Liquidity: current ratio 2.23, cash €19,209
lowers risk
Size: total assets €745,756
Equity €717,523 (96.2% of total assets)
Figures for financial year 2025 (filed on 01-06-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 81% of them on solvency, 48% on liquidity, 69% on profitability and 57% on growth.
The bankruptcy probability was computed on 05-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 20,136 companies had the same profile as V E 3 has now. Each dot stands for 51 companies, two years later.
95.0%
were still trading
4.7%
stopped another way
0.2%
went bankrupt
That fits the bankruptcy probability of V E 3 itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 20,136 companies, not a prediction for V E 3. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €65,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.23 (0.31 in 2024), above the usual 1.5. Short-term debt is 1.6% and cash 2.6% of total assets. 3.8% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-06-2026, 60 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
60 days early
2024
28 days late
2023
28 days late
2022
60 days early
2021
60 days early
2020
18 days late
2019
53 days early
← before the deadline
after the deadline →
tick = median of all Belgian filings
The company filed its last 7 accounts on average 23 days before the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 1 June (4 of the last 5 accounts filed within 88 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
06-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
BE
Beckers Eric
Director, since 17-04-2023
- Eric BECKERS all the sharesdeed of 19-04-2023
Recent changes
New director
Marie VAN NIEUWENBORGH-BECKERS appointed, Georges DENIS resigned · Director discharge: Georges DENIS · Eric BECKERS holds all the shares · Gazette deed
Registered office moved from Wavre to Braine-l'Alleud
New registered office: Avenue de la Crinière n°22 à 1420 Braine l'alleud · Previous registered office: Avenue Lavoisier n°35 à 1300 Wavre · Eric Beckers holds 125 shares · General meeting of 15-02-2023 · Gazette deed
First establishment
Avenue Lavoisier 35, Wavre
Incorporation
published on 15-06-1991 · Gazette deed
Official details
Source: KBO- Status
- Active since 22-05-1991Normal situation
- Activity
- “Acheter ou édifier tous biens immobiliers en vue de les gérer (location,concession),à titre d’investissement” (deed in French)From the articles, 3 activitiesNo NACE code in the KBO yet
- Establishment unit
- 2.053.916.5031300 Wavre, since 26-08-1991
- Financial year end
- 31 December
- Peppol
- Not found in the Peppol Directory
Annual accounts 2025
- Turnover
- ≈ €540,000estimated
- Total assets
- €745,756▼ 4.5%
- Filing
- Filed on 01-06-2026, 60 days before the end of the filing period
Insights on V E 3
V E 3 files the micro format. That format states no turnover. The gross margin rose from -€661 in 2007 to €213,449 in 2025.
The balance sheet grew most from 2015 to 2016 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about V E 3
- What is the company number of V E 3?
- The company number of V E 3 is 0444.224.564. The VAT number is the same number with BE in front: BE 0444.224.564.
- Where is V E 3 based?
- The registered office is at Avenue de la Crinière 22, 1420 Braine-l'Alleud.Company details
- What is the legal form of V E 3?
- V E 3 is a public limited company (NV).
- When was V E 3 founded?
- V E 3 was founded on 22-05-1991.
- Is V E 3 still active?
- Yes, V E 3 is an active enterprise in the KBO register.
- What is the turnover of V E 3?
- The turnover in financial year 2025 is ≈ €540,000. This figure is estimated from the gross margin of €213,449 and 2,216 comparable companies of the same size. It probably lies between €360,000 and €830,000. It is a rough estimate.Financials
- Is V E 3 profitable?
- In financial year 2025, V E 3 made a profit of €103,734.
- Where can I find the annual accounts of V E 3?
- V E 3 filed 35 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of V E 3 due?
- V E 3 must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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