V&D Tech Solutions

Active

Private limited companyfounded 20251 yr activeIjzerenveld 42, 2860 Sint-Katelijne-Waver, BelgiumKBO/BCE: BE 1020.576.095

Summary

V&D Tech Solutions has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €44,113 and a net result of €41,113. Its solvency ranks better than 27% of 18866 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisWatch Report Compare

V&D Tech SolutionsActiveChecked score 94/100

Risk analysis Report Compare

What they do

Computer programming

NACE 62100Computer consultancy and computer facilities management NACE 62200

1 site

How big

€149,189total assets 2025

Equity: €44,113
Profit: €41,113

Turnover not published (abridged schema)

Financially healthy?

94 Excellent Checked score 2025

Bankruptcy chance 12 m: 0.1%

Who decides

Accounts 183 d early0 of 1 deed read

Why 94- Founded in 2025+ Sector Computer programming, consultancy and related activities (NACE 62)+ Liquidity: current ratio 0.98, cash €69,824+ Size: total assets €149,189Show the evidence

Checked score

Score 2025

94 / 100

Excellent

Probability in this band: under 0.55%

Better than 52% of its sector peers (NACE 62, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength

Strong

Solvency 55

equity 29.6% of total assets

Liquidity 62

short-term debt 70.4% · cash 46.8%

Profitability 100

return on assets 27.6%

Bankruptcy probability, 12 months

0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25,484 companies)

Last 24 months 03-2026: 0.1%lowest value 04-2026: 0.1%● 0.0% vs 03-2026lowest value 05-2026: 0.1%● 0.0% vs 04-2026lowest value 06-2026: 0.1%▲ +2.0% vs 05-2026 07-2026: 0.1%● 0.0% vs 06-2026 08-2026: 0.1%▲ +1.9% vs 07-2026 09-2026: 0.1%● 0.0% vs 08-2026 10-2026: 0.1%▲ +11.3% vs 09-2026highest value

Sector Computer programming, consultancy and related activities (NACE 62) lowers the probability
Liquidity: current ratio 0.98, cash €69,824 lowers the probability
Size: total assets €149,189 lowers the probability for this profile
Founded in 2025 raises the probability for this profile

Credit up to €4,000 at 30 days acceptable

Liquidity short (current ratio 0.98; short-term debt: 70.4% and cash: 46.8% of total assets), and 70.4% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 62, micro). Better than this share of them on solvency 28%, liquidity 45%, profitability 83%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610020317, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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