Equity
€2.5m ▲ 13.0%
V.D.S. & Co has made a profit without a break since 2022.
V.D.S. & Co
Lifetime
20 annual accounts with figures on one time axis, 30 filings since 1996peak €390,127 (2023)
€346,395▲ 4.8%
lowest -€4,539 (2021)
€287,976▲ 5.3%
peak €2.5m (2026)
€2.5m▲ 13.0%
€1.0m▼ 9.5%
Board2 names since 1995
2 directorsVANDER STICHELE Dominique and 1 other
Documentsfilings and deeds
29-10-20262 days before the deadline
2026abbreviated format
Equity from €2.2m to €2.5m
Key points
from the 2026 annual accountsTurnover
≈ €1.7m estimated
The abbreviated format states no turnover.
Investments
€10,746 0.1 × depreciation
Green is investment, beige is depreciation.
Liquidity
3.22 was 2.10 in 2025
Short-term debts rose from €198,097 to €216,885.
Filings
30 annual accounts since 1996
The last five annual accounts were filed 1 to 3 days before the end of the period.
Position in the sector
€2.5m
More equity than 91% of companies in wholesale trade. Sector median €370,418 · 480 companies.
Checked score
97
Excellent
Financially stronger than 75% of small companies in wholesale trade (NACE 46)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 4,374 companies (NACE 46, small).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: 0.1%▲ +0.1 percentage points vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.1%● unchanged vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025highest value
11-2025: < 0.1%▼ -0.1 percentage points vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: 0.1%▲ +0.1 percentage points vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.1%● unchanged vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: < 0.1%▼ -0.1 percentage points vs 09-2026lowest value
11-2026: < 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Liquidity: current ratio 3.22, cash €75,128
lowers risk
Size: total assets €3.5m
Figures for financial year 2026 (filed on 29-10-2026)
Founded in 1995
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, small). It does better than 80% of them on solvency, 69% on liquidity, 80% on profitability and 73% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-03-2026.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 20,137 companies had the same profile as V.D.S. & Co has now. Each dot stands for 51 companies, two years later.
95.1%
were still trading
4.7%
stopped another way
0.2%
went bankrupt
That fits the bankruptcy probability of V.D.S. & Co itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 20,137 companies, not a prediction for V.D.S. & Co. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €240,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.22 (2.1 in 2025), above the usual 1.5. Short-term debt is 6.2% and cash 2.1% of total assets. 28.8% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 29-10-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2026
2 days early
2025
1 day early
2024
1 day early
2023
1 day early
2022
3 days early
2021
18 days early
2020
11 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 5 days before the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. The company usually files around 30 October (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-03-2027 year end31-10-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0454903175
2 managers resigning, 2 directors reappointed
Resignations: VANDER STICHELE Dominique (manager) and VERFAILLIE Ilse (manager) · Reappointments: VANDER STICHELE Dominique (director) and VERFAILLIE Ilse (director) · General meeting of 15-12-2023 · Gazette deed
Environmental permit granted
Een grond gebruiken, aanleggen of inrichten · Oostkamp
Registered office moved from Brussels to Oostkamp
New registered office: Kortrijksestraat 356, 8020 Oostkamp · Previous registered office: Bischoffsheimlaan 36, 1000 Brussel · Board meeting of 06-01-2020 · Gazette deed
Comparable companies
same main activity, similar in size and ageThese companies have the same main activity as V.D.S. & Co: agents in non-specialised wholesale trade (NACE 46190). They are comparable in size and age: total assets between €2.2m and €3.8m, founded between 1988 and 2003.
Official details
Source: KBO- Status
- Active since 30-03-1995Normal situation
- Activity
- Agents in non-specialised wholesale tradeNACE 46190
- Establishment unit
- 2.072.794.9788020 Oostkamp, since 21-08-1995
- Financial year end
- 31 March
- Peppol
- Reachable since 19-07-2025
Annual accounts to 31-03-2026
- €3.5m▲ 5.5%
- Filing
- Filed on 29-10-2026, 2 days before the end of the filing period
Insights on V.D.S. & Co
V.D.S. & Co files the abbreviated format. That format states no turnover. The gross margin rose from €170,988 in 2007 to €346,395 in 2026.
The balance sheet grew most from 2020 to 2021 through fixed assets, financed with long-term debt.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about V.D.S. & Co
- What is the company number of V.D.S. & Co?
- The company number of V.D.S. & Co is 0454.903.175. The VAT number is the same number with BE in front: BE 0454.903.175.
- Where is V.D.S. & Co based?
- The registered office is at Kortrijksestraat 356, 8020 Oostkamp.Company details
- What does V.D.S. & Co do?
- According to the KBO register, the main activity is agents in non-specialised wholesale trade (NACE 46190).
- What is the legal form of V.D.S. & Co?
- V.D.S. & Co is a private limited company (BV).
- When was V.D.S. & Co founded?
- V.D.S. & Co was founded on 30-03-1995.
- Is V.D.S. & Co still active?
- Yes, V.D.S. & Co is an active enterprise in the KBO register.
- What is the turnover of V.D.S. & Co?
- The turnover in financial year 2026 is ≈ €1.7m. This figure is estimated from the gross margin of €346,395 and 139 comparable companies (NACE 46). It probably lies between €1.1m and €3.0m.Financials
- Is V.D.S. & Co profitable?
- In financial year 2026, V.D.S. & Co made a profit of €287,976.
- Where can I find the annual accounts of V.D.S. & Co?
- V.D.S. & Co filed 30 annual accounts with the National Bank of Belgium, the latest for financial year 2026.
- When are the next annual accounts of V.D.S. & Co due?
- V.D.S. & Co must file the annual accounts for financial year 2027 by 31-10-2027.Timeline
Next steps
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