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V&D GROUP

Active
Private limited companyfounded 20223 yrs activeKerkstraat 64, 1601 Sint-Pieters-Leeuw, BelgiumKBO/BCE: BE 0792.990.341
Summary

The computed 12-month bankruptcy probability of V&D GROUP is 5.2% (elevated). The 2024 annual accounts show negative equity (-€7,149) and a net result of -€23,371. Its solvency ranks better than 10% of 1308 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2024
Axes · tick = 2023
Profitability0▼-100
Solvency0▼-48
Growth32
Track record94
Bankruptcy probability, 12 months
5.2% Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.64 against 1.2 in 2023; short-term debt: 127.9% of total assets), and equity is negative.
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Signals

Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
-27.9%
Return on assets
-91.4%
Age of the figures
21 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 52
Relative position
BE, all sectors
reference
Warehousing and support activities for transportation (NACE 52)
about 72% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024
Equity per financial year
2324
2023 to 2024 · latest year -€7,149
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 19-07-2025, 12 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
not confirmed
2024
12 d early
2023
91 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 40 days after the deadline; the sector median for financial year 2024 is 8 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 28 October 2022, V&D GROUP was incorporated as a Private limited company.1 In 2026 the registered office moved to Ruisbroek.2 Marton Ana Maria has served as manager of the company since 2026.2

  1. 1Crossroads Bank for Enterprises
  2. 2Belgian State Gazette, 04-09-2026

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Financials · fiscal year 2024, micro schema

Equity
-€7,149
2023 · €16,222
Total assets
€25,579▼ 62.9%
2023 · €69,036
Net result
-€23,371
2023 · €18,722
Working capital
-€11,772
2023 · €10,726
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 52, Warehousing and support activities for transportation, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20232024
Operating result€24,558--€18,359
Net result€18,722within the sector's middle half--€23,371below the sector's middle half
Equity€16,222within the sector's middle half--€7,149below the sector's middle half
Total assets€69,036within the sector's middle half-€25,579below the sector's middle half▼ 62.9%
Debt€52,814-€32,728▼ 38.0%
Working capital€10,726within the sector's middle half--€11,772within the sector's middle half
Solvency23.5%within the sector's middle half--27.9%below the sector's middle half▼ 51.4pp
Current ratio1.20within the sector's middle half-0.64below the sector's middle half▼ 0.56
Return on assets (ROA)27.1%above the sector's middle half--91.4%below the sector's middle half▼ 118.5pp
above within below the middle half (P25 to P75) of NACE 52, Warehousing and support activities for transportation, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€40,000-€20,000€0€20,000Operating result 2023: €24,558€24,558Net result 2023: €18,722€18,722Operating result 2024: -€18,359-€18,359Net result 2024: -€23,371-€23,37120232024-€40,000-€20,000€0€20,000Operating result 2023: €24,558€24,600Net result 2023: €18,722€18,700Operating result 2024: -€18,359-€18,400Net result 2024: -€23,371-€23,40020232024
The operating result turns negative in 2024: a loss of €18,359 after €24,558 in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €25,579
Fixed assets €4,623 ▼ 15.9%
Current assets €20,956 ▼ 67.0%
Key figures and ratios
2024 value · change against 2023
EBITDA
-€16,267▼
2023 · €25,573
Cash flow
-€21,279▼
2023 · €19,737
Debt to equity
-4.58▼
2023 · 3.26
Interest coverage
-2.86▼
2023 · 12.06
Debt ≤ 1 year
€32,728▼
2023 · €52,814
Income taxes
€240▼
2023 · €4,243
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 7,638 companies that looked in July 2024 the way this one looks now, 8.9% went bankrupt within 24 months and 85% are still going.

  • Micro
  • 2 to 5 years old
  • negative equity
  • a loss of 10% of the balance sheet or more
8.9% went bankrupt
5.6% stopped otherwise
85% still going

A further 0.7% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 5.2% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 7,638 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 39 lines
Balance sheet Code20232024
Assets
Total assets20/58€69,036€25,579▼
Fixed assets21/28€5,496€4,623▼
Tangible fixed assets22/27€5,496€4,623▼
Plant, machinery and equipment23€1,344€867▼
Furniture and vehicles24€4,152€3,756▼
Current assets29/58€63,540€20,956▼
Amounts receivable within one year40/41€36,017€18,740▼
Trade receivables40€16,224€8,566▼
Other amounts receivable41€19,793€10,174▼
Cash at bank and in hand54/58€26,258-
Deferred charges and accrued income490/1€1,265€2,216▲
Equity and liabilities
Total equity and liabilities10/49€69,036€25,579▼
Equity10/15€16,222-€7,149▼
Contributions10/11€2,500€2,500=
Profit (loss) carried forward14€13,722-€9,649▼
Amounts payable17/49€52,814€32,728▼
Amounts payable within one year42/48€52,814€32,728▼
Trade debts44€11,269€12,607▲
Suppliers440/4€11,269€12,607▲
Taxes, remuneration and social security45€36,545€20,121▼
Taxes450/3€34,449€20,121▼
Remuneration and social security454/9€2,096-
Other amounts payable47/48€5,000-
Income statement Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,015€2,092▲
Other operating charges640/8€507€2,411▲
Gross operating margin9900€26,080-€13,856▼
Operating profit (loss)9901€24,558-€18,359▼
Financial income75/76B€527€908▲
Recurring financial income75€527€908▲
Financial charges65/66B€2,120€5,680▲
Recurring financial charges65€2,120€5,680▲
Profit (loss) for the period before taxes9903€22,965-€23,131▼
Income taxes67/77€4,243€240▼
Profit (loss) for the period9904€18,722-€23,371▼
Profit (loss) for the period to be appropriated9905€18,722-€23,371▼
Appropriation of the result
Profit (loss) to be appropriated9906€18,722-€9,649▼
Profit (loss) brought forward from the previous period14P-€13,722
Profit to be distributed694/7€5,000-
Directors or managers695€5,000-

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20232024Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,015€2,092▲ 106%
Other operating charges640/8€507€2,411▲ 376%
Gross operating margin9900€26,080-€13,856▼ 153%
Operating profit (loss)9901€24,558-€18,359▼ 175%
Financial income75/76B€527€908▲ 72.4%
Recurring financial income75€527€908▲ 72.4%
Financial charges65/66B€2,120€5,680▲ 168%
Recurring financial charges65€2,120€5,680▲ 168%
Profit (loss) for the period before taxes9903€22,965-€23,131▼ 201%
Income taxes67/77€4,243€240▼ 94.3%
Profit (loss) for the period9904€18,722-€23,371▼ 225%
Profit (loss) for the period to be appropriated9905€18,722-€23,371▼ 225%
Line20232024Change
Assets
Total assets20/58€69,036€25,579▼ 62.9%
Fixed assets21/28€5,496€4,623▼ 15.9%
Tangible fixed assets22/27€5,496€4,623▼ 15.9%
Plant, machinery and equipment23€1,344€867▼ 35.5%
Furniture and vehicles24€4,152€3,756▼ 9.5%
Current assets29/58€63,540€20,956▼ 67.0%
Amounts receivable within one year40/41€36,017€18,740▼ 48.0%
Trade receivables40€16,224€8,566▼ 47.2%
Other amounts receivable41€19,793€10,174▼ 48.6%
Cash at bank and in hand54/58€26,258--
Deferred charges and accrued income490/1€1,265€2,216▲ 75.2%
Equity and liabilities
Total equity and liabilities10/49€69,036€25,579▼ 62.9%
Equity10/15€16,222-€7,149▼ 144%
Contributions10/11€2,500€2,500=
Profit (loss) carried forward14€13,722-€9,649▼ 170%
Amounts payable17/49€52,814€32,728▼ 38.0%
Amounts payable within one year42/48€52,814€32,728▼ 38.0%
Trade debts44€11,269€12,607▲ 11.9%
Suppliers440/4€11,269€12,607▲ 11.9%
Taxes, remuneration and social security45€36,545€20,121▼ 44.9%
Taxes450/3€34,449€20,121▼ 41.6%
Remuneration and social security454/9€2,096--
Other amounts payable47/48€5,000--
Line20232024Change
Profit (loss) for the period9904€18,722-€23,371▼ 225%
+ Depreciation and write-downs630€1,015€2,092▲ 106%
Operating cash flow (approximation)€19,737-€21,279▼ 208%
Investment in fixed assets (approximation)--€1,219-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
04-09
State Gazette act Resignation: Truşcă Laura (manager)
Appointment: Marton Ana Maria (manager) · Registered-office move · Power of attorney5 facts ▸
  • General meeting, 10-08-2026
  • Director resignation, Truşcă Laura (manager)
  • Director appointment, Marton Ana Maria (manager)
  • Registered-office move, Kerkstraat 64, 1601 Ruisbroek
  • Power of attorney, Marton Ana Maria
2025
19-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
30-10
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 91 days late
State Gazette actNBB filing
1 of 3 acts read
About the unread acts

Of the 3 Belgian State Gazette acts we know for this company, 1 has been read. The other 2 have not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 director, last change in 2026
Marton Ana Maria
Manager · since 10-08-2026
Current
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ. See the function holders in the CBE →
Not every act has been read: a resignation may be missing here
2 of this company's 3 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Sint-Pieters-Leeuw · 1 establishment unit since 2022
seat establishment The establishment unit on the map
Ground area
1,348 m²
Building footprint
331 m²
Volume, LiDAR
2,300 m³
2 parcels, Flanders · tallest building 11.5 m, ±3 floors. Linked by address, not a title deed.
5 companies at this address See who is registered here
1 establishment unit
V&D GROUP
Rozenlaan 11, 1501 HalleGeneral construction of buildings
since 20222.338.417.602
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23013A0078/00L006 Flanders 968 m² 1 · 207 m² 10.6 m · 2 fl.
23069A0152/00G007 Flanders 380 m² 1 · 124 m² 11.5 m · 3 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Mandate history

2 people since 2026, 1 in office
Show
  • Board
  • began earlier
Mandates per person, with start and end dates
Name Functions and periods
Marton Ana Maria
  • Manager, from 10-08-2026 to date
Truşcă Laura
  • Manager, until 04-09-2026
See the board, name and seat on a given date →

Structure & network

Connections & network

1 current director
Depth

The network starts from this company’s directors. Other companies they run appear here as nodes.

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Similar companies · same sector, comparable size

Of 1,031 companies in sector 52100 we hold annual accounts for 769. 187 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded28-10-2022
Fiscal year end31-12
Activities, NACEBEL 2025
52100Warehousing and storage
81210General cleaning of buildings
81220Other building cleaning and industrial cleaning
82100Office administrative and support services
E-invoicing
Reachable via Peppol
Peppol ID 0208:0792990341
Also 9925:BE0792990341
Registered 08-02-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.