V.D.E.-FRUIT
ActiveV.D.E.-FRUIT has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €72k and a net result of €18k. Equity is growing by ~46.1% per year across the filed fiscal years. Its solvency ranks better than 31% of 3099 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
71
/ 100
Healthy▲ +8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency23▲+1
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity tight (current ratio 1.09 against 1.11 in 2024), and 85.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Sector 01
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
14.2%
Return on assets
3.5%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
17 d early
2024
15 d early
2023
9 d early
2022
31 d late
2021
16 d early
2020
52 d early
2019
67 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€72k▲ 32.6%
2024 · €54k
2018: €22k
2019: €1k
2020: €11k
2021: €11k
2022: €12k
2023: €38k
2024: €54k
2018 → 2025
Total assets
€504k▲ 18.2%
2024 · €426k
2018: €65k
2019: €206k
2020: €242k
2021: €271k
2022: €201k
2023: €304k
2024: €426k
2018 → 2025
Net result
€18k▲ 11.7%
2024 · €16k
2018: €422
2019: €-21k
2020: €10k
2021: €-36
2022: €338
2023: €27k
2024: €16k
2018 → 2025
Working capital
€41k▼ 4.1%
2024 · €43k
2018: €9k
2019: €-14k
2020: €-2k
2021: €-1k
2022: €318
2023: €27k
2024: €43k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€11k-€12k▲ 3.0%€38k▲ 228%€54k▲ 41.1%€72k▲ 32.6%
Operating result€1k-€890▼ 14.6%€36k▲ 3,960%€21k▼ 41.7%€24k▲ 12.9%
Net result€-36-€338€27k▲ 7,810%€16k▼ 40.9%€18k▲ 11.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 13% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €504k
Fixed assets
€31k▲ 145%
Current assets
€473k▲ 14.4%
Equity and liabilities €504k
Equity
€72k▲ 32.6%
Debt
€432k▲ 16.2%
The debt ratio falls from 87.3% to 85.8%: equity grows faster than debt.
Key figures and ratios
EBITDA
€24k▲
2024 · €21k
Cash flow
€18k▲
2024 · €16k
Solvency
14.2%▲
2024 · 12.7%
Current ratio
1.09▼
2024 · 1.11
Quick ratio
0.94▲
2024 · 0.93
Debt / equity
6.02▼
2024 · 6.87
ROE
24.6%▼
2024 · 29.1%
ROA
3.5%▼
2024 · 3.7%
Interest coverage
61.36▲
2024 · 30.86
Debt
€432k▲
2024 · €372k
Debt ≤ 1 year
€432k▲
2024 · €371k
Debt > 1 year
€0▼
2024 · €1k
Income taxes
€6k▼
2024 · €6k
Staff costs
€0▲
2024 · €-227
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€426k€504k▲
Fixed assets21/28€13k€31k▲
Tangible fixed assets22/27€13k€31k▲
Land and buildings22€13k€13k=
Plant, machinery and equipment23€180€19k▲
Current assets29/58€414k€473k▲
Stocks and contracts in progress3€70k€69k▼
Stocks30/36€70k€69k▼
Amounts receivable within one year40/41€306k€266k▼
Trade receivables40€143k€96k▼
Other amounts receivable41€163k€170k▲
Cash at bank and in hand54/58€37k€138k▲
Deferred charges and accrued income490/1€1k€138▼
Equity and liabilities
Total equity and liabilities10/49€426k€504k▲
Equity10/15€54k€72k▲
Contributions10/11€6k€6k=
Reserves13€48k€66k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€8k€8k=
Distributable reserves133€38k€56k▲
Amounts payable17/49€372k€432k▲
Amounts payable after more than one year17€1k€0▼
Financial debts170/4€1k€0▼
Amounts payable within one year42/48€371k€432k▲
Current portion of amounts payable after more than one year42€0-
Trade debts44€350k€398k▲
Suppliers440/4€350k€398k▲
Taxes, remuneration and social security45€14k€28k▲
Taxes450/3€14k€28k▲
Other amounts payable47/48€7k€6k▼
Accrued charges and deferred income492/3-€132
Income statement
Code20242025
Remuneration, social security and pensions62€-227€0▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€281€334▲
Other operating charges640/8€548€1k▲
Gross operating margin9900€22k€25k▲
Operating profit (loss)9901€21k€24k▲
Financial income75/76B€1k€97▼
Recurring financial income75€1k€97▼
Financial charges65/66B€691€393▼
Recurring financial charges65€691€393▼
Profit (loss) for the period before taxes9903€22k€23k▲
Income taxes67/77€6k€6k▼
Profit (loss) for the period9904€16k€18k▲
Profit (loss) for the period to be appropriated9905€16k€18k▲
Appropriation of the result
Profit (loss) to be appropriated9906€16k€18k▲
Profit (loss) brought forward from the previous period14P€0-
Transfer to equity691/2€16k€18k▲
To other reserves6921€16k€18k▲
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
16-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
22-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €27k ▲7810%
Operating result €36k, net result €27k, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Back to profitnet €338
Net result €338 after one loss-making year.
15-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
09-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €10k
Net result €10k after one loss-making year.
06-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 67 days late
2019
31-12
Financial
Weakest financial yearnet €-21k ▼5009%
Net result drops to €-21k, the lowest in the series; recovery starts the following year.
11-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 42 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Kortenaken · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Heerstraat 163470 KortenakenGround area
963 m²
Building footprint
71 m²
Volume, LiDAR
450 m³
Parcel 24054B0344/00X000, Flanders · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
V.D.E.-Fruit BVBA
since 20042.143.984.169
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24054B0344/00X000 | Flanders | 963 m² | 1 · 71 m² | 8.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteKortenaken2.143.984.169
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Of 1,344 companies in sector 01240 we hold annual accounts for 320. 226 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded10-11-2004
Fiscal year end31-12
Activities, NACEBEL
01130Growing of vegetables, melons, roots and tubers
01240Growing of pome and stone fruits
46319Wholesale of fruit and vegetables, excluding potatoes
47210Retail sale of fruit and vegetables
51310
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.