V & D Concepts
ActiveV & D Concepts is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €448k and a net result of €99k. Equity remains stable across the filed fiscal years (±1.5% per year). Its solvency ranks better than 58% of 5487 sector peers (fiscal year 2025). The company has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 29-04-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
38 d early
2023
9 d early
2022
4 d early
2021
3 d early
2020
32 d early
2019
37 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€448k▼ 13.4%
2024 · €518k
2018: €436k
2019: €541k
2020: €608k
2021: €489k
2022: €539k
2023: €410k
2024: €518k
2018 → 2025
Net result
€99k▼ 9.2%
2024 · €108k
2018: €63k
2019: €105k
2020: €67k
2021: €651
2022: €50k
2023: €105k
2024: €108k
2018 → 2025
Total assets
€745k▲ 13.2%
2024 · €659k
2018: €627k
2019: €590k
2020: €666k
2021: €651k
2022: €709k
2023: €812k
2024: €659k
2018 → 2025
Solvency
60.2%▼ 18.5pp
2024 · 78.6%
2018: 69.5%
2019: 91.7%
2020: 91.3%
2021: 75.1%
2022: 76.0%
2023: 50.5%
2024: 78.6%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€489k-€539k▲ 10.3%€410k▼ 24.0%€518k▲ 26.5%€448k▼ 13.4%
Operating result€4k-€75k▲ 1,682%€150k▲ 100%€151k▲ 0.8%€137k▼ 9.5%
Net result€651-€50k▲ 7,608%€105k▲ 110%€108k▲ 3.0%€99k▼ 9.2%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 9% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €745k
Fixed assets
€420k▼ 4.9%
Current assets
€325k▲ 49.9%
Equity and liabilities €745k
Equity
€448k▼ 13.4%
Debt
€297k▲ 111%
The debt ratio rises from 21.4% to 39.8%: debt grows while equity shrinks.
Key figures and ratios
Solvency
60.2%▼
2024 · 78.6%
ROE
22.0%▲
2024 · 20.9%
ROA
13.2%▼
2024 · 16.5%
Debt
€297k▲
2024 · €141k
Debt ≤ 1 year
€296k▲
2024 · €140k
Income taxes
€39k▼
2024 · €44k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€659k€745k▲
Fixed assets21/28€442k€420k▼
Tangible fixed assets22/27€440k€419k▼
Land and buildings22€440k€419k▼
Financial fixed assets28€1k€1k=
Current assets29/58€217k€325k▲
Current investments50/53€100k€100k=
Cash at bank and in hand54/58€117k€225k▲
Deferred charges and accrued income490/1-€271
Equity and liabilities
Total equity and liabilities10/49€659k€745k▲
Equity10/15€518k€448k▼
Contributions10/11€19k€19k=
Reserves13€499k€430k▼
Distributable reserves133€499k€430k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€141k€297k▲
Amounts payable within one year42/48€140k€296k▲
Trade debts44€50€0▼
Suppliers440/4€50€0▼
Taxes, remuneration and social security45€20k€17k▼
Taxes450/3€15k€12k▼
Remuneration and social security454/9€5k€5k=
Other amounts payable47/48€120k€279k▲
Accrued charges and deferred income492/3€957€1k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22k€22k=
Other operating charges640/8€4k€4k▼
Gross operating margin9900€177k€162k▼
Operating profit (loss)9901€151k€137k▼
Financial income75/76B€960€800▼
Recurring financial income75€960€800▼
Financial charges65/66B€42€39▼
Recurring financial charges65€42€39▼
Profit (loss) for the period before taxes9903€152k€138k▼
Income taxes67/77€44k€39k▼
Profit (loss) for the period9904€108k€99k▼
Profit (loss) for the period to be appropriated9905€108k€99k▼
Appropriation of the result
Profit (loss) to be appropriated9906€108k€99k▼
Transfer from equity791/2€0€168k▲
Transfer to equity691/2€108k€99k▼
To other reserves6921€108k€99k▼
Profit to be distributed694/7€0€168k▲
Return on contributions (dividend)694€0€168k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
23-03
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-09
Financial
Highest result since 2018net €108k ▲3%
Operating result €151k, net result €108k, both a record.
30-09
Financial
Equity above €500kEq €518k ▲26.5%
7 profitable years in a row build equity to €518k.
21-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
26-04
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-09
Financial
Equity above €500kEq €539k ▲10.3%
5 profitable years in a row build equity to €539k.
27-04
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-09
Financial
Weakest financial yearnet €651 ▼99%
Net result drops to €651, the lowest in the series; recovery starts the following year.
29-03
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-09
Financial
Liquidity triplescurrent ratio 2.35
Current ratio from 0.71 to 2.35.
24-03
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
30-09
Financial
Equity above €500kEq €541k ▲24.1%
2 profitable years in a row build equity to €541k.
19-04
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
26-03
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
20-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2022
DE SMET Inge Marieke
CurrentDirector · since 31-10-2022
31-10-2022
Appointed as Director
Location & real-estate footprint
Registered office, Dentergem · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oeselgemstraat(Wak) 538720 DentergemGround area
3,690 m²
Building footprint
215 m²
Volume, LiDAR
1,133 m³
Parcel 37016B0980/00P002, Flanders · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
V & D Concepts
since 20122.206.774.546
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 37016B0980/00P002 | Flanders | 3,690 m² | 1 · 215 m² | 7.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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GREAT CONSULT
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Of 24,640 companies in sector 64210 we hold annual accounts for 19,689. 13,636 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-01-2012
Fiscal year end30-09
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
64929Financial service activities, except insurance and pension funding
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
70220Business consulting
73300Public relations and communication consultancy
82100Office administrative and support services
82110Office administrative, office support and other business support activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.