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V-CONSULT

Active
Private limited companyfounded 20179 yrs activeKervijn de Lettenhovedreef(Wak) 3, 8720 Dentergem, BelgiumKBO/BCE: BE 0674.962.424
Summary

V-CONSULT has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €24k and a net result of €18k. Equity is shrinking by ~23.3% per year across the filed fiscal years. Its solvency ranks better than 40% of 7780 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability100▲+9
Solvency64▲+2
Growth32=
Track record100
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity tight (current ratio 1.17 against 1.05 in 2024; short-term debt: 61.4% and cash: 6.6% of total assets), and 61.4% of the assets are financed with debt.
Credit check for your own amount and term

Signals

Two signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 8 filings
Deviation from the deadline
2025
1 d early
2024
11 d late
2023
54 d early
2022
60 d early
2021
on the day
2020
1 d late
2019
1 d early
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
30-06-2026 close25-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Source amounts without an identifiable currency are assumed to be EUR.

Equity
€24k▼ 6.5%
2024 · €26k
2019: €98k 2020: €120k▲ +22.7% vs 2019highest in 7 years 2021: €120k● 0.0% vs 2020highest in 7 years 2022: €25k▼ -78.9% vs 2021 2023: €25k▼ -0.1% vs 2022 2024: €26k▲ +2.5% vs 2023 2025: €24k▼ -6.5% vs 2024lowest in 7 years
2019 → 2025
Total assets
€63k▼ 11.3%
2024 · €71k
2019: €127k 2020: €141k▲ +10.6% vs 2019highest in 7 years 2021: €141k● 0.0% vs 2020highest in 7 years 2022: €123k▼ -12.7% vs 2021 2023: €135k▲ +9.6% vs 2022 2024: €71k▼ -47.4% vs 2023 2025: €63k▼ -11.3% vs 2024lowest in 7 years
2019 → 2025
Net result
€18k▲ 44.9%
2024 · €13k
2019: €65k 2020: €65k● 0.0% vs 2019 2021: €51k▼ -20.5% vs 2020 2022: €68k▲ +32.8% vs 2021 2023: €76k▲ +11.2% vs 2022highest in 7 years 2024: €13k▼ -83.4% vs 2023lowest in 7 years 2025: €18k▲ +44.9% vs 2024
2019 → 2025
Working capital
€7k▲ 212%
2024 · €2k
2019: €81k 2020: €109k▲ +33.8% vs 2019highest in 7 years 2021: €64k▼ -41.2% vs 2020 2022: €15k▼ -76.6% vs 2021 2023: €18k▲ +18.6% vs 2022 2024: €2k▼ -88.0% vs 2023lowest in 7 years 2025: €7k▲ +212% vs 2024
2019 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€120k-€25k▼ 78.9%€25k▼ 0.1%€26k▲ 2.5%€24k▼ 6.5% 2021: €120khighest in 5 years 2022: €25k▼ -78.9% vs 2021 2023: €25k▼ -0.1% vs 2022 2024: €26k▲ +2.5% vs 2023 2025: €24k▼ -6.5% vs 2024lowest in 5 years
Operating result€69k-€90k▲ 31.1%€101k▲ 11.7%€19k▼ 80.8%€26k▲ 36.7% 2021: €69k 2022: €90k▲ +31.1% vs 2021 2023: €101k▲ +11.7% vs 2022highest in 5 years 2024: €19k▼ -80.8% vs 2023lowest in 5 years 2025: €26k▲ +36.7% vs 2024
Net result€51k-€68k▲ 32.8%€76k▲ 11.2%€13k▼ 83.4%€18k▲ 44.9% 2021: €51k 2022: €68k▲ +32.8% vs 2021 2023: €76k▲ +11.2% vs 2022highest in 5 years 2024: €13k▼ -83.4% vs 2023lowest in 5 years 2025: €18k▲ +44.9% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€50k€100kOperating result 2021: €69k€69kNet result 2021: €51k€51kOperating result 2022: €90k€90kNet result 2022: €68k€68kOperating result 2023: €101k€101kNet result 2023: €76k€76kOperating result 2024: €19k€19kNet result 2024: €13k€13kOperating result 2025: €26k€26kNet result 2025: €18k€18k20212022202320242025€0€50k€100kOperating result 2023: €101k€101kNet result 2023: €76k€76kOperating result 2024: €19k€19kNet result 2024: €13k€13kOperating result 2025: €26k€26kNet result 2025: €18k€18k202320242025
The operating result recovers in 2025; 2025 is 37% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €63k
Fixed assets €18k ▼ 26.1%
Current assets €45k ▼ 3.8%
Equity and liabilities €63k
Equity €24k ▼ 6.5%
Debt €39k ▼ 14.0%
Debt's share of the balance-sheet total falls from 63.3% to 61.4%. Equity and debt are lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€29k▲
2024 · €23k
Cash flow
€21k▲
2024 · €16k
Current ratio
1.17▲
2024 · 1.05
Debt to equity
1.59▼
2024 · 1.73
ROE
75.4%▲
2024 · 48.7%
ROA
29.1%▲
2024 · 17.8%
Interest coverage
10.18▼
2024 · 32.50
Debt ≤ 1 year
€39k▼
2024 · €45k
Income taxes
€6k▼
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet Code20242025
Assets
Total assets20/58€71k€63k▼
Fixed assets21/28€24k€18k▼
Tangible fixed assets22/27€24k€18k▼
Furniture and vehicles24€6k€2k▼
Other tangible fixed assets26€18k€16k▼
Current assets29/58€47k€45k▼
Amounts receivable within one year40/41€29k€23k▼
Trade receivables40€8k€3k▼
Other amounts receivable41€22k€19k▼
Current investments50/53€10k€10k=
Cash at bank and in hand54/58€5k€4k▼
Deferred charges and accrued income490/1€2k€8k▲
Equity and liabilities
Total equity and liabilities10/49€71k€63k▼
Equity10/15€26k€24k▼
Contributions10/11€19k€19k=
Reserves13€7k€6k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€6k€4k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€45k€39k▼
Amounts payable within one year42/48€45k€39k▼
Financial debts43€13k€14k▲
Credit institutions430/8€13k€14k▲
Trade debts44€631€774▲
Suppliers440/4€631€774▲
Taxes, remuneration and social security45€0€3k▲
Taxes450/3€0€3k▲
Other amounts payable47/48€31k€21k▼
Income statement Code20242025
Non-recurring operating income76A-€5k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€3k▼
Other operating charges640/8€1k€676▼
Gross operating margin9900€24k€30k▲
Operating profit (loss)9901€19k€26k▲
Financial income75/76B€208€659▲
Recurring financial income75€208€659▲
Financial charges65/66B€710€3k▲
Recurring financial charges65€710€3k▲
Profit (loss) for the period before taxes9903€19k€24k▲
Income taxes67/77€6k€6k▼
Profit (loss) for the period9904€13k€18k▲
Profit (loss) for the period to be appropriated9905€13k€18k▲
Appropriation of the result
Profit (loss) to be appropriated9906€13k€18k▲
Transfer from equity791/2€0€2k▲
Transfer to equity691/2€636€0▼
To other reserves6921€636€0▼
Profit to be distributed694/7€12k€20k▲
Return on contributions (dividend)694€12k€20k▲

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Accounts by statement
Line20212022202320242025Change
Non-recurring operating income76A----€5k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€2k€3k€4k€3k▼ 25.1%
Other operating charges640/8-€1k€2k€1k€676▼ 52.1%
Gross operating margin9900€71k€93k€105k€24k€30k▲ 22.2%
Operating profit (loss)9901€69k€90k€101k€19k€26k▲ 36.7%
Financial income75/76B-€340€17€208€659▲ 216%
Recurring financial income75€390€340€17€208€659▲ 216%
Financial charges65/66B-€630€479€710€3k▲ 305%
Recurring financial charges65€734€630€479€710€3k▲ 305%
Profit (loss) for the period before taxes9903€68k€90k€100k€19k€24k▲ 28.6%
Income taxes67/77€17k€21k€24k€6k€6k▼ 4.5%
Profit (loss) for the period9904€51k€68k€76k€13k€18k▲ 44.9%
Profit (loss) for the period to be appropriated9905€51k€68k€76k€13k€18k▲ 44.9%
Line20212022202320242025Change
Assets
Total assets20/58€141k€123k€135k€71k€63k▼ 11.3%
Formation expenses20€0-----
Fixed assets21/28€4k€10k€8k€24k€18k▼ 26.1%
Intangible fixed assets21€0-----
Tangible fixed assets22/27€4k€10k€8k€24k€18k▼ 26.1%
Furniture and vehicles24-€9k€6k€6k€2k▼ 69.9%
Other tangible fixed assets26-€2k€1k€18k€16k▼ 12.2%
Financial fixed assets28€0-----
Current assets29/58€138k€113k€127k€47k€45k▼ 3.8%
Stocks and contracts in progress3€0-----
Amounts receivable within one year40/41€40k€54k€51k€29k€23k▼ 23.0%
Trade receivables40-€50k€50k€8k€3k▼ 56.7%
Other amounts receivable41-€4k€875€22k€19k▼ 10.9%
Current investments50/53€113k€53k€70k€10k€10k=
Cash at bank and in hand54/58€4k€4k€5k€5k€4k▼ 22.9%
Deferred charges and accrued income490/1-€2k€2k€2k€8k▲ 297%
Equity and liabilities
Total equity and liabilities10/49€141k€123k€135k€71k€63k▼ 11.3%
Equity10/15€120k€25k€25k€26k€24k▼ 6.5%
Contributions10/11-€19k€19k€19k€19k=
Reserves13€101k€7k€7k€7k€6k▼ 23.0%
Non-distributable reserves130/1-€2k€2k€2k€2k=
Reserves not available under the articles1311-€2k€2k€2k€2k=
Distributable reserves133-€5k€5k€6k€4k▼ 30.8%
Profit (loss) carried forward14€0--€0€0-
Amounts payable17/49€74k€97k€109k€45k€39k▼ 14.0%
Amounts payable within one year42/48€74k€97k€109k€45k€39k▼ 14.0%
Financial debts43-€12k€15k€13k€14k▲ 6.0%
Credit institutions430/8-€12k€15k€13k€14k▲ 6.0%
Trade debts44€2k€8k€9k€631€774▲ 22.7%
Suppliers440/4-€8k€9k€631€774▲ 22.7%
Taxes, remuneration and social security45-€21k€7k€0€3k-
Taxes450/3-€21k€7k€0€3k-
Other amounts payable47/48-€57k€79k€31k€21k▼ 31.9%
Line20212022202320242025Change
Profit (loss) for the period9904€51k€68k€76k€13k€18k▲ 44.9%
+ Depreciation and write-downs630€1k€2k€3k€4k€3k▼ 25.1%
Operating cash flow (approximation)€53k€70k€79k€16k€21k▲ 28.9%
Investment in fixed assets (approximation)-€-8k€0€-20k€3k▲ 117%
Change in cash-€-682€1k€586€-1k▼ 310%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2026
30-01
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
11-02
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 11 days late
2024
30-06
Financial Weakest financial yearnet €13k ▼83.4%
Net result drops to €13k, the lowest in the series; recovery starts the following year.
2023
08-12
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
30-06
Financial Highest result since 2019net €76k ▲11.2%
Operating result €101k, net result €76k, both a record.
2022
02-12
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
31-01
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
01-02
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 1 day late
2020
30-06
Financial Equity above €100kEq €120k ▲22.7%
2 profitable years in a row build equity to €120k.
30-01
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2018
14-12
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dentergem · 1 establishment unit since 2017
seat establishment The establishment unit on the map
Ground area
800 m²
Building footprint
103 m²
Volume, LiDAR
563 m³
Parcel 37016B1005/00H002, Flanders · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
V-CONSULT
Kervijn de Lettenhovedreef(Wak) 3, 8720 DentergemFinancial service activities, except insurance and pension funding
since 20172.272.498.182
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
37016B1005/00H002 Flanders 800 m² 1 · 103 m² 7.9 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 24,497 companies in sector 82990 we hold annual accounts for 9,406. 6,103 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded28-04-2017
Fiscal year end30-06
Activities, NACEBEL 2025
82990Other business support services

Scores and ratios are computed by Checked and are not a credit decision.