V² Construct
ActiveThe annual accounts of V² Construct for fiscal year 2025 show a net loss of 59% of total assets. The 2025 annual accounts show equity of €610k and a net result of €-525k. Equity remains stable across the filed fiscal years (±2.1% per year). Its solvency ranks better than 78% of 9114 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
56
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency94▲+94
Growth52▲+20
Track record94
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.69 against 0.99 in 2024; short-term debt: 22.3% and cash: 1.1% of total assets), and 31.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
31 d late
2024
231 d late
2023
61 d late
2022
11 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€610k
2024 · €-484k
2022: €510k
2023: €630k
2024: €-484k
2022 → 2025
Total assets
€890k▼ 45.6%
2024 · €1.63M
2022: €1.89M
2023: €2.33M
2024: €1.63M
2022 → 2025
Net result
€-525k▲ 52.9%
2024 · €-1.11M
2022: €509k
2023: €120k
2024: €-1.11M
2022 → 2025
Working capital
€-62k▼ 611%
2024 · €-9k
2022: €1.25M
2023: €1.33M
2024: €-9k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€510k-€630k▲ 23.5%€-484k€610k
Operating result€735k-€225k▼ 69.3%€-1.06M€-434k▲ 58.9%
Net result€509k-€120k▼ 76.5%€-1.11M€-525k▲ 52.9%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €434k in 2025 against €1.06M in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €890k
Fixed assets
€753k▼ 14.5%
Current assets
€137k▼ 81.8%
Equity and liabilities €890k
Equity
€610k
Debt
€280k
Debt finances 31.4% of the balance-sheet total.
Key figures and ratios
EBITDA
€-305k▲
2024 · €-947k
Cash flow
€-395k▲
2024 · €-1.01M
Solvency
68.6%▲
2024 · -29.6%
Current ratio
0.69▼
2024 · 0.99
Quick ratio
0.69▼
2024 · 0.93
Debt / equity
0.46▲
2024 · -4.37
ROE
-86.1%
ROA
-59.0%▲
2024 · -68.2%
Interest coverage
-3.25▲
2024 · -14.41
Debt
€280k▼
2024 · €2.12M
Debt ≤ 1 year
€199k▼
2024 · €762k
Debt > 1 year
€81k▼
2024 · €1.36M
Income taxes
€458▼
2024 · €468
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.63M€890k▼
Fixed assets21/28€881k€753k▼
Tangible fixed assets22/27€881k€753k▼
Plant, machinery and equipment23€26k€23k▼
Furniture and vehicles24€123k€77k▼
Other tangible fixed assets26€732k€653k▼
Current assets29/58€753k€137k▼
Stocks and contracts in progress3€47k-
Stocks30/36€47k-
Amounts receivable within one year40/41€668k€82k▼
Trade receivables40€655k€82k▼
Other amounts receivable41€13k-
Current investments50/53€14k€44k▲
Cash at bank and in hand54/58€12k€10k▼
Deferred charges and accrued income490/1€12k€1k▼
Equity and liabilities
Total equity and liabilities10/49€1.63M€890k▼
Equity10/15€-484k€610k▲
Contributions10/11€1k€1.62M▲
Profit (loss) carried forward14€-485k€-1.01M▼
Amounts payable17/49€2.12M€280k▼
Amounts payable after more than one year17€1.36M€81k▼
Financial debts170/4€1.36M€81k▼
Amounts payable within one year42/48€762k€199k▼
Current portion of amounts payable after more than one year42€25k€26k▲
Trade debts44€238k€90k▼
Suppliers440/4€238k€90k▼
Taxes, remuneration and social security45€100k€13k▼
Taxes450/3€100k€13k▼
Other amounts payable47/48€399k€70k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€109k€130k▲
Other operating charges640/8€2k€2k▲
Non-recurring operating charges66A-€940
Gross operating margin9900€-945k€-302k▲
Operating profit (loss)9901€-1.06M€-434k▲
Financial income75/76B€8k€4k▼
Recurring financial income75€8k€4k▼
Financial charges65/66B€66k€94k▲
Recurring financial charges65€66k€94k▲
Profit (loss) for the period before taxes9903€-1.11M€-525k▲
Income taxes67/77€468€458▼
Profit (loss) for the period9904€-1.11M€-525k▲
Profit (loss) for the period to be appropriated9905€-1.11M€-525k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-1.11M€-1.01M▲
Profit (loss) brought forward from the previous period14P-€-485k
Transfer from equity791/2€629k-
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
19-03
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 231 days late
2025
31-12
Financial
Equity above €500kEq €610k
Equity rises from €-484k to €610k.
2024
31-12
Financial
Weakest financial yearnet €-1.11M ▼1029%
Net result drops to €-1.11M, the lowest in the series; recovery starts the following year.
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 61 days late
2023
11-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 11 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Scherpenheuvel-Zichem · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Judocus Pauwelslaan 23271 Scherpenheuvel-ZichemGround area
2,249 m²
Building footprint
1,540 m²
Volume, LiDAR
2,426 m³
Parcel 24005D0649/00T020, Flanders · tallest building 12.5 m. Linked by address, not a title deed.
1 establishment unit
V² Construct
since 20212.315.627.550
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24005D0649/00T020 | Flanders | 2,249 m² | 1 · 1,540 m² | 12.5 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 8,377 EUR awarded · 8,370 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 237 EUR | 231 EUR |
| 2024 | 1 | 7,500 EUR | 7,500 EUR |
| 2023 | 1 | 230 EUR | 315 EUR |
| 2022 | 1 | 410 EUR | 324 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 9,696 companies in sector 68121 we hold annual accounts for 7,378. 4,513 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-03-2021
Fiscal year end31-12
Activities, NACEBEL
68121Development of residential building projects
68110Buying and selling of own real estate
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.