V-CON
ActiveV-CON is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €297k and a net result of €44k. Equity is growing by ~6.5% per year across the filed fiscal years. Its solvency ranks better than 39% of 2413 sector peers (fiscal year 2025). The company has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-04-2026, 101 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
101 d early
2024
76 d early
2023
26 d late
2022
45 d late
2021
26 d late
2020
8 d early
2019
77 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€297k▼ 2.8%
2024 · €305k
2018: €194k
2019: €182k
2020: €231k
2021: €283k
2022: €354k
2023: €350k
2024: €305k
2018 → 2025
Net result
€44k
2024 · €-44k
2018: €49k
2019: €32k
2020: €64k
2021: €53k
2022: €73k
2023: €24k
2024: €-44k
2018 → 2025
Total assets
€787k▲ 1.3%
2024 · €778k
2018: €241k
2019: €205k
2020: €262k
2021: €361k
2022: €491k
2023: €467k
2024: €778k
2018 → 2025
Solvency
37.7%▼ 1.6pp
2024 · 39.3%
2018: 80.4%
2019: 88.7%
2020: 88.1%
2021: 78.3%
2022: 72.0%
2023: 74.8%
2024: 39.3%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€283k-€354k▲ 25.1%€350k▼ 1.2%€305k▼ 12.7%€297k▼ 2.8%
Operating result€77k-€105k▲ 36.8%€42k▼ 59.9%€-29k€74k
Net result€53k-€73k▲ 37.1%€24k▼ 66.5%€-44k€44k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €74k after a loss of €29k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €787k
Fixed assets
€525k▼ 6.3%
Current assets
€263k▲ 20.8%
Equity and liabilities €787k
Equity
€297k▼ 2.8%
Debt
€491k▲ 3.9%
The debt ratio rises from 60.7% to 62.3%: debt grows while equity shrinks.
Key figures and ratios
Solvency
37.7%▼
2024 · 39.3%
ROE
14.7%▲
2024 · -14.5%
ROA
5.5%▲
2024 · -5.7%
Debt
€491k▲
2024 · €472k
Debt ≤ 1 year
€138k▲
2024 · €83k
Debt > 1 year
€353k▼
2024 · €389k
Income taxes
€17k▲
2024 · €619
Staff costs
€56k▲
2024 · €54k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€778k€787k▲
Fixed assets21/28€560k€525k▼
Tangible fixed assets22/27€560k€525k▼
Land and buildings22€480k€464k▼
Furniture and vehicles24€79k€61k▼
Other tangible fixed assets26€1k€388▼
Current assets29/58€218k€263k▲
Amounts receivable within one year40/41€68k€140k▲
Trade receivables40€55k€86k▲
Other amounts receivable41€14k€54k▲
Cash at bank and in hand54/58€147k€119k▼
Deferred charges and accrued income490/1€2k€4k▲
Equity and liabilities
Total equity and liabilities10/49€778k€787k▲
Equity10/15€305k€297k▼
Contributions10/11€19k€19k=
Reserves13€331k€280k▼
Distributable reserves133€331k€280k▼
Profit (loss) carried forward14€-44k€-1k▲
Amounts payable17/49€472k€491k▲
Amounts payable after more than one year17€389k€353k▼
Financial debts170/4€389k€353k▼
Amounts payable within one year42/48€83k€138k▲
Current portion of amounts payable after more than one year42€42k€43k▲
Trade debts44€10k€9k▼
Suppliers440/4€10k€9k▼
Taxes, remuneration and social security45€28k€33k▲
Taxes450/3€18k€23k▲
Remuneration and social security454/9€10k€11k▲
Other amounts payable47/48€3k€52k▲
Income statement
Code20242025
Remuneration, social security and pensions62€54k€56k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€125k€57k▼
Other operating charges640/8€1k€5k▲
Gross operating margin9900€152k€192k▲
Operating profit (loss)9901€-29k€74k▲
Financial income75/76B€183€1k▲
Recurring financial income75€183€1k▲
Financial charges65/66B€15k€15k▲
Recurring financial charges65€15k€15k▲
Profit (loss) for the period before taxes9903€-44k€61k▲
Income taxes67/77€619€17k▲
Profit (loss) for the period9904€-44k€44k▲
Profit (loss) for the period to be appropriated9905€-44k€44k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-44k€-748▲
Profit (loss) brought forward from the previous period14P€0€-44k▼
Transfer from equity791/2€0€67k▲
Transfer to equity691/2€0€16k▲
To other reserves6921€0€16k▲
Profit to be distributed694/7€0€52k▲
Return on contributions (dividend)694€0€52k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €44k
Net result €44k after one loss-making year.
16-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-44k ▼282%
Net result drops to €-44k, the lowest in the series; recovery starts the following year.
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
14-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 45 days late
2022
31-12
Financial
Highest result since 2018net €73k ▲37.1%
Operating result €105k, net result €73k, both a record.
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 26 days late
2021
23-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €200kEq €231k ▲26.6%
3 profitable years in a row build equity to €231k.
16-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 77 days late
2019
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
31-05
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dentergem · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vennebosstraat(Oes) 27A8720 DentergemGround area
1,982 m²
Building footprint
148 m²
Volume, LiDAR
761 m³
Parcel 37008B0416/00M000, Flanders · tallest building 9.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
V-CON
since 20122.208.057.124
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 37008B0416/00M000 | Flanders | 1,982 m² | 1 · 148 m² | 9.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2024 · 2 entries · 458 EUR awarded · 458 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 78 EUR | 78 EUR |
| 2023 | 1 | 380 EUR | 380 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 854 companies in sector 66210 we hold annual accounts for 512. 407 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-01-2012
Fiscal year end31-12
Activities, NACEBEL
66210Risk and damage evaluation
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.