V-Chartering
ActiveV-Chartering has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €392k and a net result of €75k. Equity is growing by ~22.4% per year across the filed fiscal years. Its solvency ranks better than 52% of 907 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
86
/ 100
Excellent▼ -5 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability96▼-4
Solvency78▲+18
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 1.83 against 1.55 in 2024), but 61.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 52
Relative position
BE, all sectors
reference
Sector 52
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
38.6%
Return on assets
7.4%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
28 d late
2024
21 d late
2023
113 d late
2022
30 d late
2021
19 d late
2020
20 d late
2019
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€392k▲ 23.8%
2024 · €317k
2018: €89k
2019: €137k
2020: €338k
2021: €400k
2022: €613k
2023: €234k
2024: €317k
2018 → 2025
Total assets
€1.02M▼ 1.3%
2024 · €1.03M
2018: €280k
2019: €172k
2020: €479k
2021: €717k
2022: €785k
2023: €693k
2024: €1.03M
2018 → 2025
Net result
€75k▼ 58.9%
2024 · €183k
2018: €83k
2019: €48k
2020: €200k
2021: €63k
2022: €213k
2023: €-379k
2024: €183k
2018 → 2025
Working capital
€285k▲ 28.3%
2024 · €222k
2018: €98k
2019: €137k
2020: €338k
2021: €400k
2022: €523k
2023: €76k
2024: €222k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€400k-€613k▲ 53.1%€234k▼ 61.9%€317k▲ 35.6%€392k▲ 23.8%
Operating result€91k-€297k▲ 227%€-344k€218k€84k▼ 61.6%
Net result€63k-€213k▲ 240%€-379k€183k€75k▼ 58.9%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 62% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.02M
Fixed assets
€391k▼ 3.3%
Current assets
€626k=
Equity and liabilities €1.02M
Equity
€392k▲ 23.8%
Debt
€625k▼ 12.5%
The debt ratio falls from 69.3% to 61.4%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€99k▼
2024 · €219k
Cash flow
€91k▼
2024 · €184k
Solvency
38.6%▲
2024 · 30.7%
Current ratio
1.83▲
2024 · 1.55
Quick ratio
1.83▲
2024 · 1.55
Debt / equity
1.59▼
2024 · 2.25
ROE
19.2%▼
2024 · 57.8%
ROA
7.4%▼
2024 · 17.8%
Interest coverage
10.01▼
2024 · 27.47
Debt
€625k▼
2024 · €714k
Debt ≤ 1 year
€342k▼
2024 · €405k
Debt > 1 year
€282k▼
2024 · €308k
Income taxes
€6k▼
2024 · €27k
Staff costs
€88k▲
2024 · €81k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.03M€1.02M▼
Fixed assets21/28€405k€391k▼
Tangible fixed assets22/27€405k€391k▼
Land and buildings22€386k€391k▲
Furniture and vehicles24€18k€0▼
Assets under construction and advance payments27€0-
Current assets29/58€626k€626k=
Amounts receivable within one year40/41€573k€553k▼
Trade receivables40€466k€283k▼
Other amounts receivable41€107k€270k▲
Cash at bank and in hand54/58€51k€65k▲
Deferred charges and accrued income490/1€2k€8k▲
Equity and liabilities
Total equity and liabilities10/49€1.03M€1.02M▼
Equity10/15€317k€392k▲
Contributions10/11€6k€6k=
Reserves13€607k€386k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€605k€384k▼
Profit (loss) carried forward14€-296k€0▲
Amounts payable17/49€714k€625k▼
Amounts payable after more than one year17€308k€282k▼
Financial debts170/4€308k€282k▼
Amounts payable within one year42/48€405k€342k▼
Current portion of amounts payable after more than one year42€26k€26k=
Financial debts43€4k€4k▲
Credit institutions430/8€4k€4k▲
Trade debts44€338k€294k▼
Suppliers440/4€338k€294k▼
Taxes, remuneration and social security45€36k€17k▼
Taxes450/3€27k€6k▼
Remuneration and social security454/9€8k€11k▲
Other amounts payable47/48€1k€0▼
Accrued charges and deferred income492/3€2k€2k=
Income statement
Code20242025
Remuneration, social security and pensions62€81k€88k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€987€15k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€55k
Other operating charges640/8€2k€970▼
Non-recurring operating charges66A-€18k
Gross operating margin9900€301k€261k▼
Operating profit (loss)9901€218k€84k▼
Financial income75/76B€246€8k▲
Recurring financial income75€246€8k▲
Financial charges65/66B€8k€10k▲
Recurring financial charges65€8k€10k▲
Profit (loss) for the period before taxes9903€210k€82k▼
Income taxes67/77€27k€6k▼
Profit (loss) for the period9904€183k€75k▼
Profit (loss) for the period to be appropriated9905€183k€75k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-196k€-221k▼
Profit (loss) brought forward from the previous period14P€-379k€-296k▲
Transfer from equity791/2-€221k
Profit to be distributed694/7€100k€0▼
Return on contributions (dividend)694€100k€0▼
Social balance
Average headcount (FTE)90871.71.7=
The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 28 days late
2025
21-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 21 days late
2024
31-12
Financial
Back to profitnet €183k
Net result €183k after one loss-making year.
21-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 113 days late
2023
31-12
Financial
Weakest financial yearnet €-379k ▼278%
Net result drops to €-379k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 30 days late
2022
31-12
Financial
Highest result since 2018net €213k ▲240%
Operating result €297k, net result €213k, both a record.
31-12
Financial
Equity above €500kEq €613k ▲53.1%
5 profitable years in a row build equity to €613k.
19-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 19 days late
2021
20-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 20 days late
2020
31-12
Financial
Equity above €200kEq €338k ▲146%
3 profitable years in a row build equity to €338k.
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 28 days late
2019
31-12
Financial
Liquidity triplescurrent ratio 4.91
Current ratio from 1.54 to 4.91; short-term debt falls from €182k to €35k.
31-12
Financial
Equity above €100kEq €137k ▲54.2%
2 profitable years in a row build equity to €137k.
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
31-12-2025
Resigned as Director
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bredabaan 99/C42170 AntwerpenGround area
1.5 ha
Building footprint
1,883 m²
Volume, LiDAR
6,747 m³
Parcel 11422C0613/00C002, Flanders · tallest building 17.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
V-Chartering
since 20172.265.971.963
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11422C0613/00C002 | Flanders | 1.5 ha | 1 · 1,883 m² | 17.0 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DE MUSKETIERS
BE 0428.312.408
Gent · Eq €392k
KUVA DRANKEN
BE 0891.327.654
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LATUNO
BE 0473.377.420
Tongeren-Borgloon · Eq €391k
GESTIMAT BELGIUM
BE 0712.876.160
Jette · Eq €396k
MMK SERVICES
BE 0783.280.344
Sint-Genesius-Rode · Eq €389k
Of 3,176 companies in sector 52250 we hold annual accounts for 1,943. 1,415 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-06-2017
Fiscal year end31-12
Activities, NACEBEL
52250Logistics services
52290Warehousing and support activities for transportation
77340Rental and leasing activities
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.