V.B.S.+
ActiveV.B.S.+ has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5.53M and a net result of €26k. Equity remains stable across the filed fiscal years (±1.4% per year). Its solvency ranks better than 95% of 2259 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
78
/ 100
Excellent▼ -10 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability2▼-53
Solvency100▲+12
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €430k at 30 days acceptable
Liquidity ample (current ratio 5.07 against 1.44 in 2024), and 1.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
98.6%
Return on assets
0.5%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
31 d early
2024
21 d early
2023
27 d early
2022
81 d early
2021
73 d early
2020
72 d early
2019
72 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€26k▼ 95.6%
2024 · €600k
2018: €368k
2019: €376k
2020: €381k
2021: €403k
2022: €37k
2023: €291k
2024: €600k
2018 → 2025
Working capital
€326k▲ 8.7%
2024 · €300k
2018: €-22k
2019: €2k
2020: €199k
2021: €302k
2022: €339k
2023: €300k
2024: €300k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€5.43M-€5.46M▲ 0.7%€5.50M▲ 0.8%€5.51M=€5.53M▲ 0.5%
Operating result€72k-€50k▼ 30.1%€56k▲ 11.8%€719▼ 98.7%€35k▲ 4,823%
Net result€403k-€37k▼ 90.7%€291k▲ 677%€600k▲ 106%€26k▼ 95.6%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 4,823% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €5.61M
Fixed assets
€5.20M=
Current assets
€406k▼ 58.3%
Equity and liabilities €5.61M
Equity
€5.53M▲ 0.5%
Debt
€80k▼ 88.1%
The debt ratio falls from 10.9% to 1.4%: equity grows while debt is paid down.
Key figures and ratios
Solvency
98.6%▲
2024 · 89.1%
Current ratio
5.07▲
2024 · 1.44
Quick ratio
5.07▲
2024 · 1.44
Debt / equity
0.01▼
2024 · 0.12
ROE
0.5%▼
2024 · 10.9%
ROA
0.5%▼
2024 · 9.7%
Debt
€80k▼
2024 · €675k
Debt ≤ 1 year
€80k▼
2024 · €675k
Income taxes
€9k▲
2024 · €127
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€6.18M€5.61M▼
Fixed assets21/28€5.20M€5.20M=
Financial fixed assets28€5.20M€5.20M=
Current assets29/58€975k€406k▼
Amounts receivable within one year40/41€923k€360k▼
Trade receivables40€73k€121k▲
Other amounts receivable41€851k€239k▼
Cash at bank and in hand54/58€49k€45k▼
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€6.18M€5.61M▼
Equity10/15€5.51M€5.53M▲
Contributions10/11€300k€300k=
Reserves13€5.21M€5.23M▲
Distributable reserves133€5.21M€5.23M▲
Amounts payable17/49€675k€80k▼
Amounts payable within one year42/48€675k€80k▼
Trade debts44€74k€76k▲
Suppliers440/4€74k€76k▲
Taxes, remuneration and social security45€564€4k▲
Taxes450/3€564€4k▲
Other amounts payable47/48€600k-
Income statement
Code20242025
Other operating charges640/8-€150
Gross operating margin9900€719€36k▲
Operating profit (loss)9901€719€35k▲
Financial income75/76B€600k-
Recurring financial income75€600k-
Financial charges65/66B€225€232▲
Recurring financial charges65€225€232▲
Profit (loss) for the period before taxes9903€601k€35k▼
Income taxes67/77€127€9k▲
Profit (loss) for the period9904€600k€26k▼
Profit (loss) for the period to be appropriated9905€600k€26k▼
Appropriation of the result
Profit (loss) to be appropriated9906€600k€26k▼
Transfer to equity691/2€382€26k▲
To other reserves6921€382€26k▲
Profit to be distributed694/7€600k-
Return on contributions (dividend)694€600k-
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet €26k ▼95.6%
Net result drops to €26k, the lowest in the series.
31-12
Financial
Liquidity quadruplescurrent ratio 5.07
Current ratio from 1.44 to 5.07; short-term debt falls from €675k to €80k.
10-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Highest result since 2018net €600k ▲106%
Net result €600k, the highest in the series.
04-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
11-05
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
19-05
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
20-05
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Liquidity triplescurrent ratio 3.01
Current ratio from 1.01 to 3.01; short-term debt falls from €303k to €99k.
20-05
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial
Equity above €5MEq €5.04M ▲5.8%
2 profitable years in a row build equity to €5.04M.
23-05
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
24-05
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
18-05
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tubize · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue Landas 171480 TubizeGround area
3,115 m²
Building footprint
613 m²
Volume, LiDAR
3,859 m³
Parcel 25097C0563/00G000, Wallonia · tallest building 7.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
V.B.S.+
since 20092.179.671.360
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25097C0563/00G000 | Wallonia | 3,114 m² | 1 · 613 m² | 7.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 11,177 companies in sector 82100 we hold annual accounts for 3,491. 615 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-04-2009
Fiscal year end31-12
Activities, NACEBEL
82100Office administrative and support services
82110Office administrative, office support and other business support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.