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V-B Construction générale

Active
Private limited companyfounded 2019active for 7 yearsPedestraat 79, 1602 Sint-Pieters-Leeuw, BelgiumKBO/BCE: BE 0727.938.181

From the official registers: KBO 6 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

The computed 12-month bankruptcy probability of V-B Construction générale is 3.0% (moderate). The 2025 annual accounts show equity of €45,709 and a net result of -€32,833. Equity has been stable since 2020 (±0% per year). Its solvency ranks better than 36% of 9,380 sector peers (NACE 41, financial year 2025). The company has been active since 2019 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

KBO
Status
Active since 11-06-2019 Normal situation
Activity
General construction of residential buildings NACE 41001and 3 others
Establishment unit
2.294.511.541 1602 Sint-Pieters-Leeuw, since 11-06-2019
Financial year end
30 June
Peppol
Reachable since 24-11-2023

Board and ownership

Board
  • Bumbar VasileDirector

Financial position

49 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
3.0%
Annual accounts to 30-06-2025
Gross margin
€26,751
▼ 4.1%
Turnover
≈ €190,000
estimated
Loss
€32,833
Equity
€45,709
▼ 41.8%
Total assets
€154,790
▲ 26.7%
Staff
≈ 0.9 FTE
estimated
Filed on 08-01-2026, 23 days before the deadlinePDF
Score breakdownraises riskSector: Construction of residential and non-residential buildings (NACE 41)Founded in 2019Liquidity: current ratio 1.20, cash €1,270Loss of €32,833 (financial year 2025)Show the evidence

Checked score

Score 2025
49 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 17% of micro companies in construction of buildings (NACE 41)
Financial strength · tick: 2024
Weak
Solvency 55-34
equity 29.5% of total assets
Liquidity 16-52
short-term debt 66.6% · cash 0.8%
Profitability 0-70
return on assets -21.2%
Bankruptcy probability within 12 months
3.0% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,451 companies, NACE 41, micro)
Last 24 months 11-2024: 1.2%lowest value 12-2024: 1.3%▲ +0.1 percentage points vs 11-2024 01-2025: 1.3%● unchanged vs 12-2024 02-2025: 3.4%▲ +2.1 percentage points vs 01-2025highest value 03-2025: 3.4%● unchanged vs 02-2025highest value 04-2025: 3.4%● unchanged vs 03-2025highest value 05-2025: 3.3%▼ -0.1 percentage points vs 04-2025 06-2025: 3.3%● unchanged vs 05-2025 07-2025: 3.3%● unchanged vs 06-2025 08-2025: 3.3%● unchanged vs 07-2025 09-2025: 2.7%▼ -0.6 percentage points vs 08-2025 10-2025: 2.9%▲ +0.2 percentage points vs 09-2025 11-2025: 2.8%▼ -0.1 percentage points vs 10-2025 12-2025: 2.7%▼ -0.1 percentage points vs 11-2025 01-2026: 2.9%▲ +0.2 percentage points vs 12-2025 02-2026: 2.9%● unchanged vs 01-2026 03-2026: 2.9%● unchanged vs 02-2026 04-2026: 2.9%● unchanged vs 03-2026 05-2026: 2.9%● unchanged vs 04-2026 06-2026: 2.9%● unchanged vs 05-2026 07-2026: 2.8%▼ -0.1 percentage points vs 06-2026 08-2026: 2.8%● unchanged vs 07-2026 09-2026: 2.8%● unchanged vs 08-2026 10-2026: 3.0%▲ +0.2 percentage points vs 09-2026
Credit of up to €2,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.2 (2.48 in 2024), below the usual 1.5. Short-term debt is 66.6% and cash 0.8% of total assets. 70.5% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 37% of them on solvency, 13% on liquidity, 5% on profitability and 12% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
raises riskneutral
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
raises risk · Founded in 2019
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Liquidity: current ratio 1.20, cash €1,270
NBB · annual accounts
raises risk · Loss of €32,833 (financial year 2025)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 08-01-2026, 23 days ahead of the deadline.
NBB · 6 filings
Deviation from the deadline
2025
23 days early
2024
7 days early
2023
19 days early
2022
26 days early
2021
3 days early
2020
9 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 6 accounts on average 15 days before the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 12 January (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end01-11-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Lower net result than 95% of companies in construction of buildingssector median €8,543 · 9,370 companies -€32,833 View
  • Positive: Always filed on timeaccounts within the deadline every year 6 years View

Comparable companies

These companies have the same main activity as V-B Construction générale: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €130,000 and €173,000, founded between 2019 and 2020.

CompanyTotal assetsGross margin
V-B Construction générale Sint-Pieters-Leeuw€154,790€26,751
Hgroupe Machelen (Brab.)€150,658€26,109
SOARE CONSTRUCT Affligem€153,457€23,832
TEAM DYNAMIC Grimbergen€143,156€30,581
LORENZO CARRELAGE Sint-Pieters-Leeuw€130,317€24,846
GL INTERIEUR Affligem€156,020€29,537
Karweide Asse€173,245€24,534
Full comparison

Documents

Annual accounts at the NBB

All 6 annual accounts

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about V-B Construction générale

What is the company number of V-B Construction générale?
The company number of V-B Construction générale is 0727.938.181. The VAT number is the same number with BE in front: BE 0727.938.181.
Where is V-B Construction générale based?
The registered office is at Pedestraat 79, 1602 Sint-Pieters-Leeuw.Company details
What does V-B Construction générale do?
According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of V-B Construction générale?
The legal form of V-B Construction générale is Private limited company (BV).
When was V-B Construction générale founded?
V-B Construction générale was founded on 11-06-2019.
Is V-B Construction générale still active?
Yes, V-B Construction générale is an active enterprise in the KBO register.
What is the turnover of V-B Construction générale?
The turnover in financial year 2025 is ≈ €190,000. This figure is estimated from the gross margin of €26,751 and 163 comparable companies (NACE 41001). It probably lies between €110,000 and €340,000. In financial year 2023 turnover was €448,417.Financials
Is V-B Construction générale profitable?
In financial year 2025, V-B Construction générale made a loss of €32,833.
Where can I find the annual accounts of V-B Construction générale?
V-B Construction générale filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts 2025 (PDF)
When are the next annual accounts of V-B Construction générale due?
V-B Construction générale must file the annual accounts for financial year 2026 by 31-01-2027.Timeline

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