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V

Active
Private limited companyfounded 201313 yrs activeRijmenamseweg 194, 2820 Bonheiden, BelgiumKBO/BCE: BE 0521.782.497

V has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €240k and a net result of €997. Equity is growing by ~19.2% per year across the filed fiscal years. Its solvency ranks better than 52% of 9099 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2025
49 / 100
Fair▲ +34 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability2▲+2
Solvency41▲+2
Growth52=
Stability100
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity short (current ratio 0.44 against 0.47 in 2024), and 66.8% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 13 years 0 20 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
33.2%
Return on assets
0.1%
Age of the figures
18 mo
neutral · Filed after the deadline
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 26-11-2025, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
26 d late
2024
15 d late
2023
7 d late
2022
10 d late
2021
24 d late
2020
30 d late
2019
20 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven months
Position in the running window
31-03-2026 close15-09-2026 today31-10-2026 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity
€240k▲ 0.4%
2024 · €239k
2019: €90k 2020: €91k 2021: €124k 2022: €153k 2023: €152k 2024: €239k
2019 → 2025
Total assets
€722k▼ 3.3%
2024 · €747k
2019: €699k 2020: €699k 2021: €716k 2022: €721k 2023: €712k 2024: €747k
2019 → 2025
Net result
€997
2024 · €-63k
2019: €2k 2020: €9k 2021: €41k 2022: €30k 2023: €-2k 2024: €-63k
2019 → 2025
Working capital
€-265k▼ 4.0%
2024 · €-255k
2019: €-376k 2020: €-358k 2021: €-314k 2022: €-317k 2023: €-288k 2024: €-255k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€124k-€153k▲ 23.9%€152k▼ 1.0%€239k▲ 57.5%€240k▲ 0.4%
Operating result€54k-€44k▼ 19.5%€13k▼ 69.3%€-37k€30k
Net result€41k-€30k▼ 28.3%€-2k€-63k▼ 4,063%€997
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
€-100k€-50k€0€50kOperating result 2021: €54k€54kNet result 2021: €41k€41kOperating result 2022: €44k€44kNet result 2022: €30k€30kOperating result 2023: €13k€13kNet result 2023: €-2k€-2kOperating result 2024: €-37k€-37kNet result 2024: €-63k€-63kOperating result 2025: €30k€30kNet result 2025: €997€99720212022202320242025
The operating result returns to profit in 2025: €30k after a loss of €37k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €722k
Fixed assets €510k▼ 2.4%
Current assets €212k▼ 5.2%
Equity and liabilities €722k
Equity €240k▲ 0.4%
Debt €482k▼ 5.0%
The debt ratio falls from 68.0% to 66.8%: equity grows while debt is paid down.
Key figures and ratios
2025 value · change against 2024
EBITDA
€64k
2024 · €14k
Cash flow
€35k
2024 · €-11k
Solvency
33.2%
2024 · 32.0%
Current ratio
0.44
2024 · 0.47
Quick ratio
0.44
2024 · 0.47
Debt / equity
2.01
2024 · 2.12
ROE
0.4%
2024 · -26.2%
ROA
0.1%
2024 · -8.4%
Interest coverage
2.22
2024 · 0.57
Debt
€482k
2024 · €508k
Debt ≤ 1 year
€478k
2024 · €479k
Income taxes
€608
2024 · €765
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€747k€722k
Fixed assets21/28€523k€510k
Tangible fixed assets22/27€523k€510k
Land and buildings22€477k€470k
Plant, machinery and equipment23€2k€4k
Furniture and vehicles24€45k€36k
Financial fixed assets28€75€75=
Current assets29/58€224k€212k
Amounts receivable within one year40/41€62k€45k
Trade receivables40€60k€45k
Other amounts receivable41€2k€122
Cash at bank and in hand54/58€157k€155k
Deferred charges and accrued income490/1€5k€12k
Equity and liabilities
Total equity and liabilities10/49€747k€722k
Equity10/15€239k€240k
Contributions10/11€355k€355k=
Outside capital11€355k€355k=
Other1109/19€355k€355k=
Reserves13€172€172=
Distributable reserves133€172€172=
Profit (loss) carried forward14€-116k€-115k
Amounts payable17/49€508k€482k
Amounts payable within one year42/48€479k€478k
Trade debts44€641€1k
Suppliers440/4€641€1k
Taxes, remuneration and social security45€7k€12k
Taxes450/3€7k€12k
Other amounts payable47/48€472k€465k
Accrued charges and deferred income492/3€28k€5k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€51k€34k
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€4k-
Other operating charges640/8€1k€2k
Gross operating margin9900€20k€65k
Operating profit (loss)9901€-37k€30k
Financial income75/76B€145€406
Recurring financial income75€145€406
Financial charges65/66B€25k€29k
Recurring financial charges65€25k€29k
Profit (loss) for the period before taxes9903€-62k€2k
Income taxes67/77€765€608
Profit (loss) for the period9904€-63k€997
Profit (loss) for the period to be appropriated9905€-63k€997
Appropriation of the result
Profit (loss) to be appropriated9906€-116k€-115k
Profit (loss) brought forward from the previous period14P€-53k€-116k

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-10-2026
2025
26-11
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema · 26 days late
31-03
Financial Back to profitnet €997
Net result €997 after 2 loss-making years.
2024
15-11
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema · 15 days late
31-03
Financial Weakest financial yearnet €-63k
Net result drops to €-63k, the lowest in the series; recovery starts the following year.
31-03
Financial Equity above €200kEq €239k ▲57.5%
Equity rises from €152k to €239k.
2023
07-11
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema · 7 days late
2022
10-11
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema · 10 days late
31-03
Financial Equity above €150kEq €153k ▲23.9%
4 profitable years in a row build equity to €153k.
2021
24-11
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema · 24 days late
31-03
Financial Highest result since 2019net €41k ▲352%
Operating result €54k, net result €41k, both a record.
31-03
Financial Equity above €100kEq €124k ▲35.8%
3 profitable years in a row build equity to €124k.
2020
30-11
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema · 30 days late
2019
20-11
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema · 20 days late
2018
06-11
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema · 6 days late
2017
27-10
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
19-12
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema · 49 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bonheiden · 1 establishment unit since 2013
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rijmenamseweg 1942820 Bonheiden
Ground area
349 m²
Building footprint
345 m²
Volume, LiDAR
1,933 m³
Parcel 12005C0107/00F003, Flanders · tallest building 9.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
V
Rijmenamseweg 194, 2820 BonheidenAgents in the wholesale of furniture, household goods and hardware
since 20132.218.871.040
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
12005C0107/00F003 Flanders 349 m² 1 · 345 m² 9.4 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2022 · 1 entry · 299 EUR awarded · 299 EUR paid
Year Entries awardedpaid
2022 1 299 EUR299 EUR
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
1 entry · 299 EUR · 299 EUR paid · Fonds voor Innoveren en Ondernemen

Similar companies · same sector, comparable size

Of 9,095 companies in sector 68201 we hold annual accounts for 6,728. 4,867 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded28-02-2013
Fiscal year end31-03
Activities, NACEBEL
68201Renting and operating of own or leased residential real estate, excluding social housing
68110Buying and selling of own real estate
68203Renting and operating of own or leased non-residential real estate, excluding land
71112Activities of interior architects
74104Other professional, scientific and technical activities
74130Interior design
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers

Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.