UZO-TEK
ActiveThe computed 12-month bankruptcy probability of UZO-TEK is 2.6% (moderate). The 2024 annual accounts show equity of €52k and a net result of €5k. Equity is growing by ~30% per year across the filed fiscal years. Its solvency ranks better than 89% of 36376 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
78
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability79▼-21
Solvency100▲+1
Growth52▼-26
Track record94
Bankruptcy probability, 12 months
2.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 7.93 against 4.23 in 2023; short-term debt: 12.3% and cash: 41.9% of total assets), and 15.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
84.4%
Return on assets
8.2%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 01-07-2025, 30 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
30 d early
2023
32 d early
2022
32 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€52k▲ 10.8%
2023 · €47k
2022: €24k
2023: €47k
2022 → 2024
Total assets
€62k▼ 2.4%
2023 · €63k
2022: €52k
2023: €63k
2022 → 2024
Net result
€5k▼ 78.1%
2023 · €23k
2022: €21k
2023: €23k
2022 → 2024
Working capital
€53k▲ 48.7%
2023 · €36k
2022: €25k
2023: €36k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Equity€24k-€47k▲ 97.1%€52k▲ 10.8%
Operating result€30k-€32k▲ 8.1%€8k▼ 75.7%
Net result€21k-€23k▲ 8.5%€5k▼ 78.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 76% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €62k
Fixed assets
€1k▼ 91.9%
Current assets
€60k▲ 29.9%
Equity and liabilities €62k
Equity
€52k▲ 10.8%
Debt
€10k▼ 40.6%
The debt ratio falls from 25.7% to 15.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€8k▼
2023 · €40k
Cash flow
€6k▼
2023 · €31k
Solvency
84.4%▲
2023 · 74.3%
Current ratio
7.93▲
2023 · 4.23
Quick ratio
7.93▲
2023 · 4.23
Debt / equity
0.19▼
2023 · 0.35
ROE
9.7%▼
2023 · 49.3%
ROA
8.2%▼
2023 · 36.6%
Interest coverage
14.50▼
2023 · 98.64
Debt
€10k▼
2023 · €16k
Debt ≤ 1 year
€8k▼
2023 · €11k
Debt > 1 year
€2k▼
2023 · €5k
Income taxes
€2k▼
2023 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€63k€62k▼
Fixed assets21/28€17k€1k▼
Tangible fixed assets22/27€17k€1k▼
Plant, machinery and equipment23€5k€97▼
Furniture and vehicles24€12k€1k▼
Current assets29/58€47k€60k▲
Amounts receivable within one year40/41€12k€34k▲
Trade receivables40€7k€23k▲
Other amounts receivable41€5k€11k▲
Cash at bank and in hand54/58€35k€26k▼
Deferred charges and accrued income490/1-€311
Equity and liabilities
Total equity and liabilities10/49€63k€62k▼
Equity10/15€47k€52k▲
Contributions10/11€3k€3k=
Reserves13€40k€45k▲
Distributable reserves133€40k€45k▲
Profit (loss) carried forward14€5k€5k▲
Amounts payable17/49€16k€10k▼
Amounts payable after more than one year17€5k€2k▼
Financial debts170/4€5k€2k▼
Amounts payable within one year42/48€11k€8k▼
Current portion of amounts payable after more than one year42€3k€3k▲
Trade debts44€483-
Suppliers440/4€483-
Taxes, remuneration and social security45€7k€4k▼
Taxes450/3€7k€4k▼
Other amounts payable47/48€490-
Income statement
Code20232024
Non-recurring operating income76A-€940
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€481▼
Other operating charges640/8€760€345▼
Non-recurring operating charges66A-€8k
Gross operating margin9900€41k€16k▼
Operating profit (loss)9901€32k€8k▼
Financial charges65/66B€407€578▲
Recurring financial charges65€407€578▲
Profit (loss) for the period before taxes9903€32k€7k▼
Income taxes67/77€9k€2k▼
Profit (loss) for the period9904€23k€5k▼
Profit (loss) for the period to be appropriated9905€23k€5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€25k€10k▼
Profit (loss) brought forward from the previous period14P€1k€5k▲
Transfer to equity691/2€20k€5k▼
To the legal reserve6920€20k-
To other reserves6921-€5k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €5k ▼78.1%
Net result drops to €5k, the lowest in the series.
29-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2022net €23k ▲8.5%
Operating result €32k, net result €23k, both a record.
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zele · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Smeiersberg 729240 ZeleGround area
301 m²
Building footprint
134 m²
Parcel 42403D0904/00Y005, Flanders. Linked by address, not a title deed.
1 establishment unit
UZO-TEK
since 20222.326.147.694
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42403D0904/00Y005 | Flanders | 301 m² | 1 · 133 m² | 0.0 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 8,456 companies in sector 43120 we hold annual accounts for 3,233. 2,513 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-01-2022
Fiscal year end31-12
Activities, NACEBEL
43120Site preparation
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.