UWWONING.BE
ActiveUWWONING.BE has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €122k and a net result of €27k. Equity is shrinking by ~5.4% per year across the filed fiscal years. Its solvency ranks better than 53% of 1193 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
63
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability81▲+66
Solvency70▲+9
Growth32=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 1.81 against 1.73 in 2024; short-term debt: 54% and cash: 0.5% of total assets), but 55.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
44.6%
Return on assets
9.7%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €122k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
28 d early
2024
27 d early
2023
30 d early
2022
27 d early
2021
34 d early
2020
16 d early
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€122k▲ 27.8%
2024 · €96k
2018: €146k
2019: €140k
2020: €140k
2021: €140k
2022: €109k
2023: €104k
2024: €96k
2018 → 2025
Total assets
€274k▲ 3.2%
2024 · €266k
2018: €413k
2019: €388k
2020: €487k
2021: €357k
2022: €196k
2023: €226k
2024: €266k
2018 → 2025
Net result
€27k
2024 · €-9k
2018: €126k
2019: €-6k
2020: €112k
2021: €82k
2022: €-31k
2023: €-5k
2024: €-9k
2018 → 2025
Working capital
€120k▲ 9.7%
2024 · €110k
2018: €161k
2019: €143k
2020: €157k
2021: €157k
2022: €117k
2023: €117k
2024: €110k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€140k-€109k▼ 22.2%€104k▼ 4.4%€96k▼ 8.3%€122k▲ 27.8%
Operating result€73k-€-44k€-15k▲ 65.9%€-7k▲ 52.3%€29k
Net result€82k-€-31k€-5k▲ 84.5%€-9k▼ 79.4%€27k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €29k after a loss of €7k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €274k
Fixed assets
€6k▼ 3.4%
Current assets
€268k▲ 3.3%
Equity and liabilities €274k
Equity
€122k▲ 27.8%
Provisions
€0▼ 100%
Debt
€152k▼ 8.0%
The debt ratio falls from 62.2% to 55.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€30k▲
2024 · €-7k
Cash flow
€28k▲
2024 · €-8k
Solvency
44.6%▲
2024 · 36.0%
Current ratio
1.81▲
2024 · 1.73
Quick ratio
1.74▲
2024 · 1.70
Debt / equity
1.24▼
2024 · 1.73
ROE
21.8%▲
2024 · -9.1%
ROA
9.7%▲
2024 · -3.3%
Interest coverage
7.70▲
2024 · -1.97
Debt
€152k▼
2024 · €165k
Debt ≤ 1 year
€148k▼
2024 · €150k
Staff costs
€27k▼
2024 · €32k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€266k€274k▲
Fixed assets21/28€6k€6k▼
Tangible fixed assets22/27€5k€5k▼
Plant, machinery and equipment23€5k€4k▼
Furniture and vehicles24€259€1k▲
Financial fixed assets28€1k€1k=
Current assets29/58€260k€268k▲
Amounts receivable after more than one year29€14k€8k▼
Other amounts receivable291€14k€8k▼
Stocks and contracts in progress3€5k€10k▲
Contracts in progress37€5k€10k▲
Amounts receivable within one year40/41€236k€245k▲
Trade receivables40€0-
Other amounts receivable41€236k€245k▲
Cash at bank and in hand54/58€975€1k▲
Deferred charges and accrued income490/1€4k€4k▼
Equity and liabilities
Total equity and liabilities10/49€266k€274k▲
Equity10/15€96k€122k▲
Contributions10/11€19k€19k=
Reserves13€52k€52k=
Distributable reserves133€52k€52k=
Profit (loss) carried forward14€25k€52k▲
Provisions and deferred taxes16€5k€0▼
Provisions for liabilities and charges160/5€5k€0▼
Other liabilities and charges164/5€5k€0▼
Amounts payable17/49€165k€152k▼
Amounts payable within one year42/48€150k€148k▼
Financial debts43€50k€50k=
Credit institutions430/8€50k€50k=
Trade debts44€43k€90k▲
Suppliers440/4€43k€90k▲
Taxes, remuneration and social security45€5k€9k▲
Taxes450/3-€3k
Remuneration and social security454/9€5k€6k▲
Other amounts payable47/48€52k€99▼
Accrued charges and deferred income492/3€15k€4k▼
Income statement
Code20242025
Remuneration, social security and pensions62€32k€27k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€363€1k▲
Provisions for liabilities and charges: additions (uses and reversals)635/8-€-5k
Other operating charges640/8€47€582▲
Gross operating margin9900€25k€52k▲
Operating profit (loss)9901€-7k€29k▲
Financial income75/76B€2k€2k▲
Recurring financial income75€2k€2k▲
Financial charges65/66B€3k€4k▲
Recurring financial charges65€3k€4k▲
Profit (loss) for the period before taxes9903€-9k€27k▲
Profit (loss) for the period9904€-9k€27k▲
Profit (loss) for the period to be appropriated9905€-9k€27k▲
Appropriation of the result
Profit (loss) to be appropriated9906€25k€52k▲
Profit (loss) brought forward from the previous period14P€34k€25k▼
Social balance
Average headcount (FTE)90870.60.5▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Back to profitnet €27k
Net result €27k after 3 loss-making years.
31-12
Financial
Equity above €100kEq €122k ▲27.8%
Equity rises from €96k to €122k.
04-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
04-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Weakest financial yearnet €-31k ▼138%
Net result drops to €-31k, the lowest in the series; recovery starts the following year.
27-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
15-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Back to profitnet €112k
Net result €112k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 31 days late
2019
25-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 25 days late
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 29 days late
2017
20-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortrijk · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Brugsestraat(Kor) 30A8500 KortrijkGround area
122 m²
Building footprint
71 m²
Volume, LiDAR
385 m³
Parcel 34352F0662/00X003, Flanders · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
UWWONING.BE
since 20142.237.011.327
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34352F0662/00X003 | Flanders | 122 m² | 1 · 71 m² | 8.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 7,009 companies in sector 81220 we hold annual accounts for 2,413. 1,967 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-09-2014
Fiscal year end31-12
Activities, NACEBEL
68121Development of residential building projects
81220Other building cleaning and industrial cleaning
25110Manufacture of metal structures and parts of structures
33120Repair and maintenance of machinery
43350Other building finishing work
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.