UWACARE
ActiveThe computed 12-month bankruptcy probability of UWACARE is 6.0% (elevated). The 2024 annual accounts show equity of €13k and a net result of €4k. Equity is growing by ~47.9% per year across the filed fiscal years. The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
47
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability55▼-32
Solvency51▼-8
Growth78=
Track record94
Bankruptcy probability, 12 months
6.0%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity tight (current ratio 1.35 against 1.53 in 2023; short-term debt: 74.1% and cash: 100% of total assets), and 74.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
25.9%
Return on assets
7.1%
Age of the figures
21 mo
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 22-01-2026, 175 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
175 d late
2023
89 d late
2022
118 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€13k▲ 37.9%
2023 · €9k
2022: €4k
2023: €9k
2022 → 2024
Total assets
€49k▲ 83.4%
2023 · €27k
2022: €35k
2023: €27k
2022 → 2024
Net result
€4k▼ 34.6%
2023 · €5k
2022: €914
2023: €5k
2022 → 2024
Working capital
€13k▲ 37.9%
2023 · €9k
2022: €2k
2023: €9k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Equity€4k-€9k▲ 137%€13k▲ 37.9%
Operating result€2k-€7k▲ 203%€6k▼ 19.8%
Net result€914-€5k▲ 489%€4k▼ 34.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 20% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €49k
Equity
€13k▲ 37.9%
Debt
€37k▲ 107%
The debt ratio rises from 65.5% to 74.1%. Equity and debt are higher.
Key figures and ratios
Solvency
25.9%▼
2023 · 34.5%
Current ratio
1.35▼
2023 · 1.53
Quick ratio
1.35▼
2023 · 1.53
Debt / equity
2.86▲
2023 · 1.90
ROE
27.5%▼
2023 · 57.9%
ROA
7.1%▼
2023 · 19.9%
Debt
€37k▲
2023 · €18k
Debt ≤ 1 year
€37k▲
2023 · €18k
Income taxes
€2k▲
2023 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€27k€49k▲
Current assets29/58€27k€49k▲
Cash at bank and in hand54/58€27k€49k▲
Equity and liabilities
Total equity and liabilities10/49€27k€49k▲
Equity10/15€9k€13k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€6k€10k▲
Amounts payable17/49€18k€37k▲
Amounts payable within one year42/48€18k€37k▲
Trade debts44-€33k
Suppliers440/4-€33k
Taxes, remuneration and social security45€2k€4k▲
Taxes450/3€2k€4k▲
Other amounts payable47/48€16k-
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k-
Other operating charges640/8€2k€285▼
Gross operating margin9900€11k€6k▼
Operating profit (loss)9901€7k€6k▼
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B-€47
Recurring financial charges65-€47
Profit (loss) for the period before taxes9903€7k€6k▼
Transfer to deferred taxes680€185-
Income taxes67/77€2k€2k▲
Profit (loss) for the period9904€5k€4k▼
Profit (loss) for the period to be appropriated9905€5k€4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€6k€10k▲
Profit (loss) brought forward from the previous period14P€914€6k▲
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
22-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 175 days late
2024
28-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 89 days late
2023
31-12
Financial
Highest result since 2022net €5k ▲489%
Operating result €7k, net result €5k, both a record.
26-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 118 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Vorst
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Luttrebruglaan 971190 VorstGround area
99 m²
Building footprint
73 m²
Volume, LiDAR
583 m³
Parcel 21007A0061/00X016, Brussels · tallest building 12.9 m, ±3 floors. Linked by address, not a title deed.
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21007A0061/00X016 | Brussels | 99 m² | 1 · 73 m² | 12.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-06-2022
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.