Summary
UVERIN is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €204,298 and a net result of €23,184. Equity is growing by ~4.4% per year across the filed fiscal years. Its solvency ranks better than 54% of 8102 sector peers (fiscal year 2025). The company has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
8 d early
2024
9 d early
2023
30 d late
2022
31 d late
2021
46 d late
2020
51 d late
2019
61 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 29 days after the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 August (4 of the last 5 filed years within 39 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
In the rankings
#8 oldest company in Willebroek, Finance and insurance sector
Equity
€204,298▲ 12.8%
2024 · €181,114
Net result
€23,184▼ 66.1%
2024 · €68,324
Total assets
€361,366▲ 4.3%
2024 · €346,567
Solvency
56.5%▲ 4.3pp
2024 · 52.3%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€30,987▼ 70.9%-€55,832€17,117€20,306▲ 18.6%€25,908▲ 27.6%
Net result€17,221within the sector's middle half▼ 80.8%-€60,253below the sector's middle half€13,082within the sector's middle half€68,324within the sector's middle half▲ 422%€23,184within the sector's middle half▼ 66.1%
Equity€261,922within the sector's middle half▲ 7.0%€201,668within the sector's middle half▼ 23.0%€214,750within the sector's middle half▲ 6.5%€181,114within the sector's middle half▼ 15.7%€204,298within the sector's middle half▲ 12.8%
Total assets€438,835below the sector's middle half▼ 36.6%€362,477below the sector's middle half▼ 17.4%€360,296within the sector's middle half▼ 0.6%€346,567within the sector's middle half▼ 3.8%€361,366within the sector's middle half▲ 4.3%
Debt€176,913▼ 60.4%€160,808▼ 9.1%€145,546▼ 9.5%€165,453▲ 13.7%€157,068▼ 5.1%
Working capital€183,318within the sector's middle half▲ 8.3%€131,820within the sector's middle half▼ 28.1%€153,854within the sector's middle half▲ 16.7%€126,857within the sector's middle half▼ 17.5%€156,214above the sector's middle half▲ 23.1%
Solvency59.7%within the sector's middle half▲ 24.3pp55.6%within the sector's middle half▼ 4.0pp59.6%within the sector's middle half▲ 4.0pp52.3%within the sector's middle half▼ 7.3pp56.5%within the sector's middle half▲ 4.3pp
Current ratio8.33above the sector's middle half▲ 6.749.06above the sector's middle half▲ 0.7318.71above the sector's middle half▲ 9.654.49above the sector's middle half▼ 14.225.36above the sector's middle half▲ 0.87
Return on assets (ROA)3.9%within the sector's middle half▼ 9.1pp-16.6%below the sector's middle half▼ 20.5pp3.6%within the sector's middle half▲ 20.3pp19.7%within the sector's middle half▲ 16.1pp6.4%within the sector's middle half▼ 13.3pp
Staff (FTE)
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 28% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €361,366
Fixed assets
€169,335 ▼ 7.7%
Current assets
€192,031 ▲ 17.7%
Equity and liabilities €361,366
Equity
€204,298 ▲ 12.8%
Debt
€157,068 ▼ 5.1%
Debt's share of the balance-sheet total falls from 47.7% to 43.5%. Equity is higher and debt is lower.
Key figures and ratios
ROE
11.3%▼
2024 · 37.7%
Debt ≤ 1 year
€35,818▼
2024 · €36,328
Debt > 1 year
€121,250▼
2024 · €129,125
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | -€59,411 | €4,523 | €0 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €15,999 | €16,938 | €16,545 | €14,374 | €14,047 | ▼ 2.3% |
| Other operating charges640/8 | €231 | €6,049 | €1,888 | €1,934 | €1,942 | ▲ 0.4% |
| Gross operating margin9900 | -€12,195 | -€28,322 | €35,549 | €36,614 | €41,897 | ▲ 14.4% |
| Operating profit (loss)9901 | €30,987 | -€55,832 | €17,117 | €20,306 | €25,908 | ▲ 27.6% |
| Financial income75/76B | €0 | €0 | - | - | - | - |
| Recurring financial income75 | €0 | €0 | - | - | - | - |
| Financial charges65/66B | €4,782 | €4,422 | €4,035 | €2,961 | €2,725 | ▼ 8.0% |
| Recurring financial charges65 | €4,782 | €4,422 | €4,035 | €2,961 | €2,725 | ▼ 8.0% |
| Profit (loss) for the period before taxes9903 | €26,205 | -€60,253 | €13,082 | €17,344 | €23,184 | ▲ 33.7% |
| Transfer from deferred taxes780 | - | - | - | €50,980 | €0 | ▼ 100% |
| Income taxes67/77 | €8,984 | €0 | - | - | - | - |
| Profit (loss) for the period9904 | €17,221 | -€60,253 | €13,082 | €68,324 | €23,184 | ▼ 66.1% |
| Profit (loss) for the period to be appropriated9905 | €17,221 | -€60,253 | €13,082 | €68,324 | €23,184 | ▼ 66.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €438,835 | €362,477 | €360,296 | €346,567 | €361,366 | ▲ 4.3% |
| Fixed assets21/28 | €230,519 | €214,300 | €197,756 | €183,381 | €169,335 | ▼ 7.7% |
| Intangible fixed assets21 | €1,113 | €557 | €0 | - | - | - |
| Tangible fixed assets22/27 | €229,372 | €213,710 | €197,722 | €183,348 | €169,301 | ▼ 7.7% |
| Land and buildings22 | €37,560 | €33,867 | €29,999 | €26,202 | €22,579 | ▼ 13.8% |
| Plant, machinery and equipment23 | €1,244 | €852 | €459 | €153 | €0 | ▼ 100% |
| Furniture and vehicles24 | €1,707 | €1,151 | €444 | €300 | €156 | ▼ 47.9% |
| Other tangible fixed assets26 | €188,861 | €177,840 | €166,820 | €156,693 | €146,566 | ▼ 6.5% |
| Financial fixed assets28 | €33 | €33 | €33 | €33 | €33 | = |
| Current assets29/58 | €208,316 | €148,177 | €162,540 | €163,185 | €192,031 | ▲ 17.7% |
| Amounts receivable within one year40/41 | €146,432 | €127,910 | €148,722 | €105,092 | €117,986 | ▲ 12.3% |
| Trade receivables40 | €24,297 | €8,607 | €31,264 | €7,420 | €7,904 | ▲ 6.5% |
| Other amounts receivable41 | €122,136 | €119,303 | €117,458 | €97,672 | €110,082 | ▲ 12.7% |
| Cash at bank and in hand54/58 | €60,765 | €13,210 | €13,342 | €55,316 | €70,792 | ▲ 28.0% |
| Deferred charges and accrued income490/1 | €1,119 | €7,056 | €476 | €2,777 | €3,253 | ▲ 17.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €438,835 | €362,477 | €360,296 | €346,567 | €361,366 | ▲ 4.3% |
| Equity10/15 | €261,922 | €201,668 | €214,750 | €181,114 | €204,298 | ▲ 12.8% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €243,322 | €243,322 | €243,322 | €192,342 | €192,342 | = |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Distributable reserves133 | €241,462 | €241,462 | €241,462 | €190,482 | €190,482 | = |
| Profit (loss) carried forward14 | - | -€60,253 | -€47,172 | -€29,828 | -€6,644 | ▲ 77.7% |
| Amounts payable17/49 | €176,913 | €160,808 | €145,546 | €165,453 | €157,068 | ▼ 5.1% |
| Amounts payable after more than one year17 | €151,916 | €144,451 | €136,860 | €129,125 | €121,250 | ▼ 6.1% |
| Financial debts170/4 | €151,916 | €144,451 | €136,860 | €129,125 | €121,250 | ▼ 6.1% |
| Amounts payable within one year42/48 | €24,998 | €16,357 | €8,686 | €36,328 | €35,818 | ▼ 1.4% |
| Current portion of amounts payable after more than one year42 | €7,332 | €7,464 | €7,591 | €7,735 | €7,874 | ▲ 1.8% |
| Financial debts43 | - | €40 | €0 | - | - | - |
| Credit institutions430/8 | - | €40 | €0 | - | - | - |
| Trade debts44 | €8,565 | €4,217 | €1,094 | €127 | €126 | ▼ 1.4% |
| Suppliers440/4 | €8,565 | €4,217 | €1,094 | €127 | €126 | ▼ 1.4% |
| Taxes, remuneration and social security45 | €9,100 | €4,636 | €0 | - | - | - |
| Taxes450/3 | €9,100 | €558 | €0 | - | - | - |
| Remuneration and social security454/9 | - | €4,078 | €0 | - | - | - |
| Other amounts payable47/48 | - | - | - | €28,465 | €27,818 | ▼ 2.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €17,221 | -€60,253 | €13,082 | €68,324 | €23,184 | ▼ 66.1% |
| + Depreciation and write-downs630 | €15,999 | €16,938 | €16,545 | €14,374 | €14,047 | ▼ 2.3% |
| Operating cash flow (approximation) | €33,219 | -€43,316 | €29,626 | €82,698 | €37,231 | ▼ 55.0% |
| Investment in fixed assets (approximation) | - | -€719 | €0 | €0 | €0 | - |
| Change in cash | - | -€47,555 | €132 | €41,974 | €15,476 | ▼ 63.1% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €200,000Eq €204,298 ▲12.8%
3 profitable years in a row build equity to €204,298.
22-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Back to profitnet €13,082
Net result €13,082 after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 18.71
Current ratio from 9.06 to 18.71; short-term debt falls from €16,357 to €8,686.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 31 days late
2022
31-12
Financial
Weakest financial yearnet -€60,253
Net result drops to -€60,253, the lowest in the series; recovery starts the following year.
15-09
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 46 days late
2021
31-12
Financial
Liquidity times 5current ratio 8.33
Current ratio from 1.59 to 8.33; short-term debt falls from €287,687 to €24,998.
20-09
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 51 days late
2020
31-12
Financial
Highest result since 2018net €89,886 ▲634%
Operating result €106,351, net result €89,886, both a record.
Show earlier events
31-12
Financial
Equity above €200,000Eq €244,701 ▲58.1%
3 profitable years in a row build equity to €244,701.
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 61 days late
2019
31-12
Financial
Equity above €150,000Eq €154,815 ▲8.6%
2 profitable years in a row build equity to €154,815.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 30 days late
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 29 days late
2017
04-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Willebroek · 1 establishment unit since 2006
Ground area
710 m²
Building footprint
113 m²
Volume, LiDAR
934 m³
Parcel 12004B0041/00C000, Flanders · tallest building 10.7 m, ±3 floors. Linked by address, not a title deed.
6
companies at this address
See who is registered here
1 establishment unit
Uverin
since 20062.155.279.820
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12004B0041/00C000 | Flanders | 710 m² | 1 · 113 m² | 10.7 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2024 · 3 entries · 1,981 EUR awarded · 1,981 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | -151 EUR | 0 EUR |
| 2022 | 2 | 2,132 EUR | 1,981 EUR |
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Of 24,728 companies in sector 64210 we hold annual accounts for 19,805. 13,556 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded24-03-2006
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
68201Renting and operating of own or leased residential real estate, excluding social housing
E-invoicing
Reachable via Peppol
Peppol ID
0208:0880220263
Also
9925:BE0880220263
Registered
05-01-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.