UTOPIT
ActiveSummary
UTOPIT has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €147k and a net result of €17k. Equity is growing by ~30.6% per year across the filed fiscal years. Its solvency ranks better than 88% of 7780 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability81▼-6
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity ample (current ratio 7.3 against 4.2 in 2024; short-term debt: 8.3% and cash: 56.5% of total assets), and 11.5% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
88.5%
Return on assets
10%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-04-2026, 101 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
101 d early
2024
7 d early
2023
34 d early
2022
14 d early
2021
31 d early
2020
8 d early
2019
7 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€147k▲ 12.8%
2024 · €130k
2019: €-4klowest in 7 years
2020: €19k▲ +576% vs 2019
2021: €55k▲ +183% vs 2020
2022: €84k▲ +52.4% vs 2021
2023: €107k▲ +28.1% vs 2022
2024: €130k▲ +21.9% vs 2023
2025: €147k▲ +12.8% vs 2024highest in 7 years
2019 → 2025
Total assets
€166k▲ 3.8%
2024 · €160k
2019: €28klowest in 7 years
2020: €30k▲ +5.0% vs 2019
2021: €71k▲ +137% vs 2020
2022: €122k▲ +73.3% vs 2021
2023: €150k▲ +22.3% vs 2022
2024: €160k▲ +6.8% vs 2023
2025: €166k▲ +3.8% vs 2024highest in 7 years
2019 → 2025
Net result
€17k▼ 28.9%
2024 · €23k
2019: €-3klowest in 7 years
2020: €24k▲ +828% vs 2019
2021: €36k▲ +49.5% vs 2020highest in 7 years
2022: €29k▼ -20.8% vs 2021
2023: €23k▼ -18.3% vs 2022
2024: €23k▼ -0.2% vs 2023
2025: €17k▼ -28.9% vs 2024
2019 → 2025
Working capital
€87k▲ 50.5%
2024 · €57k
2019: €-5klowest in 7 years
2020: €16k▲ +441% vs 2019
2021: €45k▲ +179% vs 2020
2022: €32k▼ -27.6% vs 2021
2023: €38k▲ +16.8% vs 2022
2024: €57k▲ +51.7% vs 2023
2025: €87k▲ +50.5% vs 2024highest in 7 years
2019 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€55k-€84k▲ 52.4%€107k▲ 28.1%€130k▲ 21.9%€147k▲ 12.8%
2021: €55klowest in 5 years
2022: €84k▲ +52.4% vs 2021
2023: €107k▲ +28.1% vs 2022
2024: €130k▲ +21.9% vs 2023
2025: €147k▲ +12.8% vs 2024highest in 5 years
Operating result€51k-€41k▼ 19.6%€33k▼ 19.7%€33k▲ 0.5%€24k▼ 28.0%
2021: €51khighest in 5 years
2022: €41k▼ -19.6% vs 2021
2023: €33k▼ -19.7% vs 2022
2024: €33k▲ +0.5% vs 2023
2025: €24k▼ -28.0% vs 2024lowest in 5 years
Net result€36k-€29k▼ 20.8%€23k▼ 18.3%€23k▼ 0.2%€17k▼ 28.9%
2021: €36khighest in 5 years
2022: €29k▼ -20.8% vs 2021
2023: €23k▼ -18.3% vs 2022
2024: €23k▼ -0.2% vs 2023
2025: €17k▼ -28.9% vs 2024lowest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 28% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €166k
Fixed assets
€66k ▼ 22.1%
Current assets
€100k ▲ 32.8%
Equity and liabilities €166k
Equity
€147k ▲ 12.8%
Debt
€19k ▼ 35.6%
Debt's share of the balance-sheet total falls from 18.5% to 11.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€46k▼
2024 · €55k
Cash flow
€38k▼
2024 · €45k
Current ratio
7.30▲
2024 · 4.20
Debt to equity
0.13▼
2024 · 0.23
ROE
11.3%▼
2024 · 18.0%
ROA
10.0%▼
2024 · 14.6%
Interest coverage
60.46▲
2024 · 55.99
Debt ≤ 1 year
€14k▼
2024 · €18k
Debt > 1 year
€5k▼
2024 · €12k
Income taxes
€7k▼
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2k | €6k | €18k | €21k | €22k | ▲ 1.6% |
| Other operating charges640/8 | €664 | €674 | €173 | €569 | €585 | ▲ 2.9% |
| Gross operating margin9900 | €54k | €48k | €51k | €55k | €46k | ▼ 16.3% |
| Operating profit (loss)9901 | €51k | €41k | €33k | €33k | €24k | ▼ 28.0% |
| Financial income75/76B | - | €1 | €0 | €253 | €235 | ▼ 6.9% |
| Recurring financial income75 | - | €1 | €0 | €253 | €235 | ▼ 6.9% |
| Financial charges65/66B | €565 | €881 | €926 | €974 | €754 | ▼ 22.7% |
| Recurring financial charges65 | €565 | €881 | €926 | €974 | €754 | ▼ 22.7% |
| Profit (loss) for the period before taxes9903 | €51k | €40k | €32k | €33k | €23k | ▼ 28.0% |
| Income taxes67/77 | €14k | €12k | €9k | €9k | €7k | ▼ 25.8% |
| Profit (loss) for the period9904 | €36k | €29k | €23k | €23k | €17k | ▼ 28.9% |
| Profit (loss) for the period to be appropriated9905 | €36k | €29k | €23k | €23k | €17k | ▼ 28.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €71k | €122k | €150k | €160k | €166k | ▲ 3.8% |
| Formation expenses20 | €2k | €1k | €556 | €0 | - | - |
| Fixed assets21/28 | €8k | €74k | €87k | €85k | €66k | ▼ 22.1% |
| Tangible fixed assets22/27 | €8k | €74k | €87k | €85k | €66k | ▼ 22.1% |
| Plant, machinery and equipment23 | €2k | €2k | €3k | €2k | €3k | ▲ 70.1% |
| Furniture and vehicles24 | €6k | €65k | €50k | €40k | €25k | ▼ 37.3% |
| Other tangible fixed assets26 | - | €7k | €34k | €42k | €38k | ▼ 11.4% |
| Current assets29/58 | €61k | €48k | €63k | €75k | €100k | ▲ 32.8% |
| Amounts receivable within one year40/41 | €14k | €9k | €2k | €5k | €5k | ▲ 6.6% |
| Trade receivables40 | €14k | €745 | €600 | €4k | €994 | ▼ 72.5% |
| Other amounts receivable41 | - | €8k | €924 | €924 | €4k | ▲ 317% |
| Cash at bank and in hand54/58 | €46k | €38k | €59k | €69k | €94k | ▲ 35.5% |
| Deferred charges and accrued income490/1 | €273 | €1k | €2k | €2k | €2k | ▼ 5.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €71k | €122k | €150k | €160k | €166k | ▲ 3.8% |
| Equity10/15 | €55k | €84k | €107k | €130k | €147k | ▲ 12.8% |
| Contributions10/11 | €600 | €600 | €600 | €600 | €600 | = |
| Reserves13 | €54k | €83k | €106k | €130k | €146k | ▲ 12.8% |
| Distributable reserves133 | €54k | €83k | €106k | €130k | €146k | ▲ 12.8% |
| Amounts payable17/49 | €16k | €39k | €43k | €30k | €19k | ▼ 35.6% |
| Amounts payable after more than one year17 | - | €23k | €18k | €12k | €5k | ▼ 53.9% |
| Financial debts170/4 | - | €23k | €18k | €12k | €5k | ▼ 53.9% |
| Amounts payable within one year42/48 | €16k | €15k | €25k | €18k | €14k | ▼ 23.6% |
| Current portion of amounts payable after more than one year42 | - | €6k | €6k | €6k | €6k | ▲ 3.1% |
| Trade debts44 | €1k | €1k | €9k | €2k | €2k | ▲ 0.8% |
| Suppliers440/4 | €1k | €1k | €9k | €2k | €2k | ▲ 0.8% |
| Advances received on contracts in progress46 | - | €50 | - | - | - | - |
| Taxes, remuneration and social security45 | €13k | €8k | €8k | €5k | €2k | ▼ 71.7% |
| Taxes450/3 | €13k | €8k | €6k | €5k | €2k | ▼ 71.7% |
| Remuneration and social security454/9 | - | - | €2k | €0 | - | - |
| Other amounts payable47/48 | €2k | - | €1k | €5k | €4k | ▼ 10.9% |
| Accrued charges and deferred income492/3 | - | €314 | €596 | €88 | €0 | ▼ 100% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €36k | €29k | €23k | €23k | €17k | ▼ 28.9% |
| + Depreciation and write-downs630 | €2k | €6k | €18k | €21k | €22k | ▲ 1.6% |
| Operating cash flow (approximation) | €38k | €34k | €41k | €45k | €38k | ▼ 14.4% |
| Investment in fixed assets (approximation) | - | €-71k | €-31k | €-19k | €-3k | ▲ 84.7% |
| Change in cash | - | €-8k | €22k | €10k | €25k | ▲ 149% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €100kEq €107k ▲28.1%
4 profitable years in a row build equity to €107k.
17-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2019net €36k ▲49.5%
Operating result €51k, net result €36k, both a record.
23-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €24k
Net result €24k after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 2.55
Current ratio from 0.84 to 2.55; short-term debt falls from €29k to €10k.
24-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bonheiden · 1 establishment unit since 2010
Ground area
670 m²
Building footprint
126 m²
Volume, LiDAR
488 m³
Parcel 12005B0169/00K002, Flanders · tallest building 5.3 m, ±1 floor. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
UTOPIT
since 20102.193.693.996
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12005B0169/00K002 | Flanders | 670 m² | 1 · 126 m² | 5.2 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,515 companies in sector 82990 we hold annual accounts for 9,408. 7,132 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded08-10-2010
Fiscal year end31-12
Activities, NACEBEL 2025
82990Other business support services
62900Other information technology and computer services
62100Computer programming
62200Computer consultancy and computer facilities management
63100Computing infrastructure, data processing, hosting and related activities
77330Rental and leasing activities
Contact
Scores and ratios are computed by Checked and are not a credit decision.