UTINAM
InactiveInactive since 07-07-2026; last annual accounts for fiscal year 2026. Dissolved and wound up in a single deed; books and records kept in Schilde (5 years).
Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Persistent losses
Two consecutive loss-making years (2025 and 2026); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2026Net result per financial year
181920212223242526
2018 to 2026 · latest year -€3,653
neutral · Latest accounts filed on time
The financial year that closed on 22-06-2026 was due by 22-01-2027 and was filed on 10-08-2026, 165 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2026
165 d early
2025
80 d early
2024
1 d early
2023
15 d early
2022
30 d late
2021
23 d early
2020
47 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 43 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (1)
History
Go further with this company
What became of the directors' other companies?Supplier due diligence Who ran this company, and where was it based, on a date before the end?Company as of a date How is the Agents in non-specialised wholesale trade sector doing?Sector figures
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2026, micro schema
Equity
€44,621▼ 81.7%
2025 · €243,305
Total assets
€239,776▼ 14.6%
2025 · €280,883
Net result
-€3,653▲ 83.2%
2025 · -€21,735
Working capital
€44,621▼ 80.9%
2025 · €233,597
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20222023202420252026
Operating result-€43,135€11,440-€9,859-€23,142▼ 135%-€4,029▲ 82.6%
Net result-€44,212below the sector's middle half-€1,751within the sector's middle half▲ 96.0%-€7,404below the sector's middle half▼ 323%-€21,735below the sector's middle half▼ 194%-€3,653▲ 83.2%
Equity€274,194above the sector's middle half▼ 14.3%€272,443above the sector's middle half▼ 0.6%€265,039above the sector's middle half▼ 2.7%€243,305above the sector's middle half▼ 8.2%€44,621▼ 81.7%
Total assets€289,305within the sector's middle half▼ 18.5%€289,580within the sector's middle half▲ 0.1%€268,690within the sector's middle half▼ 7.2%€280,883within the sector's middle half▲ 4.5%€239,776▼ 14.6%
Debt€15,111▼ 56.6%€17,137▲ 13.4%€3,651▼ 78.7%€37,578▲ 929%€195,155▲ 419%
Working capital€219,412above the sector's middle half▼ 14.1%€242,496above the sector's middle half▲ 10.5%€245,522above the sector's middle half▲ 1.2%€233,597above the sector's middle half▼ 4.9%€44,621▼ 80.9%
Solvency94.8%above the sector's middle half▲ 4.6pp94.1%above the sector's middle half▼ 0.7pp98.6%above the sector's middle half▲ 4.6pp86.6%above the sector's middle half▼ 12.0pp18.6%▼ 68.0pp
Current ratio15.73above the sector's middle half▲ 7.3315.36above the sector's middle half▼ 0.3774.30above the sector's middle half▲ 58.957.22above the sector's middle half▼ 67.091.23▼ 5.99
Return on assets (ROA)-15.3%below the sector's middle half▼ 16.3pp-0.6%within the sector's middle half▲ 14.7pp-2.8%within the sector's middle half▼ 2.2pp-7.7%below the sector's middle half▼ 5.0pp-1.5%▲ 6.2pp
Staff (FTE)
above
within
below
the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €4,029 in 2026 against €23,142 in 2025; the loss shrinks.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Equity and liabilities €239,776
Equity
€44,621 ▼ 81.7%
Debt
€195,155 ▲ 419%
Debt's share of the balance-sheet total rises from 13.4% to 81.4%. Equity is lower and debt is higher.
Key figures and ratios
Debt to equity
4.37▲
2025 · 0.15
ROE
-8.2%▲
2025 · -8.9%
Debt ≤ 1 year
€195,155▲
2025 · €37,578
Income taxes
€34▼
2025 · €165
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €4,250 | €0 | €1,500 | €0 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €11,159 | €11,214 | €10,378 | €10,111 | - | - |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | €0 | - | - | - | - | - |
| Other operating charges640/8 | €18,916 | €1,338 | €1,021 | €689 | €125 | ▼ 81.9% |
| Non-recurring operating charges66A | - | - | - | - | €61 | - |
| Gross operating margin9900 | -€13,060 | €23,992 | €1,539 | -€12,341 | -€3,843 | ▲ 68.9% |
| Operating profit (loss)9901 | -€43,135 | €11,440 | -€9,859 | -€23,142 | -€4,029 | ▲ 82.6% |
| Financial income75/76B | €67 | €1,140 | €3,137 | €2,100 | €562 | ▼ 73.2% |
| Recurring financial income75 | €67 | €1,140 | €3,137 | €2,100 | €562 | ▼ 73.2% |
| Financial charges65/66B | €959 | €14,157 | €520 | €527 | €152 | ▼ 71.2% |
| Recurring financial charges65 | €959 | €567 | €520 | €527 | €152 | ▼ 71.2% |
| Non-recurring financial charges66B | - | €13,590 | €0 | - | - | - |
| Profit (loss) for the period before taxes9903 | -€44,028 | -€1,578 | -€7,242 | -€21,570 | -€3,619 | ▲ 83.2% |
| Income taxes67/77 | €184 | €173 | €162 | €165 | €34 | ▼ 79.4% |
| Profit (loss) for the period9904 | -€44,212 | -€1,751 | -€7,404 | -€21,735 | -€3,653 | ▲ 83.2% |
| Profit (loss) for the period to be appropriated9905 | -€44,212 | -€1,751 | -€7,404 | -€21,735 | -€3,653 | ▲ 83.2% |
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €289,305 | €289,580 | €268,690 | €280,883 | €239,776 | ▼ 14.6% |
| Fixed assets21/28 | €55,000 | €30,196 | €19,819 | €9,707 | - | - |
| Tangible fixed assets22/27 | €41,410 | €30,196 | €19,819 | €9,707 | - | - |
| Plant, machinery and equipment23 | €2,440 | €1,083 | €563 | €309 | - | - |
| Furniture and vehicles24 | €38,970 | €29,113 | €19,256 | €9,398 | - | - |
| Financial fixed assets28 | €13,590 | €0 | - | - | - | - |
| Current assets29/58 | €234,304 | €259,384 | €248,871 | €271,176 | €239,776 | ▼ 11.6% |
| Amounts receivable after more than one year29 | - | €50,000 | €0 | - | - | - |
| Other amounts receivable291 | - | €50,000 | €0 | - | - | - |
| Stocks and contracts in progress3 | €7,024 | €6,834 | €6,103 | €1,926 | - | - |
| Stocks30/36 | €7,024 | €6,834 | €6,103 | €1,926 | - | - |
| Amounts receivable within one year40/41 | €18,235 | €50,975 | €24,350 | €44,523 | €53,332 | ▲ 19.8% |
| Trade receivables40 | €14,507 | €42,432 | €6,866 | €19,144 | - | - |
| Other amounts receivable41 | €3,728 | €8,542 | €17,484 | €25,379 | €53,332 | ▲ 110% |
| Cash at bank and in hand54/58 | €203,802 | €145,661 | €216,885 | €224,455 | €186,444 | ▼ 16.9% |
| Deferred charges and accrued income490/1 | €5,244 | €5,914 | €1,533 | €271 | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €289,305 | €289,580 | €268,690 | €280,883 | €239,776 | ▼ 14.6% |
| Equity10/15 | €274,194 | €272,443 | €265,039 | €243,305 | €44,621 | ▼ 81.7% |
| Contributions10/11 | €44,621 | €44,621 | €44,621 | €44,621 | €44,621 | = |
| Reserves13 | €229,573 | €227,822 | €220,418 | €198,684 | - | - |
| Non-distributable reserves130/1 | €4,462 | €0 | - | - | - | - |
| Reserves not available under the articles1311 | €4,462 | €0 | - | - | - | - |
| Distributable reserves133 | €225,111 | €227,822 | €220,418 | €198,684 | - | - |
| Profit (loss) carried forward14 | €0 | €0 | - | - | - | - |
| Amounts payable17/49 | €15,111 | €17,137 | €3,651 | €37,578 | €195,155 | ▲ 419% |
| Amounts payable within one year42/48 | €14,892 | €16,888 | €3,349 | €37,578 | €195,155 | ▲ 419% |
| Financial debts43 | €266 | €20 | €180 | €25 | - | - |
| Credit institutions430/8 | €266 | €20 | €180 | €25 | - | - |
| Trade debts44 | €9,438 | €14,701 | €2,360 | €15,723 | €125 | ▼ 99.2% |
| Suppliers440/4 | €9,438 | €14,701 | €2,360 | €15,723 | €125 | ▼ 99.2% |
| Advances received on contracts in progress46 | - | - | - | €19,980 | - | - |
| Taxes, remuneration and social security45 | €3,589 | €2,167 | €810 | €1,851 | - | - |
| Taxes450/3 | €3,589 | €2,167 | €810 | €1,851 | - | - |
| Other amounts payable47/48 | €1,600 | €0 | - | - | €195,030 | - |
| Accrued charges and deferred income492/3 | €219 | €249 | €302 | €0 | - | - |
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€44,212 | -€1,751 | -€7,404 | -€21,735 | -€3,653 | ▲ 83.2% |
| + Depreciation and write-downs630 | €11,159 | €11,214 | €10,378 | €10,111 | - | - |
| Operating cash flow (approximation) | -€33,052 | €9,463 | €2,974 | -€11,623 | -€3,653 | ▲ 68.6% |
| Investment in fixed assets (approximation) | - | €13,590 | €0 | €0 | - | - |
| Change in cash | - | -€58,140 | €71,224 | €7,570 | -€38,011 | ▼ 602% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
10-08
NBB filing
Annual accounts filed
fiscal year 2026 · micro schema
14-07
State Gazette act
End & cessationResignation: BOURY Patrick (sole director) · Approval · Dissolution13 facts ▸
State Gazette act
End & cessation
Resignation: BOURY Patrick (sole director) · Approval · Dissolution13 facts ▸
- General meeting, buitengewone algemene vergadering
- Approval, goedkeuring verslagen, artikel 2:71, §2 Wetboek van vennootschappen en verenigingen
- Dissolution, ontbinding en invereffeningstelling, voorwaarden vervuld
- Other statement, geen vereffenaar benoemd
- Other statement, schulden ten aanzien van aandeelhouders of derden zoals vermeld in staat van activa en passiva, schuldenregeling voor onmiddellijke sluiting
- Other statement, eenparige instemming aandeelhouders, alle aanwezige of vertegenwoordigde aandeelhouders
- Other statement, ontbinding en vereffening, einde mandaat enige bestuurder
- Director resignation, BOURY Patrick (sole director)
- Director discharge, BOURY Patrick (sole director)
- Liquidation closure, onmiddellijke afsluiting vereffening, voorwaarden artikel 2:80 Wetboek van vennootschappen en verenigingen nageleefd
- Other statement, vermelding aandelenregister, vernietigd ingevolge de ontbinding en sluiting van vereffening
- Power of attorney, BOURY Patrick
- +1 further facts in this act
12-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity times 5current ratio 74.30
Current ratio from 15.36 to 74.30; short-term debt falls from €16,888 to €3,349.
16-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-12
Financial
Weakest financial yearnet -€44,212
Net result drops to -€44,212, the lowest in the series.
08-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €3,755
Net result €3,755 after one loss-making year.
14-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
18-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 18 days late
Show earlier events
2019
31-12
Financial
Highest result since 2018net €154,979 ▲8,539%
Net result €154,979, the highest in the series.
31-12
Financial
Liquidity times 5current ratio 11.08
Current ratio from 2.33 to 11.08; short-term debt falls from €67,417 to €31,848.
31-12
Financial
Equity above €200,000Eq €329,803 ▲86.9%
2 profitable years in a row build equity to €329,803.
21-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 31 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 3 acts read
About the unread acts
Of the 3 Belgian State Gazette acts we know for this company, 1 has been read. The other 2 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
no sitting director, last change in 2026
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Not every act has been read: a resignation may be missing here
2 of this company's 3 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Schilde
Ground area
1,430 m²
Building footprint
181 m²
Volume, LiDAR
912 m³
Parcel 11041B0174/00Y002, Flanders · tallest building 9.1 m, ±1 floor. Linked by address, not a title deed.
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11041B0174/00Y002 | Flanders | 1,430 m² | 1 · 181 m² | 9.1 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Mandate history
1 person since 2026, 0 in office
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| BOURY Patrick |
|
Articles of association
Liquidation distribution
Verhouding tot aandelenbezit, resterend actief met alle daaraan verbonden rechten en vorderingen
Custody of records
2970 Schilde, Parklaan 35, boeken en bescheiden vereffende vennootschap
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Of 6,144 companies in sector 46190 we hold annual accounts for 2,577. 1,907 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded03-10-1996
Fiscal year end22-06
Activities, NACEBEL 2025
46190Agents in non-specialised wholesale trade
E-invoicing
Reachable via Peppol
Peppol ID
0208:0458932536
Also
9925:BE0458932536
Registered
29-12-2025
The company is no longer active; its Peppol card can remain until its access point withdraws it.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.