UTILIUS
ActiveSummary
UTILIUS has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €579k and a net result of €121k. Equity is growing by ~12.5% per year across the filed fiscal years. Its solvency ranks better than 59% of 2699 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability84▲+4
Solvency82▲+14
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity short (current ratio 0.57 against 0.43 in 2024; short-term debt: 29.7% and cash: 14.6% of total assets), and 43.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
56.7%
Return on assets
11.8%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
on the day
2023
1 d early
2022
39 d early
2021
on the day
2020
2 d early
2019
1 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close25-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€579k▲ 26.3%
2024 · €458k
2019: €261klowest in 7 years
2020: €298k▲ +14.4% vs 2019
2021: €361k▲ +21.0% vs 2020
2022: €437k▲ +21.1% vs 2021
2023: €526k▲ +20.4% vs 2022
2024: €458k▼ -12.9% vs 2023
2025: €579k▲ +26.3% vs 2024highest in 7 years
2019 → 2025
Total assets
€1.02M▼ 4.5%
2024 · €1.07M
2019: €1.00M
2020: €987k▼ -1.7% vs 2019
2021: €982k▼ -0.5% vs 2020lowest in 7 years
2022: €1.08M▲ +9.8% vs 2021
2023: €1.09M▲ +1.5% vs 2022highest in 7 years
2024: €1.07M▼ -2.4% vs 2023
2025: €1.02M▼ -4.5% vs 2024
2019 → 2025
Net result
€121k▲ 24.3%
2024 · €97k
2019: €62k
2020: €38k▼ -39.2% vs 2019lowest in 7 years
2021: €63k▲ +66.5% vs 2020
2022: €76k▲ +21.9% vs 2021
2023: €89k▲ +17.1% vs 2022
2024: €97k▲ +8.8% vs 2023
2025: €121k▲ +24.3% vs 2024highest in 7 years
2019 → 2025
Working capital
€-130k▲ 42.2%
2024 · €-226k
2019: €-138k
2020: €-143k▼ -3.7% vs 2019
2021: €-156k▼ -9.0% vs 2020
2022: €-152k▲ +2.9% vs 2021
2023: €-116k▲ +23.4% vs 2022highest in 7 years
2024: €-226k▼ -94.2% vs 2023lowest in 7 years
2025: €-130k▲ +42.2% vs 2024
2019 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€361k-€437k▲ 21.1%€526k▲ 20.4%€458k▼ 12.9%€579k▲ 26.3%
2021: €361klowest in 5 years
2022: €437k▲ +21.1% vs 2021
2023: €526k▲ +20.4% vs 2022
2024: €458k▼ -12.9% vs 2023
2025: €579k▲ +26.3% vs 2024highest in 5 years
Operating result€111k-€129k▲ 16.6%€145k▲ 11.8%€153k▲ 5.6%€175k▲ 14.4%
2021: €111klowest in 5 years
2022: €129k▲ +16.6% vs 2021
2023: €145k▲ +11.8% vs 2022
2024: €153k▲ +5.6% vs 2023
2025: €175k▲ +14.4% vs 2024highest in 5 years
Net result€63k-€76k▲ 21.9%€89k▲ 17.1%€97k▲ 8.8%€121k▲ 24.3%
2021: €63klowest in 5 years
2022: €76k▲ +21.9% vs 2021
2023: €89k▲ +17.1% vs 2022
2024: €97k▲ +8.8% vs 2023
2025: €121k▲ +24.3% vs 2024highest in 5 years
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 14% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.02M
Fixed assets
€847k ▼ 5.6%
Current assets
€173k ▲ 1.2%
Equity and liabilities €1.02M
Equity
€579k ▲ 26.3%
Debt
€441k ▼ 27.7%
Debt's share of the balance-sheet total falls from 57.1% to 43.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€228k▲
2024 · €205k
Cash flow
€173k▲
2024 · €149k
Current ratio
0.57▲
2024 · 0.43
Debt to equity
0.76▼
2024 · 1.33
ROE
20.8%▼
2024 · 21.2%
ROA
11.8%▲
2024 · 9.1%
Interest coverage
16.75▲
2024 · 12.15
Debt ≤ 1 year
€303k▼
2024 · €396k
Debt > 1 year
€138k▼
2024 · €214k
Income taxes
€41k▲
2024 · €39k
Staff costs
€170▲
2024 · €163
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 50 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.07M€1.02M▼
Fixed assets21/28€898k€847k▼
Tangible fixed assets22/27€897k€847k▼
Land and buildings22€864k€825k▼
Plant, machinery and equipment23€749€483▼
Furniture and vehicles24€31k€18k▼
Other tangible fixed assets26€1k€4k▲
Financial fixed assets28€40€40=
Current assets29/58€171k€173k▲
Amounts receivable within one year40/41€59k€21k▼
Trade receivables40€58k€17k▼
Other amounts receivable41€603€4k▲
Cash at bank and in hand54/58€109k€149k▲
Deferred charges and accrued income490/1€3k€3k▲
Equity and liabilities
Total equity and liabilities10/49€1.07M€1.02M▼
Equity10/15€458k€579k▲
Contributions10/11€6k€6k=
Reserves13€359k€479k▲
Distributable reserves133€359k€479k▲
Profit (loss) carried forward14€93k€94k▲
Amounts payable17/49€610k€441k▼
Amounts payable after more than one year17€214k€138k▼
Financial debts170/4€214k€138k▼
Amounts payable within one year42/48€396k€303k▼
Current portion of amounts payable after more than one year42€121k€77k▼
Trade debts44€18k€19k▲
Suppliers440/4€18k€19k▲
Taxes, remuneration and social security45€15k€6k▼
Taxes450/3€15k€6k▼
Other amounts payable47/48€243k€202k▼
Income statement
Code20242025
Remuneration, social security and pensions62€163€170▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€52k€53k▲
Other operating charges640/8€9k€9k▲
Gross operating margin9900€214k€237k▲
Operating profit (loss)9901€153k€175k▲
Financial income75/76B€475€9▼
Recurring financial income75€475€9▼
Financial charges65/66B€17k€14k▼
Recurring financial charges65€17k€14k▼
Profit (loss) for the period before taxes9903€136k€161k▲
Income taxes67/77€39k€41k▲
Profit (loss) for the period9904€97k€121k▲
Profit (loss) for the period to be appropriated9905€97k€121k▲
Appropriation of the result
Profit (loss) to be appropriated9906€189k€214k▲
Profit (loss) brought forward from the previous period14P€92k€93k▲
Transfer from equity791/2€165k-
Transfer to equity691/2€96k€120k▲
To other reserves6921€96k€120k▲
Profit to be distributed694/7€165k-
Return on contributions (dividend)694€165k-
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €-1k | €160 | €163 | €170 | ▲ 4.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €39k | €47k | €52k | €52k | €53k | ▲ 1.2% |
| Other operating charges640/8 | - | €8k | €8k | €9k | €9k | ▲ 5.0% |
| Gross operating margin9900 | €173k | €183k | €205k | €214k | €237k | ▲ 10.8% |
| Operating profit (loss)9901 | €111k | €129k | €145k | €153k | €175k | ▲ 14.4% |
| Financial income75/76B | - | €95 | €2 | €475 | €9 | ▼ 98.1% |
| Recurring financial income75 | €26 | €95 | €2 | €475 | €9 | ▼ 98.1% |
| Financial charges65/66B | - | €24k | €20k | €17k | €14k | ▼ 19.5% |
| Recurring financial charges65 | €25k | €24k | €20k | €17k | €14k | ▼ 19.5% |
| Profit (loss) for the period before taxes9903 | €86k | €105k | €125k | €136k | €161k | ▲ 18.2% |
| Income taxes67/77 | €23k | €29k | €36k | €39k | €41k | ▲ 3.2% |
| Profit (loss) for the period9904 | €63k | €76k | €89k | €97k | €121k | ▲ 24.3% |
| Profit (loss) for the period to be appropriated9905 | €63k | €76k | €89k | €97k | €121k | ▲ 24.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €982k | €1.08M | €1.09M | €1.07M | €1.02M | ▼ 4.5% |
| Fixed assets21/28 | €921k | €966k | €936k | €898k | €847k | ▼ 5.6% |
| Tangible fixed assets22/27 | €921k | €966k | €936k | €897k | €847k | ▼ 5.6% |
| Land and buildings22 | - | €908k | €890k | €864k | €825k | ▼ 4.6% |
| Plant, machinery and equipment23 | - | €2k | €1k | €749 | €483 | ▼ 35.5% |
| Furniture and vehicles24 | - | €55k | €44k | €31k | €18k | ▼ 41.5% |
| Other tangible fixed assets26 | - | €1k | €1k | €1k | €4k | ▲ 187% |
| Financial fixed assets28 | €40 | €40 | €40 | €40 | €40 | = |
| Current assets29/58 | €60k | €111k | €159k | €171k | €173k | ▲ 1.2% |
| Amounts receivable within one year40/41 | €25k | €27k | €53k | €59k | €21k | ▼ 63.9% |
| Trade receivables40 | - | €24k | €53k | €58k | €17k | ▼ 70.6% |
| Other amounts receivable41 | - | €3k | - | €603 | €4k | ▲ 585% |
| Cash at bank and in hand54/58 | €35k | €84k | €103k | €109k | €149k | ▲ 36.1% |
| Deferred charges and accrued income490/1 | - | €1k | €2k | €3k | €3k | ▲ 4.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €982k | €1.08M | €1.09M | €1.07M | €1.02M | ▼ 4.5% |
| Equity10/15 | €361k | €437k | €526k | €458k | €579k | ▲ 26.3% |
| Contributions10/11 | - | €6k | €6k | €6k | €6k | = |
| Reserves13 | €264k | €339k | €428k | €359k | €479k | ▲ 33.4% |
| Non-distributable reserves130/1 | - | €2k | €2k | - | - | - |
| Reserves not available under the articles1311 | - | €2k | €2k | - | - | - |
| Distributable reserves133 | - | €337k | €426k | €359k | €479k | ▲ 33.4% |
| Profit (loss) carried forward14 | €91k | €92k | €92k | €93k | €94k | ▲ 0.6% |
| Amounts payable17/49 | €621k | €641k | €568k | €610k | €441k | ▼ 27.7% |
| Amounts payable after more than one year17 | €405k | €378k | €293k | €214k | €138k | ▼ 35.4% |
| Financial debts170/4 | - | €378k | €293k | €214k | €138k | ▼ 35.4% |
| Amounts payable within one year42/48 | €216k | €263k | €275k | €396k | €303k | ▼ 23.5% |
| Current portion of amounts payable after more than one year42 | - | €108k | €114k | €121k | €77k | ▼ 36.5% |
| Trade debts44 | €17k | €20k | €20k | €18k | €19k | ▲ 6.3% |
| Suppliers440/4 | - | €20k | €20k | €18k | €19k | ▲ 6.3% |
| Taxes, remuneration and social security45 | - | €5k | €11k | €15k | €6k | ▼ 62.2% |
| Taxes450/3 | - | €5k | €11k | €15k | €6k | ▼ 62.2% |
| Other amounts payable47/48 | - | €130k | €130k | €243k | €202k | ▼ 16.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €63k | €76k | €89k | €97k | €121k | ▲ 24.3% |
| + Depreciation and write-downs630 | €39k | €47k | €52k | €52k | €53k | ▲ 1.2% |
| Operating cash flow (approximation) | €101k | €123k | €141k | €149k | €173k | ▲ 16.2% |
| Investment in fixed assets (approximation) | - | €-92k | €-21k | €-14k | €-3k | ▲ 80.9% |
| Change in cash | - | €49k | €19k | €6k | €39k | ▲ 519% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-06
Financial
Highest result since 2019net €121k ▲24.3%
Operating result €175k, net result €121k, both a record.
30-06
Financial
Equity above €500kEq €579k ▲26.3%
7 profitable years in a row build equity to €579k.
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-06
Financial
Equity above €500kEq €526k ▲20.4%
5 profitable years in a row build equity to €526k.
2022
23-12
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-06
Financial
Weakest financial yearnet €38k ▼39.2%
Net result drops to €38k, the lowest in the series; recovery starts the following year.
30-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-01
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
30-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
31-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bornem · 1 establishment unit since 2004
Ground area
954 m²
Building footprint
283 m²
Volume, LiDAR
2,573 m³
Parcel 12007C0065/00B000, Flanders · tallest building 11.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
UTILIUS
since 20042.143.534.704
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12007C0065/00B000 | Flanders | 954 m² | 1 · 283 m² | 11.8 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 3,360 EUR awarded · 3,360 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 3,360 EUR | 3,360 EUR |
Schemes
Retroactieve investeringspremie voor eigenaars van zonnepanelen na afschaffing van terugdraaiende teller
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Of 29,993 companies in sector 62200 we hold annual accounts for 18,396. 11,327 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded25-10-2004
Fiscal year end30-06
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
Scores and ratios are computed by Checked and are not a credit decision.