UTB INVESTMENTS
ActiveFrom the official registers: KBO 18 annual accounts at the National Bank publications in the Belgian Official Gazette
Summary
UTB INVESTMENTS has been active since 2007 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€5.1m) and a net result of -€1.5m. Equity has been shrinking by about 73% per year since 2018. Its solvency ranks better than 7% of 11,235 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Overview
Official details
KBO- Status
- Active since 19-06-2007 Normal situation
- Activity
- Buying and selling of own real estate NACE 68110and 3 others
- Establishment unit
- 2.163.877.780 8300 Knokke-Heist, since 19-06-2007
- Financial year end
- 31 December
- Peppol
- Reachable since 09-12-2025
Board and ownership
- UITTENBOGERT DIRKDirector · since 23-09-2016
- Holdings
- Shares in 2 companies ANFRA and ZOUTE INVESTERINGSMAATSCHAPPIJ
Financial position
- Bankruptcy probabilitywithin 12 months
- 1.0%
- Gross margin
- €151,476
- ▲ 45.7%
- Turnover
- ≈ €300,000
- estimated
- Loss
- €1.5m
- ▲ 44.1%
- Equity
- -€5.1m
- ▼ 44.1%
- Total assets
- €16.0m
- ▼ 51.4%
Score breakdownraises riskCapped at 59: negative equityLiquidity: current ratio 0.04, cash €6,648, halvedNegative equity -€5.1mLoss of €1.5m, the second in a row (financial year 2025)lowers riskSize: total assets €16.0mShow the evidence
Checked score
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, medium-sized). It does better than 1% of them on solvency, 1% on liquidity, 3% on profitability and 9% on growth.
The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 7 accounts on average 20 days after the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
Key points
- Risk: Negative equitydebts exceed assets in financial year 2025 -€5.1m View
- Risk: 6 loss-making years in a rowloss in financial year 2025 -€1.5m View
- Caution: Lower net result than 95% of companies in real estatesector median €10,020 · 11,226 companies -€1.5m View
- Caution: Result fell in 2025from -€1.1m to -€1.5m ▼ 44.1% View
Comparable companies
These companies have the same main activity as UTB INVESTMENTS: buying and selling of own real estate (NACE 68110). They are comparable in size and age: total assets between €8m and €17m, founded between 2004 and 2013.
| Company | Total assets | Gross margin |
|---|---|---|
| UTB INVESTMENTS Knokke-Heist | €16.0m | €0.2m |
| TROONBEECKX BEHEER BERINGEN Beringen | €16.5m | €0.2m |
| J.H.J.-INVEST Bilzen-Hoeselt | €9.4m | €0.2m |
| SBQ Kortrijk | €8.3m | €0.1m |
| CASELIA DEVELOPMENT Saint-Georges-sur-Meuse | €16.4m | €0.5m |
| Haymarket Arendonk | €8.0m | €0.1m |
| NUSTECOM Merchtem | €15.4m | €0.05m |
Documents
Annual accounts at the NBB
- Annual accounts 2025filed on 05-05-2026
- Annual accounts 2024filed on 06-08-2025
- Annual accounts 2023filed on 30-08-2024
- Annual accounts 2022filed on 28-07-2023
Acts in the Belgian Official Gazette
- Registered officeact of 04-07-2022
Articles and registers
- Coordinated articles of associationnotaries' database
- Entry in the KBO registerKBO Public Search
Key facts about UTB INVESTMENTS
- What is the company number of UTB INVESTMENTS?
- The company number of UTB INVESTMENTS is 0890.180.876. The VAT number is the same number with BE in front: BE 0890.180.876.
- Where is UTB INVESTMENTS based?
- The registered office is at Emile Verhaerenlaan 13, 8300 Knokke-Heist.Company details
- What does UTB INVESTMENTS do?
- According to the KBO register, the main activity is buying and selling of own real estate (NACE 68110).
- What is the legal form of UTB INVESTMENTS?
- The legal form of UTB INVESTMENTS is Public limited company (NV).
- When was UTB INVESTMENTS founded?
- UTB INVESTMENTS was founded on 19-06-2007.
- Is UTB INVESTMENTS still active?
- Yes, UTB INVESTMENTS is an active enterprise in the KBO register.
- What is the turnover of UTB INVESTMENTS?
- The turnover in financial year 2025 is ≈ €300,000. This figure is estimated from the gross margin of €151,476 and 32 comparable companies (NACE 681). It probably lies between €200,000 and €600,000. In financial year 2021 turnover was €50,000.Financials
- Is UTB INVESTMENTS profitable?
- In financial year 2025, UTB INVESTMENTS made a loss of €1.5m.
- Where can I find the annual accounts of UTB INVESTMENTS?
- UTB INVESTMENTS filed 18 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts 2025 (PDF)
- When are the next annual accounts of UTB INVESTMENTS due?
- UTB INVESTMENTS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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