UT-SAFFEL
InactiveInactive since 19-05-2026; last annual accounts for fiscal year 2025.
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-06-2026, 35 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
35 d early
2024
6 d early
2023
33 d early
2022
1 d late
2021
43 d late
2020
55 d late
2019
49 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, abbreviated schema
Equity
€4.96M=
2024 · €4.96M
2018: €4.90M
2019: €4.93M
2020: €4.93M
2021: €4.93M
2022: €6.18M
2023: €6.18M
2024: €4.96M
2018 → 2025
Total assets
€6.17M=
2024 · €6.18M
2018: €5.49M
2019: €4.93M
2020: €4.93M
2021: €4.93M
2022: €6.18M
2023: €6.18M
2024: €6.18M
2018 → 2025
Net result
€-1k▲ 12.3%
2024 · €-1k
2018: €3k
2019: €31k
2020: €-1k
2021: €-1k
2022: €1.25M
2023: €-1k
2024: €-1k
2018 → 2025
Working capital
€4.96M=
2024 · €4.96M
2018: €176k
2019: €181k
2024: €4.96M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€4.93M-€6.18M▲ 25.3%€6.18M=€4.96M▼ 19.6%€4.96M=
Operating result€-1k-€-1k▼ 0.3%€-1k▲ 1.8%€-1k▼ 19.6%€-1k▲ 13.1%
Net result€-1k-€1.25M€-1k€-1k▼ 18.2%€-1k▲ 12.3%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €1k in 2025 against €1k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €6.17M
Equity
€4.96M =
Debt
€1.21M =
Debt's share of the balance-sheet total stays at 19.6%.
Key figures and ratios
Current ratio
5.10=
2024 · 5.10
Debt to equity
0.24=
2024 · 0.24
ROE
0.0%▲
2024 · 0.0%
ROA
0.0%▲
2024 · 0.0%
Debt ≤ 1 year
€1.21M=
2024 · €1.21M
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 29 lines
Balance sheet
Code20242025
Assets
Total assets20/58€6.18M€6.17M=
Current assets29/58€6.18M€6.17M=
Amounts receivable within one year40/41€6.16M€6.16M=
Other amounts receivable41€6.16M€6.16M=
Cash at bank and in hand54/58€15k€14k▼
Equity and liabilities
Total equity and liabilities10/49€6.18M€6.17M=
Equity10/15€4.96M€4.96M=
Contributions10/11€4.75M€4.75M=
Capital10€4.75M€4.75M=
Issued capital100€4.75M€4.75M=
Reserves13€214k€214k=
Non-distributable reserves130/1€214k€214k=
Legal reserve130€214k€214k=
Profit (loss) carried forward14-€-1k
Amounts payable17/49€1.21M€1.21M=
Amounts payable within one year42/48€1.21M€1.21M=
Other amounts payable47/48€1.21M€1.21M=
Income statement
Code20242025
Gross operating margin9900€-1k€-1k▲
Operating profit (loss)9901€-1k€-1k▲
Financial charges65/66B€84€84=
Recurring financial charges65€84€84=
Profit (loss) for the period before taxes9903€-1k€-1k▲
Profit (loss) for the period9904€-1k€-1k▲
Profit (loss) for the period to be appropriated9905€-1k€-1k▲
Appropriation of the result
Profit (loss) to be appropriated9906€1.21M€-1k▼
Profit (loss) brought forward from the previous period14P€1.21M€0▼
Profit to be distributed694/7€1.21M€0▼
Return on contributions (dividend)694€1.21M€0▼
Social balance
Average headcount (FTE)9087-0.0
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Weakest financial yearnet €-1k
Net result drops to €-1k, the lowest in the series.
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
01-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 1 day late
2022
31-12
Financial
Back to profitnet €1.25M
Net result €1.25M after 2 loss-making years.
31-12
Financial
Equity above €5MEq €6.18M ▲25.3%
Equity rises from €4.93M to €6.18M.
12-09
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 43 days late
2021
24-09
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 55 days late
2020
18-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 49 days late
2019
31-12
Financial
Liquidity times 55current ratio 72.31
Current ratio from 1.31 to 72.31; short-term debt falls from €560k to €3k.
18-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
03-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
20-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Pajottegem
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oplombeekstraat 61755 PajottegemGround area
440 m²
Building footprint
440 m²
Volume, LiDAR
7,298 m³
Parcel 23024A0481/02B000, Flanders · tallest building 26.6 m, ±6 floors. Linked by address, not a title deed.
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23024A0481/02B000 | Flanders | 440 m² | 1 · 440 m² | 26.6 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded07-04-2010
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.