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USTEROM

Active Risk: not assessed
Private limited companyfounded 2020active for 5 yearsGeorges Huynenstraat 4, 1560 Hoeilaart, BelgiumKBO/BCE: BE 0758.927.208
Summary

USTEROM is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €14,251 and a net result of €18,587. Equity has been shrinking by about 5.4% per year since 2020. Its solvency ranks better than 19% of 3,058 sector peers (NACE 66, financial year 2025). The company has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals.

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Overview

Official details

Source: KBO
Status
Active since 01-12-2020 Normal situation
Activity
Other activities auxiliary to financial services, excluding insurance and pension funding NACE 66199
Establishment units
2.311.857.616 1560 Hoeilaart, since 01-12-2020
2.388.550.368 1490 Court-Saint-Etienne, since 01-01-2026
Financial year end
31 December
Peppol
Reachable since 09-03-2026
Company details

Board and ownership

Board
Board & ownership

Financial position

Financial institution: outside the modelBankruptcy probability: sector outside the model
Annual accounts 2025
Profit
€18,587
▲ 14×
Equity
€14,251
▼ 31.0%
Total assets
€115,530
▲ 53.4%
Staff
0.6 FTE
▲ 20.0%
Financials
Signalsraises riskWeak solvency compared with the sectorneutralLatest accounts filed on timeShow the evidence

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months

The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.

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Signals

Two signals.
raises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 3058 sector peers (2025).
NBB · sector comparison
Position among 3058 sector peers
Solvency
better than 19%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 6 filings
Deviation from the deadline
2025
14 days early
2024
35 days early
2023
34 days early
2022
32 days early
2021
33 days early
2020
2 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 6 accounts on average 25 days before the deadline. In the sector (NACE 66), the median for financial year 2024 was 5 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
04-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Less equity than 84% of companies in auxiliary financial servicessector median €119,030 · 3,061 companies €14,251 View
  • Positive: Always filed on timeaccounts within the deadline every year 6 years View
  • Positive: 6 profitable years in a rowprofit 2025: €18,587 6 years View

Recent changes

  1. · Gazette deed Company renamed from MUSHU to USTEROMRegistered office moved within Hoeilaart · New seat: Georges Huynenstraat 4, 1560 Hoeilaart · Previous seat: Brusselsesteenweg 102B, 1560 Hoeilaart
  2. · Gazette deed Company renamed from ALCHEMY CAPITAL to Mushu
  3. · Gazette deed Incorporation
All 13 events

Comparable companies

These companies have the same main activity as USTEROM: other activities auxiliary to financial services, excluding insurance and pension funding (NACE 66199). They are comparable in size and age: total assets between €90,700 and €127,000, founded between 2019 and 2022.

CompanyTotal assetsGross margin
USTEROM Hoeilaart€115,530€71,934
ATLAS FINANCE Halle€126,696€77,886
N°10 Mol€120,203€87,791
Icsem Fernelmont€90,658€51,631
Smart Consulting Enabling Performance Sint-Lambrechts-Woluwe€124,334€56,120
NOMYS Verlaine€98,838€102,469
Oser Management Amay€123,311€46,117
Full comparison

Key facts about USTEROM
What is the company number of USTEROM?
The company number of USTEROM is 0758.927.208. The VAT number is the same number with BE in front: BE 0758.927.208.
Where is USTEROM based?
The registered office is at Georges Huynenstraat 4, 1560 Hoeilaart.Company details
What does USTEROM do?
According to the KBO register, the main activity is other activities auxiliary to financial services, excluding insurance and pension funding (NACE 66199).
What is the legal form of USTEROM?
The legal form of USTEROM is Private limited company (BV).
When was USTEROM founded?
USTEROM was founded on 01-12-2020.
Is USTEROM still active?
Yes, USTEROM is an active enterprise in the KBO register.
How many employees does USTEROM have?
USTEROM had an average of 0.6 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of USTEROM?
The turnover in financial year 2025 is ≈ €220,000. This figure is estimated from the gross margin of €71,934 and 2,666 comparable companies of the same size. It probably lies between €140,000 and €370,000. It is a rough estimate.
Is USTEROM profitable?
In financial year 2025, USTEROM made a profit of €18,587.
Where can I find the annual accounts of USTEROM?
USTEROM filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of USTEROM due?
USTEROM must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check See what changed in the latest annual accounts.What changed See whether the workforce is growing and whether people stay.Employer check

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