USP CONSULTING
ActiveUSP CONSULTING has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €6k and a net result of €10k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 12% of 31584 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
66
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability72▲+29
Solvency29▲+7
Growth58=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
3.7%
Return on assets
6.5%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 31584 sector peers (2025).
NBB · sector comparisonPosition among 31584 sector peers
Solvency
better than 12%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
8 d early
2024
43 d early
2023
30 d early
2022
3 d early
2021
24 d early
2020
31 d early
2019
24 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€6k
2024 · €-4k
2018: €8k
2019: €-1k
2020: €-12k
2021: €-14k
2022: €-7k
2023: €-6k
2024: €-4k
2018 → 2025
Total assets
€156k▲ 5.2%
2024 · €148k
2018: €211k
2019: €215k
2020: €194k
2021: €186k
2022: €178k
2023: €157k
2024: €148k
2018 → 2025
Net result
€10k▲ 646%
2024 · €1k
2018: €-2k
2019: €-10k
2020: €-11k
2021: €-2k
2022: €8k
2023: €822
2024: €1k
2018 → 2025
Working capital
€8k
2024 · €-6k
2018: €26k
2019: €-29k
2020: €-17k
2021: €-368
2022: €8k
2023: €11k
2024: €-6k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-14k-€-7k▲ 54.1%€-6k▲ 12.5%€-4k▲ 23.5%€6k
Operating result€11k-€20k▲ 90.8%€10k▼ 52.1%€10k▲ 1.9%€19k▲ 92.2%
Net result€-2k-€8k€822▼ 89.4%€1k▲ 64.4%€10k▲ 646%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 92% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €156k
Fixed assets
€106k▼ 8.2%
Current assets
€50k▲ 53.4%
Equity and liabilities €156k
Equity
€6k
Debt
€150k
Debt finances 96.3% of the balance-sheet total.
Key figures and ratios
EBITDA
€28k▲
2024 · €20k
Cash flow
€20k▲
2024 · €11k
Solvency
3.7%▲
2024 · -3.0%
Current ratio
1.20▲
2024 · 0.85
Quick ratio
1.20▲
2024 · 0.85
Debt / equity
26.38▲
2024 · -34.66
ROE
177.3%
ROA
6.5%▲
2024 · 0.9%
Interest coverage
5.36▲
2024 · 2.78
Debt
€150k▼
2024 · €152k
Debt ≤ 1 year
€41k▲
2024 · €38k
Debt > 1 year
€101k▼
2024 · €108k
Income taxes
€3k▲
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€148k€156k▲
Fixed assets21/28€116k€106k▼
Tangible fixed assets22/27€116k€106k▼
Land and buildings22€100k€94k▼
Plant, machinery and equipment23€15k€12k▼
Furniture and vehicles24€959€631▼
Current assets29/58€32k€50k▲
Amounts receivable within one year40/41€12k€38k▲
Trade receivables40€4k€30k▲
Other amounts receivable41€8k€8k▼
Cash at bank and in hand54/58€19k€12k▼
Deferred charges and accrued income490/1€1k€42▼
Equity and liabilities
Total equity and liabilities10/49€148k€156k▲
Equity10/15€-4k€6k▲
Contributions10/11€6k€6k=
Reserves13€5k€5k=
Distributable reserves133€5k€5k=
Profit (loss) carried forward14€-16k€-6k▲
Amounts payable17/49€152k€150k▼
Amounts payable after more than one year17€108k€101k▼
Financial debts170/4€108k€101k▼
Amounts payable within one year42/48€38k€41k▲
Current portion of amounts payable after more than one year42€7k€7k▲
Trade debts44€2k€1k▼
Suppliers440/4€2k€1k▼
Taxes, remuneration and social security45€4k€8k▲
Taxes450/3€4k€8k▲
Other amounts payable47/48€26k€26k▲
Accrued charges and deferred income492/3€6k€7k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€10k▼
Other operating charges640/8€514€278▼
Gross operating margin9900€20k€29k▲
Operating profit (loss)9901€10k€19k▲
Financial income75/76B€7€8▲
Recurring financial income75€7€8▲
Financial charges65/66B€7k€5k▼
Recurring financial charges65€7k€5k▼
Profit (loss) for the period before taxes9903€3k€14k▲
Income taxes67/77€1k€3k▲
Profit (loss) for the period9904€1k€10k▲
Profit (loss) for the period to be appropriated9905€1k€10k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-15k€-6k▲
Profit (loss) brought forward from the previous period14P€-16k€-16k=
Transfer to equity691/2€1k-
To other reserves6921€1k-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €10k ▲646%
Net result €10k, the highest in the series.
18-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €8k
Net result €8k after 4 loss-making years.
07-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-11k
Net result drops to €-11k, the lowest in the series; recovery starts the following year.
24-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 24 days late
2019
16-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herent · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lod. van Veltemstraat 143020 HerentGround area
1,279 m²
Building footprint
206 m²
Volume, LiDAR
965 m³
Parcel 24111A0206/00G008, Flanders · tallest building 9.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
USP CONSULTING
since 20172.259.780.492
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24111A0206/00G008 | Flanders | 1,279 m² | 1 · 206 m² | 9.8 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,554 companies in sector 70200 we hold annual accounts for 52,570. 16,804 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-12-2016
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
73110Advertising agencies
73120Media representation
73200Market research and public opinion polling
78200Temporary employment agencies and other provision of personnel
78300Employment activities
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.