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USABLE INTERFACE

Active
Private limited companyfounded 20251 yr activeEunice N. Osayandestraat 5, 1000 Brussel, BelgiumKBO/BCE: BE 1027.370.550
Summary

The computed 12-month bankruptcy probability of USABLE INTERFACE is 3.4% (moderate). The 2025 annual accounts show equity of €18,817 and a net result of €17,150. The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes
Profitability100
Solvency67
Growth-
Track record67
Bankruptcy probability, 12 months
3.4% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,000 at 30 days acceptable
Liquidity ample (current ratio 1.6; short-term debt: 58.4% and cash: 49.5% of total assets), but 58.4% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
41.6%
Return on assets
37.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
25 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 8 September 2025, USABLE INTERFACE was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€18,817
Total assets
€45,217
Net result
€17,150
Working capital
€15,881

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €45,217
Fixed assets €2,936
Current assets €42,281
Equity and liabilities €45,217
Equity €18,817
Debt €26,399
Debt finances 58.4% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€25,465
Cash flow
€17,427
Current ratio
1.60
Debt to equity
1.40
ROE
91.1%
ROA
37.9%
Interest coverage
1338.12
Debt ≤ 1 year
€26,399
Income taxes
€8,036
Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 40 lines
Balance sheet Code2025
Assets
Total assets20/58€45,217
Fixed assets21/28€2,936
Tangible fixed assets22/27€2,936
Furniture and vehicles24€2,936
Current assets29/58€42,281
Amounts receivable within one year40/41€19,511
Trade receivables40€19,421
Other amounts receivable41€90
Cash at bank and in hand54/58€22,375
Deferred charges and accrued income490/1€395
Equity and liabilities
Total equity and liabilities10/49€45,217
Equity10/15€18,817
Contributions10/11€2,500
Reserves13€16,000
Distributable reserves133€16,000
Profit (loss) carried forward14€317
Amounts payable17/49€26,399
Amounts payable within one year42/48€26,399
Trade debts44€2,850
Suppliers440/4€2,850
Taxes, remuneration and social security45€8,561
Taxes450/3€8,561
Other amounts payable47/48€14,988
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€276
Other operating charges640/8€400
Gross operating margin9900€25,864
Operating profit (loss)9901€25,188
Financial income75/76B€17
Recurring financial income75€17
Financial charges65/66B€19
Recurring financial charges65€19
Profit (loss) for the period before taxes9903€25,186
Income taxes67/77€8,036
Profit (loss) for the period9904€17,150
Profit (loss) for the period to be appropriated9905€17,150
Appropriation of the result
Profit (loss) to be appropriated9906€17,150
Transfer to equity691/2€16,000
To other reserves6921€16,000
Profit to be distributed694/7€833
Return on contributions (dividend)694€833

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€276
Other operating charges640/8€400
Gross operating margin9900€25,864
Operating profit (loss)9901€25,188
Financial income75/76B€17
Recurring financial income75€17
Financial charges65/66B€19
Recurring financial charges65€19
Profit (loss) for the period before taxes9903€25,186
Income taxes67/77€8,036
Profit (loss) for the period9904€17,150
Profit (loss) for the period to be appropriated9905€17,150
Line2025
Assets
Total assets20/58€45,217
Fixed assets21/28€2,936
Tangible fixed assets22/27€2,936
Furniture and vehicles24€2,936
Current assets29/58€42,281
Amounts receivable within one year40/41€19,511
Trade receivables40€19,421
Other amounts receivable41€90
Cash at bank and in hand54/58€22,375
Deferred charges and accrued income490/1€395
Equity and liabilities
Total equity and liabilities10/49€45,217
Equity10/15€18,817
Contributions10/11€2,500
Reserves13€16,000
Distributable reserves133€16,000
Profit (loss) carried forward14€317
Amounts payable17/49€26,399
Amounts payable within one year42/48€26,399
Trade debts44€2,850
Suppliers440/4€2,850
Taxes, remuneration and social security45€8,561
Taxes450/3€8,561
Other amounts payable47/48€14,988
Line2025
Profit (loss) for the period9904€17,150
+ Depreciation and write-downs630€276
Operating cash flow (approximation)€17,427

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
06-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2025
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Eunice N. Osayandestraat 51000 Brussel
1 establishment unit
USABLE INTERFACE
Eunice N. Osayandestraat 5, 1000 BrusselComputer consultancy and computer facilities management
since 20252.378.271.140

Identification & contact

Identification
Legal formPrivate limited company
Founded08-09-2025
Fiscal year end31-12
Activities, NACEBEL 2025
59112Motion picture, video and television programme production, sound recording and music publishing activities
62100Computer programming
70200Business and other management consultancy
72200Scientific research and development
74120Graphic design and visual communication
Contact
E-mail michael.dufranne@usable-interface.com
Phone +32496807860

Scores and ratios are computed by Checked and are not a credit decision.