URUSHI
ActiveSummary
URUSHI is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show negative equity (-€7,887) and a net result of €770. Equity is growing by ~15.7% per year across the filed fiscal years. Its solvency ranks better than 5% of 9872 sector peers (fiscal year 2024). The company has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 9872 sector peers (2024).
NBB · sector comparisonPosition among 9872 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-08-2025, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
28 d late
2023
36 d late
2022
6 d early
2021
24 d late
2020
90 d late
2019
455 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 105 days after the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
-€7,887▲ 8.9%
2023 · -€8,657
Net result
€770▼ 95.3%
2023 · €16,268
Total assets
€33,293▼ 28.5%
2023 · €46,572
Solvency
-23.7%▼ 5.1pp
2023 · -18.6%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€3,762▼ 59.8%€12,888▲ 243%-€9,753€18,162€1,544▼ 91.5%
Net result-€3,012below the sector's middle half€11,368within the sector's middle half-€9,926below the sector's middle half€16,268within the sector's middle half€770below the sector's middle half▼ 95.3%
Equity-€26,367below the sector's middle half▼ 12.9%-€14,999below the sector's middle half▲ 43.1%-€24,926below the sector's middle half▼ 66.2%-€8,657below the sector's middle half▲ 65.3%-€7,887below the sector's middle half▲ 8.9%
Total assets€72,396below the sector's middle half▲ 2.7%€35,921below the sector's middle half▼ 50.4%€28,553below the sector's middle half▼ 20.5%€46,572below the sector's middle half▲ 63.1%€33,293below the sector's middle half▼ 28.5%
Debt€98,763▲ 5.2%€50,920▼ 48.4%€53,479▲ 5.0%€55,230▲ 3.3%€41,180▼ 25.4%
Working capital€13,412within the sector's middle half▼ 18.3%€27,059within the sector's middle half▲ 102%€17,435within the sector's middle half▼ 35.6%€34,006within the sector's middle half▲ 95.0%€13,963within the sector's middle half▼ 58.9%
Solvency-36.4%below the sector's middle half▼ 3.3pp-41.8%below the sector's middle half▼ 5.3pp-87.3%below the sector's middle half▼ 45.5pp-18.6%below the sector's middle half▲ 68.7pp-23.7%below the sector's middle half▼ 5.1pp
Current ratio1.24within the sector's middle half▼ 0.084.28above the sector's middle half▲ 3.042.61within the sector's middle half▼ 1.673.71within the sector's middle half▲ 1.091.72within the sector's middle half▼ 1.98
Return on assets (ROA)-4.2%below the sector's middle half▼ 17.3pp31.6%above the sector's middle half▲ 35.8pp-34.8%below the sector's middle half▼ 66.4pp34.9%above the sector's middle half▲ 69.7pp2.3%within the sector's middle half▼ 32.6pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 91% below 2023.
Key figures and ratios
Debt ≤ 1 year
€19,331▲
2023 · €12,566
Debt > 1 year
€21,850▼
2023 · €42,664
Income taxes
€591▼
2023 · €1,473
Staff costs
€4,556
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | - | - | €4,556 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €3,188 | €303 | €303 | - | - |
| Other operating charges640/8 | - | €410 | €4,439 | €2,557 | €5,035 | ▲ 96.9% |
| Gross operating margin9900 | €3,932 | €16,485 | -€5,011 | €21,022 | €11,134 | ▼ 47.0% |
| Operating profit (loss)9901 | €3,762 | €12,888 | -€9,753 | €18,162 | €1,544 | ▼ 91.5% |
| Financial income75/76B | - | - | - | €0 | - | - |
| Recurring financial income75 | €50 | - | - | €0 | - | - |
| Financial charges65/66B | - | €198 | €174 | €421 | €183 | ▼ 56.5% |
| Recurring financial charges65 | €442 | €198 | €174 | €421 | €183 | ▼ 56.5% |
| Profit (loss) for the period before taxes9903 | €3,370 | €12,690 | -€9,926 | €17,741 | €1,361 | ▼ 92.3% |
| Income taxes67/77 | €6,382 | €1,322 | - | €1,473 | €591 | ▼ 59.9% |
| Profit (loss) for the period9904 | -€3,012 | €11,368 | -€9,926 | €16,268 | €770 | ▼ 95.3% |
| Profit (loss) for the period to be appropriated9905 | -€3,012 | €11,368 | -€9,926 | €16,268 | €770 | ▼ 95.3% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €72,396 | €35,921 | €28,553 | €46,572 | €33,293 | ▼ 28.5% |
| Fixed assets21/28 | €2,885 | €606 | €303 | - | - | - |
| Tangible fixed assets22/27 | €2,885 | €606 | €303 | - | - | - |
| Plant, machinery and equipment23 | - | €606 | €303 | - | - | - |
| Current assets29/58 | €69,511 | €35,315 | €28,250 | €46,572 | €33,293 | ▼ 28.5% |
| Stocks and contracts in progress3 | €18,000 | €18,000 | €18,000 | €18,000 | €18,000 | = |
| Stocks30/36 | - | €18,000 | €18,000 | €18,000 | €18,000 | = |
| Amounts receivable within one year40/41 | €22,141 | €13,093 | €9,534 | €27,718 | €13,011 | ▼ 53.1% |
| Trade receivables40 | - | €10,213 | €9,212 | €27,657 | €12,500 | ▼ 54.8% |
| Other amounts receivable41 | - | €2,879 | €322 | €61 | €511 | ▲ 743% |
| Cash at bank and in hand54/58 | €29,370 | €4,223 | €717 | €789 | €2,074 | ▲ 163% |
| Deferred charges and accrued income490/1 | - | - | - | €66 | €208 | ▲ 215% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €72,396 | €35,921 | €28,553 | €46,572 | €33,293 | ▼ 28.5% |
| Equity10/15 | -€26,367 | -€14,999 | -€24,926 | -€8,657 | -€7,887 | ▲ 8.9% |
| Contributions10/11 | €22,000 | €22,000 | €22,000 | €22,000 | €22,000 | = |
| Profit (loss) carried forward14 | -€48,367 | -€36,999 | -€46,926 | -€30,657 | -€29,887 | ▲ 2.5% |
| Amounts payable17/49 | €98,763 | €50,920 | €53,479 | €55,230 | €41,180 | ▼ 25.4% |
| Amounts payable after more than one year17 | €42,664 | €42,664 | €42,664 | €42,664 | €21,850 | ▼ 48.8% |
| Financial debts170/4 | - | €42,664 | €42,664 | €42,664 | €21,850 | ▼ 48.8% |
| Amounts payable within one year42/48 | €56,099 | €8,257 | €10,815 | €12,566 | €19,331 | ▲ 53.8% |
| Trade debts44 | €3,321 | €2,219 | €8,018 | €6,657 | €302 | ▼ 95.5% |
| Suppliers440/4 | - | €2,219 | €8,018 | €6,657 | €302 | ▼ 95.5% |
| Advances received on contracts in progress46 | - | - | - | - | €18,000 | - |
| Taxes, remuneration and social security45 | - | €457 | €457 | €5,541 | €956 | ▼ 82.7% |
| Taxes450/3 | - | €457 | €457 | €4,141 | €956 | ▼ 76.9% |
| Remuneration and social security454/9 | - | - | - | €1,400 | - | - |
| Other amounts payable47/48 | - | €5,581 | €2,340 | €368 | €73 | ▼ 80.1% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€3,012 | €11,368 | -€9,926 | €16,268 | €770 | ▼ 95.3% |
| + Depreciation and write-downs630 | - | €3,188 | €303 | €303 | - | - |
| Operating cash flow (approximation) | -€3,012 | €14,556 | -€9,624 | €16,571 | €770 | ▼ 95.4% |
| Investment in fixed assets (approximation) | - | -€908 | €0 | - | - | - |
| Change in cash | - | -€25,148 | -€3,506 | €72 | €1,285 | ▲ 1,680% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
05-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 36 days late
2023
31-12
Financial
Back to profitnet €16,268
Net result €16,268 after one loss-making year.
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
24-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 24 days late
2021
31-12
Financial
Back to profitnet €11,368
Net result €11,368 after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 4.28
Current ratio from 1.24 to 4.28; short-term debt falls from €56,099 to €8,257.
29-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 90 days late
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 455 days late
2019
31-12
Financial
Back to profitnet €9,241
Net result €9,241 after one loss-making year.
10-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 132 days late
2018
16-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 77 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 30 days late
17-02
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 201 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Maasmechelen · 1 establishment unit since 2004
Ground area
1,199 m²
Building footprint
119 m²
Volume, LiDAR
869 m³
Parcel 73048E0931/00X028, Flanders · tallest building 10.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
URUSHI
since 20042.136.703.528
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73048E0931/00X028 | Flanders | 1,199 m² | 1 · 119 m² | 10.5 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 24,729 companies in sector 64210 we hold annual accounts for 19,799. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded29-12-2003
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
58110Book publishing
46150Agents in the wholesale of furniture, household goods and hardware
58130Publishing activities
59203Motion picture, video and television programme production, sound recording and music publishing activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0862452932
Also
9925:BE0862452932
Registered
05-11-2024
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.