URSERVICES
ActiveThe computed 12-month bankruptcy probability of URSERVICES is 2.7% (moderate). The 2024 annual accounts show equity of €36k and a net result of €5k. Equity is growing by ~12.7% per year across the filed fiscal years. Its solvency ranks better than 30% of 15868 sector peers (fiscal year 2024). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
48
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability71▼-15
Solvency38▲+3
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
2.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity short (current ratio 0.97 against 1.09 in 2023; short-term debt: 86.7% and cash: 23% of total assets), and 86.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
13.3%
Return on assets
1.8%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 15-08-2025, 15 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
not confirmed
2024
15 d late
2023
52 d late
2022
240 d late
2021
89 d late
2020
26 d late
2019
63 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€36k▲ 15.2%
2023 · €31k
2019: €19k
2020: €22k
2021: €25k
2022: €-13k
2023: €31k
2019 → 2024
Total assets
€271k▼ 15.0%
2023 · €319k
2019: €157k
2020: €173k
2021: €284k
2022: €272k
2023: €319k
2019 → 2024
Net result
€5k▼ 89.2%
2023 · €44k
2019: €7k
2020: €3k
2021: €2k
2022: €-37k
2023: €44k
2019 → 2024
Working capital
€-6k
2023 · €27k
2019: €11k
2020: €14k
2021: €20k
2022: €-17k
2023: €27k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€22k-€25k▲ 10.9%€-13k€31k€36k▲ 15.2%
Operating result€5k-€6k▲ 17.1%€-36k€44k€5k▼ 88.8%
Net result€3k-€2k▼ 18.3%€-37k€44k€5k▼ 89.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 89% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €271k
Fixed assets
€42k▲ 814%
Current assets
€229k▼ 27.2%
Equity and liabilities €271k
Equity
€36k▲ 15.2%
Debt
€235k▼ 18.3%
The debt ratio falls from 90.2% to 86.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€13k▼
2023 · €44k
Cash flow
€13k▼
2023 · €44k
Solvency
13.3%▲
2023 · 9.8%
Current ratio
0.97▼
2023 · 1.09
Quick ratio
0.49▼
2023 · 0.93
Debt / equity
6.51▼
2023 · 9.17
ROE
13.2%▼
2023 · 140.0%
ROA
1.8%▼
2023 · 13.8%
Interest coverage
72.03▼
2023 · 222.84
Debt
€235k▼
2023 · €287k
Debt ≤ 1 year
€235k▼
2023 · €287k
Staff costs
€2k▲
2023 · €0
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€319k€271k▼
Fixed assets21/28€5k€42k▲
Tangible fixed assets22/27€221€38k▲
Furniture and vehicles24€221€38k▲
Financial fixed assets28€4k€4k=
Current assets29/58€314k€229k▼
Stocks and contracts in progress3€48k€114k▲
Stocks30/36€48k€114k▲
Amounts receivable within one year40/41€183k€52k▼
Trade receivables40€163k€19k▼
Other amounts receivable41€20k€33k▲
Cash at bank and in hand54/58€83k€62k▼
Equity and liabilities
Total equity and liabilities10/49€319k€271k▼
Equity10/15€31k€36k▲
Contributions10/11€12k€12k=
Profit (loss) carried forward14€19k€24k▲
Amounts payable17/49€287k€235k▼
Amounts payable within one year42/48€287k€235k▼
Trade debts44€104k€50k▼
Suppliers440/4€104k€50k▼
Advances received on contracts in progress46€141k€459▼
Taxes, remuneration and social security45€3k€5k▲
Taxes450/3€2k€3k▲
Remuneration and social security454/9€988€2k▲
Other amounts payable47/48€38k€179k▲
Income statement
Code20232024
Remuneration, social security and pensions62€0€2k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€221€8k▲
Other operating charges640/8€11€6k▲
Gross operating margin9900€44k€21k▼
Operating profit (loss)9901€44k€5k▼
Financial income75/76B€111-
Recurring financial income75€111-
Financial charges65/66B€198€177▼
Recurring financial charges65€198€177▼
Profit (loss) for the period before taxes9903€44k€5k▼
Profit (loss) for the period9904€44k€5k▼
Profit (loss) for the period to be appropriated9905€44k€5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€19k€24k▲
Profit (loss) brought forward from the previous period14P€-25k€19k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
15-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 15 days late
2024
21-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 52 days late
27-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 240 days late
2023
31-12
Financial
Back to profitnet €44k
Net result €44k after one loss-making year.
2022
31-12
Financial
Weakest financial yearnet €-37k ▼1628%
Net result drops to €-37k, the lowest in the series; recovery starts the following year.
28-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 89 days late
2021
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
2020
02-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 63 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Jans-Molenbeek · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Opzichterstraat 401080 Sint-Jans-MolenbeekGround area
125 m²
Building footprint
108 m²
Volume, LiDAR
1,644 m³
Parcel 21012A0179/00V010, Brussels · tallest building 17.0 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
URSERVICES
since 20182.281.503.148
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21012A0179/00V010 | Brussels | 125 m² | 1 · 108 m² | 17.0 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BELIPHARM
BE 0884.446.592
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Medicode
BE 1013.057.310
Antwerpen · Eq €36k
DM GS
BE 0819.098.088
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Of 1,898 companies in sector 46460 we hold annual accounts for 1,116. 419 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded31-10-2018
Fiscal year end31-12
Activities, NACEBEL
46460Wholesale of pharmaceutical and medical goods
47740Retail trade
47741Retail sale of medical and orthopaedic goods, excluding prescription glasses and lenses
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.