Financials
- Fiscal year
- 2025
- Total assets
- €5.4m
- Loss
- -€219,208
- Solvency
- 55.2%
Total assets▲ 2.7%
Net result
20182025
URSELIA
ActiveSummary
URSELIA has been active since 1984 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3.0m and a net result of -€219,208. Equity is shrinking by ~5.9% per year across the filed fiscal years. Its solvency ranks better than 69% of 3375 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
What they do
Mixed farming
NACE 01500Growing of cereals (except rice), leguminous crops and oil seeds NACE 01110NACE 70201
#1 company by equity in Heers, Agriculture, forestry and fishing sector1 site
How big
€5.4mtotal assets 2025
- Staff
- 6.9 FTE
- Equity
- €3.0m
- Loss
- -€219,208
Turnover not published (abridged schema)
Who decides
Accounts on time0 of 3 deeds read
Why 92- Liquidity: current ratio 3.58, cash €17,312- Loss of €219,208, the second in a row (FY 2025)+ Size: total assets €5.4m+ Founded in 1984Show the evidence
Checked score
Score 2025
92
/ 100
Excellent
Probability in this band: under 0.55%
Better than 35% of its sector peers (NACE 01, small)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Average
Solvency
80-6
equity 55.2% of total assets
Liquidity
50-1
short-term debt 2.5% · cash 0.3%
Profitability
14-2
return on assets -4.1%
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 3 months
08-2026: 0.1%highest value
09-2026: 0.1%● 0.0% vs 08-2026highest value
10-2026: 0.1%● 0.0% vs 09-2026highest value
- Liquidity: current ratio 3.58, cash €17,312 raises the probability
- Size: total assets €5.4m lowers the probability for this profile
- Founded in 1984 lowers the probability for this profile
- Loss of €219,208, the second in a row (FY 2025) raises the probability
Credit up to €270,000 at 30 days acceptable
Liquidity ample (current ratio 3.58 against 2.11 in 2024; short-term debt: 2.5% and cash: 0.3% of total assets), and 44.8% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 01, small). Better than this share of them on solvency 65%, liquidity 54%, profitability 6%, growth against the median 14%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€219,208
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
20 d early
2023
26 d early
2022
24 d early
2021
16 d early
2020
61 d late
2019
69 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 6 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 37% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 11 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Annual accounts filedfiscal year 2024 · micro…
- Annual accounts filedfiscal year 2023 · micro…
Key points
- Risk: 8 loss-making years in a rowloss fiscal year 2025 -€219,208 View
- Caution: Among the weakest 5% on net resultsector median €7,143 · 3,372 companies -€219,208 View
- Caution: Result fell in 2025from -€131,243 to -€219,208 ▼ 67.0% View
- Positive: Always filed on timeaccounts within the deadline every year 5 years View
- Flemish supportawarded 2022 - 2025 €144,690 View
By topic
Timeline
- Events
- 11
- Since
- 2017
- Next accounts
- by 31-07-2027
- 31-07-2026Annual accounts filed
- 11-07-2025Annual accounts filed
- 05-07-2024Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Mixed farmingNACE 01500
- Founded
- 21-09-1984
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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