URPA
ActiveSummary
URPA has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €459k and a net result of €-91k. Equity is shrinking by ~12.7% per year across the filed fiscal years. Its solvency ranks better than 95% of 18280 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-100
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
short-term debt: 0.3% and cash: 43.7% of total assets, and 0.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 26-01-2026, 5 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
5 d early
2024
14 d early
2023
52 d early
2022
4 d early
2021
on the day
2020
52 d early
2019
on the day
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€459k▼ 16.5%
2024 · €549k
2019: €330k
2020: €956k
2021: €832k
2022: €775k
2023: €715k
2024: €549k
2019 → 2025
Total assets
€460k▼ 16.4%
2024 · €550k
2019: €435k
2020: €1.01M
2021: €881k
2022: €791k
2023: €729k
2024: €550k
2019 → 2025
Net result
€-91k
2024 · €330k
2019: €-113k
2020: €666k
2021: €-124k
2022: €-57k
2023: €-59k
2024: €330k
2019 → 2025
Working capital
€234k▼ 22.4%
2024 · €301k
2019: €-89k
2020: €664k
2021: €539k
2022: €488k
2023: €435k
2024: €301k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€832k-€775k▼ 6.8%€715k▼ 7.6%€549k▼ 23.2%€459k▼ 16.5%
Operating result€-120k-€-55k▲ 54.2%€-59k▼ 7.3%€368k€-90k
Net result€-124k-€-57k▲ 54.3%€-59k▼ 4.3%€330k€-91k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €90k after €368k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €460k
Fixed assets
€225k ▼ 9.3%
Current assets
€235k ▼ 22.2%
Equity and liabilities €460k
Equity
€459k ▼ 16.5%
Debt
€1k ▲ 61.2%
Debt's share of the balance-sheet total rises from 0.1% to 0.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-84k▼
2024 · €375k
Cash flow
€-85k▼
2024 · €336k
Debt to equity
0.00▲
2024 · 0.00
ROE
-19.8%▼
2024 · 60.1%
ROA
-19.7%▼
2024 · 60.0%
Interest coverage
-254.12▼
2024 · 2283.58
Debt ≤ 1 year
€1k▲
2024 · €734
A ratio outside any meaningful range has been withheld (balance sheet total €460k, equity €459k).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet
Code20242025
Assets
Total assets20/58€550k€460k▼
Fixed assets21/28€248k€225k▼
Tangible fixed assets22/27€244k€221k▼
Land and buildings22€204k€186k▼
Furniture and vehicles24€39k€34k▼
Financial fixed assets28€4k€4k=
Current assets29/58€302k€235k▼
Amounts receivable within one year40/41€16k€34k▲
Trade receivables40-€33k
Other amounts receivable41€16k€109▼
Cash at bank and in hand54/58€285k€201k▼
Equity and liabilities
Total equity and liabilities10/49€550k€460k▼
Equity10/15€549k€459k▼
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€488k€397k▼
Non-distributable reserves130/1€56k€56k=
Legal reserve130€56k€56k=
Distributable reserves133€432k€341k▼
Amounts payable17/49€734€1k▲
Amounts payable within one year42/48€734€1k▲
Trade debts44€734€1k▲
Suppliers440/4€734€1k▲
Income statement
Code20242025
Non-recurring operating income76A€469k€18k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€6k▼
Other operating charges640/8€28k€53k▲
Gross operating margin9900€403k€-31k▼
Operating profit (loss)9901€368k€-90k▼
Financial income75/76B-€1
Recurring financial income75-€1
Financial charges65/66B€164€332▲
Recurring financial charges65€164€332▲
Profit (loss) for the period before taxes9903€368k€-91k▼
Income taxes67/77€38k-
Profit (loss) for the period9904€330k€-91k▼
Profit (loss) for the period to be appropriated9905€330k€-91k▼
Appropriation of the result
Profit (loss) to be appropriated9906€90k€-91k▼
Profit (loss) brought forward from the previous period14P€-240k-
Transfer from equity791/2-€91k
Transfer to equity691/2€90k-
To other reserves6921€90k-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
17-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Back to profitnet €330k
Net result €330k after 3 loss-making years.
30-06
Financial
Liquidity times 13current ratio 410.78
Current ratio from 32.09 to 410.78; short-term debt falls from €14k to €734.
2023
10-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
27-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Liquidity triplescurrent ratio 30.26
Current ratio from 11.83 to 30.26; short-term debt falls from €50k to €17k.
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Weakest financial yearnet €-124k ▼119%
Net result drops to €-124k, the lowest in the series; recovery starts the following year.
2020
10-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
30-06
Financial
Back to profitnet €666k
Net result €666k after one loss-making year.
30-06
Financial
Liquidity times 103current ratio 13.92
Current ratio from 0.13 to 13.92; short-term debt falls from €102k to €51k.
Show earlier events
30-06
Financial
Equity above €500kEq €956k ▲190%
Equity rises from €330k to €956k.
31-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
29-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
11-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
07-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bredene · 2 establishment units since 1988
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Groenendijkstraat 28450 BredeneGround area
7,529 m²
Building footprint
2,774 m²
Volume, LiDAR
27,901 m³
3 parcels, Flanders · tallest building 20.1 m, ±5 floors. Linked by address, not a title deed.
2 establishment units
URPA SCHOENEN KLEDIJ-SPORT
since 19882.033.641.820
Kapellestraat 78, 8400 Oostende
since 19982.033.641.919
3 parcels
Flanders
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35002B0050/00L000 | Flanders | 5,741 m² | 1 · 986 m² | 12.5 m · 4 fl. |
| 35013A1370/00L000 | Flanders | 1,541 m² | 1 · 1,541 m² | 19.6 m · 3 fl. |
| 35013A1369/00A000 | Flanders | 247 m² | 1 · 247 m² | 20.1 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ESCARMELLE- A. MERGAUX
BE 0414.979.361
Habay · Eq €458k
SCARPINA
BE 0423.854.168
Sint-Truiden · Eq €454k
FUMISTERIE DUBOIS
BE 0448.120.402
Welkenraedt · Eq €463k
NEW CHAUSSURES BALLAUX
BE 0476.327.210
Rochefort · Eq €464k
HEBA
BE 0643.854.524
Deinze · Eq €465k
Of 1,034 companies in sector 47721 we hold annual accounts for 582. 389 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded30-01-1987
Fiscal year end30-06
Activities, NACEBEL 2025
47721Retail sale of footwear
47512Retail sale of household textiles and bedding
47639Retail sale of other sporting goods
56220Contract catering and other food service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 38 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.