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URMETZ

Active
Public limited companyfounded 1985active for 40 yearsPlace du Manège 12, 6000 Charleroi, BelgiumKBO/BCE: BE 0428.047.439
Summary

URMETZ has been active since 1985 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €224,767 and a net result of €53,199. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 36% of 1,081 sector peers (NACE 49, financial year 2025). The computed 12-month bankruptcy probability is 1.2% (low).

Overview

Official details

Source: KBO
Status
Active since 21-11-1985 Normal situation
Activity
Non-scheduled passenger transport by road NACE 49320
Establishment units
2.028.264.654 6000 Charleroi, since 21-11-1985
2.142.898.858 5651 Walcourt, since 01-01-1986and 1 other
Financial year end
31 December
Peppol
Reachable since 03-12-2025

Financial position

65 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.2%
Annual accounts 2025
Gross margin
€776,900
▼ 22.8%
Turnover
≈ €1.5m
estimated
Profit
€53,199
▼ 73.4%
Equity
€224,767
▲ 31.0%
Total assets
€835,981
▼ 12.1%
Employees on 31-12-2025
8
▼ 11.1%
  • 2025 accounts filed 20 days after the deadline
Filed on 20-08-2026
Score breakdownraises riskSector: Land transport and transport via pipelines (NACE 49)Last filed accounts filed 20 days late; 1 of the last 3 accounts lateLiquidity: current ratio 0.69, cash €21,450, halvedlowers riskFounded in 1985Show the evidence

Checked score

Score 2025
65 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 49% of micro companies in land transport (NACE 49)
Financial strength · tick: 2024
Average
Solvency 52+9
equity 26.9% of total assets
Liquidity 30-10
short-term debt 46.6% · cash 2.6%
Profitability 77-18
return on assets 6.4%
Bankruptcy probability within 12 months
1.2% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.9% (9,099 companies, NACE 49, micro)
Last 24 months 12-2024: 3.6% 01-2025: 3.6%● unchanged vs 12-2024 02-2025: 3.6%● unchanged vs 01-2025 03-2025: 3.5%▼ -0.1 percentage points vs 02-2025 04-2025: 3.4%▼ -0.1 percentage points vs 03-2025 05-2025: 3.4%● unchanged vs 04-2025 06-2025: 3.3%▼ -0.1 percentage points vs 05-2025 07-2025: 3.6%▲ +0.3 percentage points vs 06-2025 08-2025: 4.3%▲ +0.7 percentage points vs 07-2025highest value 09-2025: 0.9%▼ -3.4 percentage points vs 08-2025 10-2025: 0.9%● unchanged vs 09-2025 11-2025: 0.9%● unchanged vs 10-2025 12-2025: 0.9%● unchanged vs 11-2025 01-2026: 0.9%● unchanged vs 12-2025 02-2026: 0.9%● unchanged vs 01-2026 03-2026: 0.9%● unchanged vs 02-2026 04-2026: 0.8%▼ -0.1 percentage points vs 03-2026 05-2026: 0.9%▲ +0.1 percentage points vs 04-2026 06-2026: 0.8%▼ -0.1 percentage points vs 05-2026lowest value 07-2026: 0.9%▲ +0.1 percentage points vs 06-2026 08-2026: 1.3%▲ +0.4 percentage points vs 07-2026 09-2026: 1.2%▼ -0.1 percentage points vs 08-2026 10-2026: 1.2%● unchanged vs 09-2026 11-2026: 1.2%● unchanged vs 10-2026
Credit of up to €14,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.69 (0.69 in 2024), below 1. Short-term debt is 46.6% and cash 2.6% of total assets. 73.1% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 49, micro). It does better than 38% of them on solvency, 27% on liquidity, 58% on profitability and 74% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
raises risk · Sector: Land transport and transport via pipelines (NACE 49)
KBO
lowers risk · Founded in 1985
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Last filed accounts filed 20 days late; 1 of the last 3 accounts late
NBB · filings
raises risk · Liquidity: current ratio 0.69, cash €21,450, halved
NBB · annual accounts
raises risk · 2025 accounts filed 20 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-08-2026, 20 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
20 days late
2024
28 days late
2023
61 days late
2022
64 days late
2021
22 days late
2020
10 days late
2019
14 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 27 days after the deadline. In the sector (NACE 49), the median for financial year 2024 was on the deadline day, and 49% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 August (4 of the last 5 accounts filed within 34 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Result fell in 2025from €199,783 to €53,199 ▼ 73.4% View
  • Positive: 6th oldest company in Charleroi, Transport and storage sectorin the Checked rankings No. 6 View

Recent changes

  1. · Gazette deed Capital & shares · Amendment of the articles
  2. · Gazette deed Incorporation
All 17 events

Comparable companies

These companies have the same main activity as URMETZ: non-scheduled passenger transport by road (NACE 49320). They are comparable in size and age: total assets between €946,000 and €1.5m, founded between 1987 and 1996.

CompanyTotal assetsGross margin
URMETZ Charleroi€0.8m€0.8m
AUTOCARS SCHELDEBOORDEN Temse€1.1m€0.7m
VAN CAUTER TRAVEL Puurs-Sint-Amands€1.1m€0.7m
LES VOYAGES DESMET Charleroi€1.5m€0.9m
TOPTOURS Aarschot€1.2m€0.9m
La Braise Transports Anderlecht€0.9m€0.8m
LES CARS GODEFROID Ciney€0.9m€0.7m
Full comparison

Key facts about URMETZ

What is the company number of URMETZ?
The company number of URMETZ is 0428.047.439. The VAT number is the same number with BE in front: BE 0428.047.439.
Where is URMETZ based?
The registered office is at Place du Manège 12, 6000 Charleroi.Company details
What does URMETZ do?
According to the KBO register, the main activity is non-scheduled passenger transport by road (NACE 49320).
What is the legal form of URMETZ?
The legal form of URMETZ is Public limited company (NV).
When was URMETZ founded?
URMETZ was founded on 21-11-1985.
Is URMETZ still active?
Yes, URMETZ is an active enterprise in the KBO register.
How many employees does URMETZ have?
URMETZ had an average of 7.5 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of URMETZ?
The turnover in financial year 2025 is ≈ €1.5m. This figure is estimated from the gross margin of €776,900 and 30 comparable companies (NACE 493). It probably lies between €1.2m and €1.8m.
Is URMETZ profitable?
In financial year 2025, URMETZ made a profit of €53,199.
Where can I find the annual accounts of URMETZ?
URMETZ filed 40 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of URMETZ due?
URMETZ must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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