URGYNO

Active

Private limited companyfounded 200421 yrs activeGrote-Ringlaan 4, 1070 Anderlecht, BelgiumKBO/BCE: BE 0869.918.566

Summary

URGYNO has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €202,456 and a net result of €31,043. Equity is growing by ~4.9% per year across the filed fiscal years. The computed 12-month bankruptcy probability is < 0.1% (very low).

Risk analysisWatch Report Compare

URGYNOActiveChecked score 95/100

Risk analysis Report Compare

Activity

Activity not known1 site

Size

€307,501total assets 2025

Equity: €202,456
Profit: €31,043

Turnover not published (abridged schema)

Financial health

95 Excellent Checked score 2025

Bankruptcy chance 12 m: < 0.1%

Structure

Accounts filed 30 d late0 of 4 deeds read

Why 95+ Size: total assets €307,501+ Liquidity: current ratio 2.93, cash €116,243+ Equity €202,456 (65.8% of total assets)+ Figures for FY 2025 (filed 30-08-2026)Show the evidence

Checked score

Score 2025

95 / 100

Excellent

Probability in this band: under 0.55%

Better than 64% of its sector peers (no NACE code, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Strong

Solvency 91+4

equity 65.8% of total assets

Liquidity 91+24

short-term debt 20.5% · cash 37.8%

Profitability 81+3

return on assets 10.1%

Bankruptcy probability, 12 months

< 0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 20 months 03-2025: 0.1% 04-2025: 0.1%▲ +5.3% vs 03-2025 05-2025: 0.1%▲ +1.7% vs 04-2025 06-2025: 0.1%▲ +8.2% vs 05-2025 07-2025: 0.1%▲ +27.3% vs 06-2025 08-2025: 0.2%▲ +104% vs 07-2025 09-2025: 0.1%▼ -67.8% vs 08-2025 10-2025: 0.1%● 0.0% vs 09-2025 11-2025: 0.1%● 0.0% vs 10-2025 12-2025: 0.1%● 0.0% vs 11-2025 01-2026: 0.1%▲ +12.7% vs 12-2025 02-2026: 0.1%▲ +1.6% vs 01-2026 03-2026: 0.1%● 0.0% vs 02-2026 04-2026: 0.1%▼ -3.2% vs 03-2026 05-2026: 0.1%▼ -1.6% vs 04-2026 06-2026: 0.1%▲ +26.7% vs 05-2026 07-2026: 0.1%▲ +3.9% vs 06-2026 08-2026: 0.2%▲ +142% vs 07-2026highest value 09-2026: < 0.1%▼ -76.4% vs 08-2026lowest value 10-2026: < 0.1%● 0.0% vs 09-2026lowest value

Size: total assets €307,501 lowers the probability for this profile
Liquidity: current ratio 2.93, cash €116,243 lowers the probability
Equity €202,456 (65.8% of total assets) lowers the probability
Figures for FY 2025 (filed 30-08-2026) lowers the probability

Credit up to €19,000 at 30 days acceptable

Liquidity ample (current ratio 2.93 against 2.39 in 2024; short-term debt: 20.5% and cash: 37.8% of total assets), and 34.2% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, micro). Better than this share of them on solvency 55%, liquidity 82%, profitability 65%, growth against the median 54%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk○neutral

Size: total assets €307,501

In the bankruptcy model this factor lowers the probability for this profile.

NBB · annual accounts

Liquidity: current ratio 2.93, cash €116,243

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Equity €202,456 (65.8% of total assets)

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Figures for FY 2025 (filed 30-08-2026)

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 10 filings

Deviation from the deadline

2025

30 d late

2024

29 d late

2023

14 d early

2022

20 d early

2021

18 d late

2020

30 d late

2019

45 d late

← before the deadline after the deadline →

tick = median of all Belgian filings

This company filed its last 7 accounts on average 17 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 18 August (4 of the last 5 filed years within 31 days of that day).

Companies Code · seven months

Position in the running window

02-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage