URGKA
ActiveURGKA has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €243k and a net result of €163k. Its solvency ranks better than 79% of 16426 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
98
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+1
Growth78
Track record82
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €23k at 30 days only on tighter terms
Liquidity ample (current ratio 7.16 against 2.71 in 2024; short-term debt: 12.9% and cash: 42.9% of total assets), and 12.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
87.1%
Return on assets
58.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
15 d early
2024
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€243k▲ 202%
2024 · €80k
2024: €80k
2024 → 2025
Total assets
€279k▲ 156%
2024 · €109k
2024: €109k
2024 → 2025
Net result
€163k▲ 88.4%
2024 · €86k
2024: €86k
2024 → 2025
Working capital
€221k▲ 348%
2024 · €49k
2024: €49k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€80k-€243k▲ 202%
Operating result€105k-€208k▲ 98.4%
Net result€86k-€163k▲ 88.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 98% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €279k
Fixed assets
€22k▼ 29.2%
Current assets
€257k▲ 229%
Equity and liabilities €279k
Equity
€243k▲ 202%
Debt
€36k▲ 24.7%
The debt ratio falls from 26.4% to 12.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€220k▲
2024 · €108k
Cash flow
€175k▲
2024 · €89k
Solvency
87.1%▲
2024 · 73.6%
Current ratio
7.16▲
2024 · 2.71
Quick ratio
7.16▲
2024 · 2.71
Debt / equity
0.15▼
2024 · 0.36
ROE
66.9%▼
2024 · 107.5%
ROA
58.3%▼
2024 · 79.1%
Interest coverage
400.99▼
2024 · 1375.13
Debt
€36k▲
2024 · €29k
Debt ≤ 1 year
€36k▲
2024 · €29k
Income taxes
€50k▲
2024 · €20k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€109k€279k▲
Fixed assets21/28€31k€22k▼
Tangible fixed assets22/27€31k€22k▼
Land and buildings22€7k€7k▲
Furniture and vehicles24€24k€15k▼
Current assets29/58€78k€257k▲
Amounts receivable within one year40/41€46k€131k▲
Other amounts receivable41€46k€131k▲
Current investments50/53-€7k
Cash at bank and in hand54/58€6k€120k▲
Deferred charges and accrued income490/1€26k-
Equity and liabilities
Total equity and liabilities10/49€109k€279k▲
Equity10/15€80k€243k▲
Contributions10/11€2k€2k=
Reserves13€78k€241k▲
Distributable reserves133€78k€241k▲
Amounts payable17/49€29k€36k▲
Amounts payable within one year42/48€29k€36k▲
Current portion of amounts payable after more than one year42-€23k
Trade debts44€960€3k▲
Suppliers440/4€960€3k▲
Taxes, remuneration and social security45€20k€10k▼
Taxes450/3€20k€10k▼
Other amounts payable47/48€8k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€12k▲
Other operating charges640/8€889€659▼
Gross operating margin9900€109k€221k▲
Operating profit (loss)9901€105k€208k▲
Financial income75/76B€1k€5k▲
Recurring financial income75€1k€5k▲
Financial charges65/66B€79€549▲
Recurring financial charges65€79€549▲
Profit (loss) for the period before taxes9903€106k€212k▲
Income taxes67/77€20k€50k▲
Profit (loss) for the period9904€86k€163k▲
Profit (loss) for the period to be appropriated9905€86k€163k▲
Appropriation of the result
Profit (loss) to be appropriated9906€86k€163k▲
Transfer to equity691/2€78k€163k▲
To other reserves6921€78k€163k▲
Profit to be distributed694/7€8k-
Directors or managers695€8k-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity triplescurrent ratio 7.16
Current ratio from 2.71 to 7.16.
31-12
Financial
Equity above €200kEq €243k ▲202%
2 profitable years in a row build equity to €243k.
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Geel · 2 establishment units since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Langstraat 202440 GeelGround area
6.1 ha
Building footprint
1.0 ha
Volume, LiDAR
150,211 m³
2 parcels, Flanders · tallest building 26.2 m, ±6 floors. Linked by address, not a title deed.
2 establishment units
URGKA
since 20242.364.050.841
Mariaziekenhuis
since 20242.364.050.940
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72029A0915/00C000 | Flanders | 6.0 ha | 1 · 1.0 ha | 26.2 m · 6 fl. |
| 13374D0779/00D006 | Flanders | 969 m² | 1 · 212 m² | 7.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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PRO LMN
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Of 16,621 companies in sector 86220 we hold annual accounts for 7,972. 6,659 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-09-2024
Fiscal year end31-12
Activities, NACEBEL
86220Specialist medical practice
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.