Financials
- Financial year
- 2025
- Total assets
- €164,465
- Profit
- €28,352
- Solvency
- 19.1%
URBAVIVA
ActiveSummary
URBAVIVA has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €31,352 and a net result of €28,352. Its solvency ranks better than 22% of 10,686 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Overview
Activity
Business and other management consultancy
NACE 70200
1 site
Size
€164,465total assets 2025
- Equity
- €31,352
- Profit
- €28,352
Turnover not published (abbreviated format)
Structure
- Holdings
- 1
Accounts filed 17 days late
Why 87raises riskFounded in 2025Liquidity: current ratio 0.63, cash €14,465lowers riskSector: Activities of head offices; management consultancy activities (NACE 70)Size: total assets €164,465Show the evidence
Checked score
Score 2025
87
/ 100
Excellent
Probability in this band: under 0.55%
Financially better than 40% of its sector peers (NACE 70, micro)
Financial strength
Strong
Solvency
44
equity 19.1% of total assets
Liquidity
59
short-term debt 13.9% · cash 8.8%
Profitability
81
return on assets 17.2%
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
04-2026: 0.4%
05-2026: 0.4%● unchanged vs 04-2026
06-2026: 0.4%● unchanged vs 05-2026
07-2026: 0.4%● unchanged vs 06-2026
08-2026: 0.4%● unchanged vs 07-2026highest value
09-2026: 0.2%▼ -0.2 percentage points vs 08-2026lowest value
10-2026: 0.2%● unchanged vs 09-2026
Credit of up to €2,500 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.63, below 1; short-term debt: 13.9% and cash: 8.8% of total assets), and 80.9% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro): better than 23% on solvency, 50% on liquidity and 47% on profitability.
The bankruptcy probability was computed on 18-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 10686 sector peers (2025).
NBB · sector comparisonPosition among 10686 sector peers
Solvency
better than 22%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-08-2026, 17 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filingDeviation from the deadline
2025
17 days late
← before the deadline
after the deadline →
Searched, nothing found (1)
- Annual accounts filedfinancial year 2025 · abbreviated…
- IncorporationAppointment: LEONARD Guillaume (director) ·…
Key points
By topic
Network & group
- Holdings
- 1
1 holding
Timeline
- Events
- 2
- Since
- 2025
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Business and other management consultancyNACE 70200
- Founded
- 17-03-2025
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 25
- Annual meeting
- Last Friday of June at 18:00
- Purpose
- “Toutes activités de gestion,d’administration,de liquidation,de direction et…” (deed in French)
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